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{\flominor\f31504\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}{\fdbminor\f31505\fbidi \froman\fcharset0\fprq2{\*\panose 02020603050405020304}Times New Roman;}
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{\f41\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\f43\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\f44\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\f45\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\f46\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\f47\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\f48\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\f50\fbidi \fswiss\fcharset238\fprq2 Arial CE;}
{\f51\fbidi \fswiss\fcharset204\fprq2 Arial Cyr;}{\f53\fbidi \fswiss\fcharset161\fprq2 Arial Greek;}{\f54\fbidi \fswiss\fcharset162\fprq2 Arial Tur;}{\f55\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew);}
{\f56\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic);}{\f57\fbidi \fswiss\fcharset186\fprq2 Arial Baltic;}{\f58\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese);}{\f60\fbidi \fmodern\fcharset238\fprq1 Courier New CE;}
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{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbmajor\f31518\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
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{\fhimajor\f31535\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\fhimajor\f31536\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}{\flominor\f31548\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}
{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}
{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}
{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}{\fdbminor\f31558\fbidi \froman\fcharset238\fprq2 Times New Roman CE;}{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr;}
{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek;}{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur;}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew);}
{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic);}{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic;}{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese);}
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{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}}{\colortbl;\red0\green0\blue0;\red0\green0\blue255;\red0\green255\blue255;\red0\green255\blue0;
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Inside Address;}{\s39\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext0 \sqformat caption;}{
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\af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext48 Normal Indent;}{\s49\ql \fi210\li0\ri0\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon42 \snext49 \slink50 Body Text First Indent;}{\*\cs50 \additive \rtlch\fcs1 \af24\afs21 \ltrch\fcs0 \fs21\lang2057\langfe0\langnp2057 
\sbasedon43 \slink49 \slocked \ssemihidden Body Text First Indent Char;}{\s51\ql \li360\ri0\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext51 \slink52 Body Text Indent;}{\*\cs52 \additive \rtlch\fcs1 \af24\afs21 \ltrch\fcs0 \fs21\lang2057\langfe0\langnp2057 \sbasedon10 \slink51 \slocked \ssemihidden 
Body Text Indent Char;}{\s53\ql \fi210\li360\ri0\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
\sbasedon44 \snext53 \slink54 Body Text First Indent 2;}{\*\cs54 \additive \rtlch\fcs1 \af24\afs21 \ltrch\fcs0 \fs21\lang2057\langfe0\langnp2057 \sbasedon52 \slink53 \slocked \ssemihidden Body Text First Indent 2 Char;}{\*\cs55 \additive \rtlch\fcs1 \af0 
\ltrch\fcs0 \ul\cf2 \sbasedon10 Hyperlink;}{\s56\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext56 \slink57 Body Text 3;}{\*\cs57 \additive \rtlch\fcs1 \af24\afs14 \ltrch\fcs0 \fs14\lang2057\langfe0\langnp2057 \sbasedon10 \slink56 \slocked \ssemihidden Body Text 3 Char;}{
\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 \b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
\sbasedon0 \snext0 \ssemihidden table of authorities;}{\s59\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext0 \ssemihidden table of figures;}{\s60\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext0 \sautoupd \ssemihidden \styrsid16678752 toc 1;}{\s61\ql \li240\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin240\itap0 \rtlch\fcs1 \af24\afs24\alang1121 
\ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext0 \sautoupd \ssemihidden \styrsid16678752 toc 2;}{\s62\ql \li480\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin480\itap0 \rtlch\fcs1 
\af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext0 \sautoupd \ssemihidden \styrsid16678752 toc 3;}{\s63\ql \li720\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 
\rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext0 \sautoupd \ssemihidden \styrsid16678752 toc 4;}{
\s64\ql \li960\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin960\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 \sbasedon0 \snext0 \sautoupd \ssemihidden \styrsid16678752 
toc 5;}}{\*\listtable{\list\listtemplateid266521424\listsimple{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li1080
\jclisttab\tx1080\lin1080 }{\listname ;}\listid-126}{\list\listtemplateid1389003736\listsimple{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'01\u-3913 ?;}{\levelnumbers;}
\f3\fbias0\hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }{\listname ;}\listid-125}{\list\listtemplateid-597932222\listsimple{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li360\jclisttab\tx360\lin360 }{\listname ;}\listid-119}{\list\listtemplateid-2094218226\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360
\levelindent0{\leveltext\leveltemplateid-1686183824\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li1800\jclisttab\tx1800\lin1800 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc4\levelnfcn4\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc0
\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel
\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li6480\jclisttab\tx6480\lin6480 }
{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li7200\jclisttab\tx7200\lin7200 
}{\listname ;}\listid23141192}{\list\listtemplateid532561090{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat4\levelspace0\levelindent0{\leveltext\'01\'00;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 
\fi-405\li405\jclisttab\tx405\lin405 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat7\levelspace0\levelindent0{\leveltext\'03\'00.\'01;}{\levelnumbers\'01\'03;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li720
\jclisttab\tx720\lin720 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'05\'00.\'01.\'02;}{\levelnumbers\'01\'03\'05;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li720
\jclisttab\tx720\lin720 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'07\'00.\'01.\'02.\'03;}{\levelnumbers\'01\'03\'05\'07;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 
\fi-1080\li1080\jclisttab\tx1080\lin1080 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'09\'00.\'01.\'02.\'03.\'04;}{\levelnumbers\'01\'03\'05\'07\'09;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fbias0\hres0\chhres0 \fi-1440\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'0b\'00.\'01.\'02.\'03.\'04.\'05;}{\levelnumbers\'01\'03\'05\'07\'09\'0b;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1440\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\'0d\'00.\'01.\'02.\'03.\'04.\'05.\'06;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1800\li1800\jclisttab\tx1800\lin1800 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\'0f\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d\'0f;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-2160\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'11\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07.\'08;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d\'0f\'11;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-2160\li2160
\jclisttab\tx2160\lin2160 }{\listname ;}\listid29426684}{\list\listtemplateid1133919982\listhybrid{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689
\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691
\'01o;}{\levelnumbers;}\f2\fbias0\hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693
\'01\u-3929 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689
\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691
\'01o;}{\levelnumbers;}\f2\fbias0\hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693
\'01\u-3929 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689
\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691
\'01o;}{\levelnumbers;}\f2\fbias0\hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693
\'01\u-3929 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li6480\jclisttab\tx6480\lin6480 }{\listname ;}\listid145242099}{\list\listtemplateid189963416\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li783\jclisttab\tx783\lin783 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1503\jclisttab\tx1503\lin1503 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2223\jclisttab\tx2223\lin2223 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2943\jclisttab\tx2943\lin2943 }{\listlevel\levelnfc4\levelnfcn4\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3663\jclisttab\tx3663\lin3663 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4383\jclisttab\tx4383\lin4383 }{\listlevel\levelnfc0
\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5103\jclisttab\tx5103\lin5103 }{\listlevel
\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5823\jclisttab\tx5823\lin5823 }
{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6543\jclisttab\tx6543\lin6543 
}{\listname ;}\listid199778949}{\list\listtemplateid1618349414\listhybrid{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698699\'01\u-3880 ?;}{\levelnumbers;}
\f10\fbias0\hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698701\'01\u-3844 ?;}{\levelnumbers;}
\f10\fbias0\hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698699\'01\u-3880 ?;}{\levelnumbers;}
\f10\fbias0\hres0\chhres0 \fi-360\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689\'01\u-3913 ?;}{\levelnumbers;}
\f3\fbias0\hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691\'01o;}{\levelnumbers;}
\f2\fbias0\hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693\'01\u-3929 ?;}{\levelnumbers;}
\f10\fbias0\hres0\chhres0 \fi-360\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689\'01\u-3913 ?;}{\levelnumbers;}
\f3\fbias0\hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691\'01o;}{\levelnumbers;}
\f2\fbias0\hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693\'01\u-3929 ?;}{\levelnumbers;}
\f10\fbias0\hres0\chhres0 \fi-360\li6480\jclisttab\tx6480\lin6480 }{\listname ;}\listid255788883}{\list\listtemplateid1504091910\listhybrid{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0
{\leveltext\leveltemplateid67698699\'01\u-3880 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext
\leveltemplateid67698691\'01o;}{\levelnumbers;}\f2\fbias0\hres0\chhres0 \fi-360\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693
\'01\u-3929 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689
\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691
\'01o;}{\levelnumbers;}\f2\fbias0\hres0\chhres0 \fi-360\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693
\'01\u-3929 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689
\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691
\'01o;}{\levelnumbers;}\f2\fbias0\hres0\chhres0 \fi-360\li6480\jclisttab\tx6480\lin6480 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693
\'01\u-3929 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li7200\jclisttab\tx7200\lin7200 }{\listname ;}\listid321855514}{\list\listtemplateid-1558143830{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat4\levelspace0
\levelindent0{\leveltext\'01\'00;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-855\li855\jclisttab\tx855\lin855 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat12\levelspace0\levelindent0
{\leveltext\'03\'00.\'01;}{\levelnumbers\'01\'03;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-855\li855\jclisttab\tx855\lin855 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat6\levelspace0\levelindent0{\leveltext
\'05\'00.\'01.\'02;}{\levelnumbers\'01\'03\'05;}\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\fbias0\hres0\chhres0 \fi-855\li855\jclisttab\tx855\lin855 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0
{\leveltext\'07\'00.\'01.\'02.\'03;}{\levelnumbers\'01\'03\'05\'07;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1080\li1080\jclisttab\tx1080\lin1080 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\'09\'00.\'01.\'02.\'03.\'04;}{\levelnumbers\'01\'03\'05\'07\'09;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1080\li1080\jclisttab\tx1080\lin1080 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\'0b\'00.\'01.\'02.\'03.\'04.\'05;}{\levelnumbers\'01\'03\'05\'07\'09\'0b;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1440\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc0\levelnfcn0
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'0d\'00.\'01.\'02.\'03.\'04.\'05.\'06;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1440\li1440
\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'0f\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d\'0f;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1800\li1800\jclisttab\tx1800\lin1800 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'11\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07.\'08;}{\levelnumbers
\'01\'03\'05\'07\'09\'0b\'0d\'0f\'11;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-2160\li2160\jclisttab\tx2160\lin2160 }{\listname ;}\listid394864942}{\list\listtemplateid-778395456\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid-1813235264\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li360\jclisttab\tx360\lin360 }{\listlevel\levelnfc255\levelnfcn255\leveljc0
\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\leveltemplateid120745392\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \jclisttab\tx360 }{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0
\levelstartat0\levelspace0\levelindent0{\leveltext\leveltemplateid-1744772576\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \jclisttab\tx360 }{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0
\levelindent0{\leveltext\leveltemplateid-1891861040\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \jclisttab\tx360 }{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext
\leveltemplateid156910816\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \jclisttab\tx360 }{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\leveltemplateid-1428640496
\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \jclisttab\tx360 }{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\leveltemplateid-1262041326\'00;}{\levelnumbers;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \jclisttab\tx360 }{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\leveltemplateid-2078104264\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \hres0\chhres0 \jclisttab\tx360 }{\listlevel\levelnfc255\levelnfcn255\leveljc0\leveljcn0\levelfollow0\levelstartat0\levelspace0\levelindent0{\leveltext\leveltemplateid-879216154\'00;}{\levelnumbers;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 
\jclisttab\tx360 }{\listname ;}\listid412243510}{\list\listtemplateid-1320940508\listhybrid{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689
\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691
\'01o;}{\levelnumbers;}\f2\fbias0\hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693
\'01\u-3929 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689
\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691
\'01o;}{\levelnumbers;}\f2\fbias0\hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693
\'01\u-3929 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698689
\'01\u-3913 ?;}{\levelnumbers;}\f3\fbias0\hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698691
\'01o;}{\levelnumbers;}\f2\fbias0\hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698693
\'01\u-3929 ?;}{\levelnumbers;}\f10\fbias0\hres0\chhres0 \fi-360\li6480\jclisttab\tx6480\lin6480 }{\listname ;}\listid422653269}{\list\listtemplateid1615734294\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc0
\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel
\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }
{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\jclisttab\tx6480\lin6480 
}{\listname ;}\listid476067597}{\list\listtemplateid-418231452{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'01\'00;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fbias0\hres0\chhres0 \fi-360\li360\jclisttab\tx360\lin360 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat5\levelspace0\levelindent0{\leveltext\'03\'00.\'01;}{\levelnumbers\'01\'03;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fbias0\hres0\chhres0 \fi-360\li-720\jclisttab\tx-720\lin-720 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'05\'00.\'01.\'02;}{\levelnumbers\'01\'03\'05;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fbias0\hres0\chhres0 \fi-720\li-1440\jclisttab\tx-1440\lin-1440 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'07\'00.\'01.\'02.\'03;}{\levelnumbers\'01\'03\'05\'07;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li-2520\jclisttab\tx-2520\lin-2520 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'09\'00.\'01.\'02.\'03.\'04;}{\levelnumbers
\'01\'03\'05\'07\'09;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1080\li-3240\jclisttab\tx-3240\lin-3240 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\'0b\'00.\'01.\'02.\'03.\'04.\'05;}{\levelnumbers\'01\'03\'05\'07\'09\'0b;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1080\li-4320\jclisttab\tx-4320\lin-4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\'0d\'00.\'01.\'02.\'03.\'04.\'05.\'06;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1440\li-5040\jclisttab\tx-5040\lin-5040 }{\listlevel\levelnfc0\levelnfcn0
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'0f\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d\'0f;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1440\li-6120
\jclisttab\tx-6120\lin-6120 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'11\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07.\'08;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d\'0f\'11;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1800\li-6840\jclisttab\tx-6840\lin-6840 }{\listname ;}\listid490870357}{\list\listtemplateid843597494\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat3
\levelspace0\levelindent0{\leveltext\leveltemplateid-1456320994\'02\'00);}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\jclisttab\tx6480\lin6480 }{\listname ;}\listid530144627}{\list\listtemplateid1118500132
\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li720
\jclisttab\tx720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440
\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 
\fi-180\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 
\af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers
\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715
\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\jclisttab\tx6480\lin6480 }{\listname ;}\listid670257651}{\list\listtemplateid-1167534148\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid28237362\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\fbias0\hres0\chhres0 \fi-360\li360\jclisttab\tx360\lin360 }{\listlevel\levelnfc4\levelnfcn4\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2
\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0
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\af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}
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\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713
\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext
\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li5760\jclisttab\tx5760\lin5760 }{\listname ;}\listid1269390805}{\list\listtemplateid-1283169632\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid-1686183824\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li1080\jclisttab\tx1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\jclisttab\tx6480\lin6480 }{\listname ;}\listid1365206736}
{\list\listtemplateid-1802445580\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat4\levelspace0\levelindent0{\leveltext\leveltemplateid1041801636\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fbias0\hres0\chhres0 \fi-360\li360\jclisttab\tx360\lin360 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \hres0\chhres0 \fi-360\li1080\jclisttab\tx1080\lin1080 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \hres0\chhres0 \fi-180\li1800\jclisttab\tx1800\lin1800 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \hres0\chhres0 \fi-360\li2520\jclisttab\tx2520\lin2520 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
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\ltrch\fcs0 \hres0\chhres0 \fi-360\li4680\jclisttab\tx4680\lin4680 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
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\ltrch\fcs0 \hres0\chhres0 \fi-180\li6120\jclisttab\tx6120\lin6120 }{\listname ;}\listid1488128115}{\list\listtemplateid938887490\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0
{\leveltext\leveltemplateid1835964794\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af39\afs24 \ltrch\fcs0 \f39\fs24\fbias0\hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0
\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2
\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc0
\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel
\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }
{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\jclisttab\tx6480\lin6480 
}{\listname ;}\listid1491483508}{\list\listtemplateid1138935072{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat4\levelspace0\levelindent0{\leveltext\'01\'00;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fbias0\hres0\chhres0 \fi-555\li555\jclisttab\tx555\lin555 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat5\levelspace0\levelindent0{\leveltext\'03\'00.\'01;}{\levelnumbers\'01\'03;}\rtlch\fcs1 \ab\af0 \ltrch\fcs0 
\b\fbias0\hres0\chhres0 \fi-720\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'05\'00.\'01.\'02;}{\levelnumbers\'01\'03\'05;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\fbias0\hres0\chhres0 \fi-720\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'07\'00.\'01.\'02.\'03;}{\levelnumbers\'01\'03\'05\'07;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1080\li1080\jclisttab\tx1080\lin1080 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'09\'00.\'01.\'02.\'03.\'04;}{\levelnumbers
\'01\'03\'05\'07\'09;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1440\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\'0b\'00.\'01.\'02.\'03.\'04.\'05;}{\levelnumbers\'01\'03\'05\'07\'09\'0b;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1440\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\'0d\'00.\'01.\'02.\'03.\'04.\'05.\'06;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1800\li1800\jclisttab\tx1800\lin1800 }{\listlevel\levelnfc0\levelnfcn0\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'0f\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d\'0f;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-2160\li2160
\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'11\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07.\'08;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d\'0f\'11;}\rtlch\fcs1 
\af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-2160\li2160\jclisttab\tx2160\lin2160 }{\listname ;}\listid1521552484}{\list\listtemplateid-1931961100\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid-1182263920\'02\'00);}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li1080\jclisttab\tx1080\lin1080 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\jclisttab\tx6480\lin6480 }{\listname ;}\listid1617562980}{\list\listtemplateid-1701680794\listhybrid
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }
{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 
}{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160
\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 
\fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 
\hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698703\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 
\af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698713\'02\'07.;}{\levelnumbers\'01;}
\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760\jclisttab\tx5760\lin5760 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\levelspace360\levelindent0{\leveltext\leveltemplateid67698715\'02\'08.;}{\levelnumbers
\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\jclisttab\tx6480\lin6480 }{\listname ;}\listid1632785558}{\list\listtemplateid-1832494390\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0
\levelindent0{\leveltext\leveltemplateid67698705\'02\'00);}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698715\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698703\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\leveltemplateid67698713\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1
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\par }}{\*\ftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 
\ltrch\fcs0 \insrsid7284623 \chftnsepc 
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\ltrch\fcs0 \insrsid7284623 \chftnsep 
\par }}{\*\aftnsepc \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 
\ltrch\fcs0 \insrsid7284623 \chftnsepc 
\par }}\ltrpar \sectd \ltrsect\psz9\pgnrestart\linex0\endnhere\sectlinegrid360\sectdefaultcl\sftnbj {\footerr \ltrpar \pard\plain \ltrpar\s24\ql \li0\ri0\widctlpar
\tqc\tx4320\tqr\tx8640\pvpara\phmrg\posxc\posy0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\field{\*\fldinst {\rtlch\fcs1 \af24 
\ltrch\fcs0 \cs26\insrsid4084024 PAGE  }}{\fldrslt {\rtlch\fcs1 \af24 \ltrch\fcs0 \cs26\lang1024\langfe1024\noproof\insrsid12020396 62}}}\sectd \ltrsect\linex0\endnhere\sectdefaultcl\sftnbj {\rtlch\fcs1 \af24 \ltrch\fcs0 \cs26\insrsid4084024 
\par }\pard \ltrpar\s24\ql \li0\ri0\widctlpar\tqc\tx4320\tqr\tx8640\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}{\*\pnseclvl1\pnucrm\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl2\pnucltr\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl3\pndec\pnstart1\pnindent720\pnhang {\pntxta .}}{\*\pnseclvl4\pnlcltr\pnstart1\pnindent720\pnhang {\pntxta )}}
{\*\pnseclvl5\pndec\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl6\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl7\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl8
\pnlcltr\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}{\*\pnseclvl9\pnlcrm\pnstart1\pnindent720\pnhang {\pntxtb (}{\pntxta )}}\pard\plain \ltrpar\s1\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 \b\caps\f1\fs28\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 
{\*\bkmkstart _Toc223946223}CHAPTER - One\line INTRODUCTION{\*\bkmkend _Toc223946223} 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946224}1.1\tab General Background{\*\bkmkend _Toc223946224}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
With small territory of 147,187 square km. in south Asia, Nepal, the country of tall Himalayas is geographically landlocked with two big neighbours, India in south, east and west, and China in the north. Nepal\rquote s population i
s growing rapidly while the existing population is unevenly distributed over haphazard settlement. According to census 2001 the total population of the country is 23151423 among which 11563921 are males and 11587502 are females (CBS, 2001). Therefore, wom
en cover more than half of the country\rquote s population. But the socio-economic and political condition of Women is very poor. 
\par The developing and underdeveloped countries of the world, which form a majority of the population, for the past \lquote few decades\rquote  have be
en in search of specialized economic programs that cater to the needs of the poor people. As a result, there have been substantial gains in reducing poverty, and are gaining momentum to improve their lives particularly in providing better education, nutri
tion and health. In spite of this encouraging trend, a major portion of people in Asia, estimated to be 600 million continue to live below the poverty line. (APDC, 2000)
\par Millions of people in developing countries produce a wide variety of goods at home or s
hops and in trades and retails. The gods produced range from a local cigarette pottery and ceramics, mental utensils, household conveniences like mops and brooms to growing fruits and vegetables .Even in the urban areas, a growing percentage of the workin
g
 population , sometimes as high as 50%(Otero and Rhyne 1984) is engaged in micro enterprise activity. In order to prosper their business, all micro enterprises have a sufficient supply of working capital for the purchase of supplies. With expansion they a
l
so need to invest in assets such as tools, equipment and improved premises. Sometimes people generate such capital from own savings or borrowing money from money lenders at a horrendously high rates of interest. Since, they lack collateral to access money
 from the formal financial services, most of the times, though such micro entrepreneurs are just left stagnant with their skills and business wish for some miracle to happen for the surplus of money.  
\par The concept of micro finance has its roots in this lack
 of capital for investment particularly access to capital to the poor in developing countries. As the name implies, it is financing at a small level. Still the term could be vague and ambiguous considering that word \lquote micro\rquote 
 in micro finance may refer to an
y aspect of the finance associated with it. Many definitions have been put forward in this context and definition differ in understood as, Extension of small loans to very poor people for self employment projects that generate income, allowing them to car
e for themselves and their families. In other words, micro \endash finance is the extension of small loans to entrepreneurs too poor to qualify for traditional bank loans. (CMF 1999)
\par With the capital acquired from micro finance services, poor people are able to en
gage in micro enterprises. Small initiatives which do not require huge capital, for which, resource and skill are locally available and most importantly which yields results very quickly. The quick yielding of results is taken as a very important factor a
s most of the micro finance programs allow very short repayment time. Hence, the micro entrepreneur must be able to generate enough income to be able to pay back the loan on time.
\par Realizing the importance of micro-credits specially based on rural area and c
onducted by women, the researcher, is intended to explore the cause and consequences of  micro-credit development in the rural area and its socio-economic impact to the over all society.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946225}1.2\tab Statement of the Problem{\*\bkmkend _Toc223946225} 
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 In spite of s
ome vague legal background, the interventions in the micro credit sector in Nepal have been plenty. The start of Micro Credit services in Nepal was with the introduction of Production Credit for Rural Women by Ministry of Local Development. With the succe
s
s of Grameen Bank in Bangladesh, Harihar Dev Pant, friner Cenntral Banker started a replicated model in Nepal which is known as Nirdhan, was launched by Ministry of Women and Social Welfare in the form of Micro Credit project the interest of donors, micro
 
credit program has been catch word for every development institution either for showing their outreach to the poor or to draw funding from various sources. As a result, there are micro credit programs launched without proper preparation and homework in sm
all patches all over the country. There had been no supervision or monitoring of such intervention by a centralized authority.
\par For the socio-economic development of rural areas, most of the rural women across the country have been established the micro-cred
it program in the local initiation, local participation and efforts. The communal practices of such programs have been contributing the greater positive impacts in the society. The present study has some research questions to explore some specific finding
s regarding the impact of micro-credit at the study area, are as follows.
\par 
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard\plain \ltrpar\s29\qj \fi-360\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls16\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
What is the social status of the people in the study area?
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 2.\tab}What are the socio-economic impacts made by the micro-credit in the study area?
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 3.\tab}What are the constraints found to operate the micro-credit in the study area?
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946226}1.3\tab Objectives of the Study{\*\bkmkend _Toc223946226}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The general objective of the study is to analyse the impact of women based micro credit of the study area.
\par }\pard\plain \ltrpar\s9\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel8\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af1\afs22\alang1121 \ltrch\fcs0 
\f1\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af0\afs28 \ltrch\fcs0 \f0\fs28\insrsid4084024 The specific objectives of the study are,
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard\plain \ltrpar\s29\qj \fi-360\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls13\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
To find out the socio-economic status of women in the study area.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 2.\tab}To examine the socio-economic impacts of micro-credit in the study area.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 3.\tab}To analyze the constraints on the operation of micro-credit in the study area.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946227}1.4\tab Rationale of the Study{\*\bkmkend _Toc223946227}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Considering the importance of women based micro-credit system in rural development, my study is focused on generalizing the awareness to make capable and to get access of socio-economic development of rural women that comprises a large
 portion of rural areas and majority of the rural people with low level of socio-economic living.
\par Hence the study is an effort in the women based micro-credit development at local level of rural area of Nepal which will ultimately create an access of socio
-economic power authority from the grass root level to the decision making level. Being a capable and competent cadre of the economic development of the country women can be the change agent of the development for rural Nepal. Still there is very low part
i
cipation of women in the development process in Nepal, there is very high participation in the contribution of women in the sense of working environment and production level but they do not have the access of representation and authority of power from the
 
policy making to the implementation phase of governance. The real benefit of the development through governance has been gone on the hand of men rather than women ,so my study tends to advocate the emerging issue of the majority of deprived and vulnerable
 section of society who are in the struggle  to be strengthen socio-economically, since the long ago for their rights. For which, the micro-credit may be an apt means to play an indispensable role to achieve the equity goal of women in Nepal.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946228}1.5\tab Limitations of the Study{\*\bkmkend _Toc223946228}
\par }\pard\plain \ltrpar\s8\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel7\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ai\af24\afs24\alang1121 \ltrch\fcs0 
\i\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ai0\af24\afs28 \ltrch\fcs0 \i0\fs28\insrsid4084024 The study has following limitations which may lead the study up to a case study but not to more specific findings.
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx360\wrapdefault\aspalpha\aspnum\faauto\ls12\adjustright\rin0\lin360\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Although women based micro-credit may have different aspects of socio-economic and political living, the participation on local development had been tried to dig out during the study. This study examines the women\rquote 
s participation in the Lakhanpur VDC of Jhapa, Nepal. So rest of the aspects and concerns are left for the further researcher.
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 2.\tab}The study
 has the contextual findings the generalization of the finding may or may not be applicable to the other parts of Nepal.
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 3.\tab}
The study has the limited boundary of the geographical area which is a district of Nepal, due to the limitation of time and budget.
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 4.\tab}
The limited statistical tools had been used for the accuracy to the study due to the qualitative based study rather than quantitative.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946229}1.6\tab Organization of Study{\*\bkmkend _Toc223946229}
\par }\pard\plain \ltrpar\s28\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\insrsid4084024 The very chapter deals with the contents which are included in thi
s thesis research in each and every chapter. In the first chapter there are the general background, statement of the problems, objectives of the study justification of the study and organization of the study. The composite whole of this section covers by 
t
he chapter one which is the introductory part of the report. The chapter two includes the literature review where different related literatures are kept in different part as the general studies on Micro-credit sector and other related studies of Micro-cre
d
it in Nepal. The third chapter is research Methodology where the complete procedure of the research study has included as the research design, data collection methods and processing of data. The forth chapter introduce the area and NBBS. The fifth chapter
 consists the ways of data analysis and presentation and the out come of the study which are known as major finding of the research. The last chapter is included by summary, conclusion and recommendation according to the finding of the research study.

\par }\pard \ltrpar\s28\qj \fi-360\li360\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s1\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\caps\f1\fs28\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946230}CHAPTER - TWO\line LITERATURE REVIEW{\*\bkmkend _Toc223946230}
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946231}2.1\tab General Studies on Micro-credit Sector{\*\bkmkend _Toc223946231}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The first ones and most repeated ones are the studies on Grameen Bank in Bangladesh and its success theory. Base on studies, many
 replication of Grameen bank are tried all over the world in developing countries adapting it to the local context. Now a sizeable amount of documentation is available on Grameen Banks and its major replications also addressing the change or diversion fro
m
 the original track of Grameen Bank approach. Some of the major studies in South East and South Asian context include case studies of successful micro finance service providers: Grameen Bank, Bangladesh Rural Advancement Committee, Bagladehsh Rural Develo
p
ment Program,(stuart Rutherford; microfinance capacity assessment in Bangladesh1996), Bank Rakyat Indonesia, Association of Cambodian Local Development Agencies ,(http://home1.swipnet.se,info poverty:http://lcweb2.loc.gov/frd:us library of congress countr
y
 study- indonesion),SANSA Development Bank and Sarvodaya Economic Enterprises Development services(SEEDS) in Sri Lanka, Centre for Agriculture and Rural Development and Gerry Roxax Foundation in the Philippines, DeTan Yew Mai In Vietnam, NIRDHAN and SAHAR
A in India, IKHTIAR in Malaysia, NIRDHAN and CSD in Nepal .
\par An important feature of MF program is the non financial service it provides to its members. These services mostly include training program of some sort. Some training such as basic literacy and ari
thmetic are prerequisites to run the program smoothly and for the members to be able to keep their accounts. Apart form that, the studies show that auxiliary trainings on micorenterprises, health, sanitation, nutrtition and awareness from a part of non fi
nancial services.
\par One of the major objectives of the micro finance programs being empowerment of its target users, various studies pertaining to impact assessment of micro finance programs are now being conducted. Compared to other areas mentioned above, th
is field of research is fairly recent and has provided a bright insight on the direction and growth of micro finance programs. The lessons learnt and impact assessment of MF programs has been useful in designing of new programs.
\par Since the success of NIRDHA
N, there have been many studies carried out mostly in the form of case study of NIRDHAN and feasibility of replicating NIRDHAN or providing similar services in other areas. Researchers, scholars and microfinance practitioners have reached out to these pro
g
rams and have carried out many types of studies. Cloning Grmeen Bank: Replicating a poverty model in India, Nepal and Vietnam edited by Helen Todd (1996) gives an account of early years of establishments and success of NIRDHAN as a model replica in Nepal.
 It gives brief discussion background n establishing NIRDHAN, its first year of rapid growth, second year where problems emerged, outreach etc.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946232}2.2 \tab Other Related Studies of Micro-Credits in Nepal{\*\bkmkend _Toc223946232} 
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Rural credit in Nepal is provided
 by both informal and formal sectors. During 1997/98 the total rural credit requirement was estimated at Rs. 18 billion. The total rural credit supplied by the formal sector in 1996/97 was around Rs. 5 billion. It indicates that only about 28 percent of r
ural credit demand is fulfilled by the formal sector.  (Chatterjee et al 2000.)
\par A variety of formal and informal community based savings and credit organizations operate across the country, but their outreach remains limited and capacity for growth constrained by limited member, skill and capital (CMF, 1998). 
\par Most people in the world do not have access to the institutional financial services either for credit or for savings. Despite its widespread demand, it is estimated that institutional finance is unavai
lable to about 50 percent of all households in developing countries. Only 2.5 percent of the 500 million poorest household in the world have access to institutional credit (HDR 1996).
\par About 90 percent of the people in developing countries lack access to fi
nancial services from institution either for credit or for savings. Among them of course, are nearly all the poor can make use of micro finance, there remains a massive gap between the low level of commercial micro-finance available from financial institu
tions and the extensive worldwide demand for such financial services among low income people.
\par Rural Credit Review Survey (1994) indicates that less than 10 percent households borrow from formal sector. There is a substantial unmet demand for credit and it i
s more in hills and mountains. Most of the loans i.e. 71 percent are used for household consumption and personal expenditure, 29 percent goes to business and productive purposes. The lower income households tend to have a higher borrowing rate and corresp
onding occurs larger volume of debt to finance consumption. 
\par The micro-finance industry is evolving quite rapidly around the world with rapid spread of best practices on micro-finance service delivery. Increasing number of institutions are providing micro-f
inance services with an increased emphasis on sustainability and profitability (Robinson, 2001). Nepal\rquote 
s situation is not too much different than the world situation. Rural finance has been playing catalytic role to improve the economic condition of rural 
people through imparting services from formal and semiformal institutions implementing across the country so as to maintain macro-economy satisfactorily. So the financial sector henceforth has been emphasizing towards poverty reduction endeavour as well. 

\par Rural sector needs modernization, diversification and commercialization of production and distribution system. Even among the rural people, the poorest of the poor need more sustained assistance to enable them to stand on their own feet. Construction of r
u
ral physical infrastructure would provide some assistance temporally, but that alone cannot provide sustained employment and income. They need assistance, exclusively targeted at them, for social development, asset creation, skill development and technolo
g
y transfer and marketing to provide long term employment opportunities. A properly designed and effectively implemented financial system could thus help the rural poor to create productive assets as well as increases employment and income. Credit can play
 very important role to increase production, income and employment for the low income people.
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The formal financial sector in Nepal comprise 13 commercial banks, two development banks, Rural Micro Finance Development Center (RMDC), Five Gramin Bikash Banks, 
two Gramin Bank replicates, 44 finance companies, 4 small farmer co-operative limited, 29 co-operative societies and 25 NGOs. Additionally, not licensed but involved in credit activities, there are further 73 SFCLS, 388 small farmer development program un
i
ts, at least 786 savings and credit co-operative (SCCs), about 200 NGOs and more than 11000 savings and credit organization in various forms. In July 1999, there were over 4343 primary co-operative and 82 district co-operative unions registered with the d
e
partment of co-operative. Most activities in formal financial sector are commercial in nature, resulting large loan sizes concentrated in industrial productive activities. The outreach of commercial bank is usually in urban area not in remote and priority
 sectors (DVN,2000\tab \tab 
\par }{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 Micro finance Sector in Nepal}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\par }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af24 \ltrch\fcs0 \lang1024\langfe1024\noproof\langnp1033\insrsid7284623 
{\shpgrp{\*\shpinst\shpleft13\shptop391\shpright8640\shpbottom4994\shpfhdr0\shpbxcolumn\shpbxignore\shpbypara\shpbyignore\shpwr3\shpwrk0\shpfblwtxt0\shpz1\shplid1026
{\sp{\sn groupLeft}{\sv 1800}}{\sp{\sn groupTop}{\sv 6531}}{\sp{\sn groupRight}{\sv 10427}}{\sp{\sn groupBottom}{\sv 11134}}{\sp{\sn fFlipH}{\sv 0}}{\sp{\sn fFlipV}{\sv 0}}{\sp{\sn posh}{\sv 0}}{\sp{\sn posv}{\sv 0}}{\sp{\sn dhgt}{\sv 0}}
{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fPseudoInline}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shp{\*\shpinst\shplid1027{\sp{\sn relLeft}{\sv 2141}}{\sp{\sn relTop}{\sv 6607}}{\sp{\sn relRight}{\sv 9900}}
{\sp{\sn relBottom}{\sv 6607}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}
{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1028{\sp{\sn relLeft}{\sv 6575}}{\sp{\sn relTop}{\sv 6531}}{\sp{\sn relRight}{\sv 6575}}{\sp{\sn relBottom}{\sv 6856}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1029{\sp{\sn relLeft}{\sv 2141}}{\sp{\sn relTop}{\sv 6607}}
{\sp{\sn relRight}{\sv 2141}}{\sp{\sn relBottom}{\sv 6931}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1030{\sp{\sn relLeft}{\sv 9916}}{\sp{\sn relTop}{\sv 6607}}
{\sp{\sn relRight}{\sv 9916}}{\sp{\sn relBottom}{\sv 6931}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1031{\sp{\sn relLeft}{\sv 2169}}{\sp{\sn relTop}{\sv 6867}}
{\sp{\sn relRight}{\sv 4386}}{\sp{\sn relBottom}{\sv 7354}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 65536}}
{\sp{\sn hspNext}{\sv 1031}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Govt.Initiated Model
\par }}}}{\shp{\*\shpinst\shplid1032{\sp{\sn relLeft}{\sv 8040}}{\sp{\sn relTop}{\sv 6957}}{\sp{\sn relRight}{\sv 10427}}{\sp{\sn relBottom}{\sv 7384}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 131072}}{\sp{\sn hspNext}{\sv 1032}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Semi Formal Sector

\par }}}}{\shp{\*\shpinst\shplid1033{\sp{\sn relLeft}{\sv 2994}}{\sp{\sn relTop}{\sv 7333}}{\sp{\sn relRight}{\sv 2994}}{\sp{\sn relBottom}{\sv 7657}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}
{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}
{\shp{\*\shpinst\shplid1034{\sp{\sn relLeft}{\sv 2141}}{\sp{\sn relTop}{\sv 7408}}{\sp{\sn relRight}{\sv 5552}}{\sp{\sn relBottom}{\sv 7408}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}
{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1035{\sp{\sn relLeft}{\sv 5552}}{\sp{\sn relTop}{\sv 7408}}
{\sp{\sn relRight}{\sv 5552}}{\sp{\sn relBottom}{\sv 7733}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1036{\sp{\sn relLeft}{\sv 2141}}{\sp{\sn relTop}{\sv 7408}}
{\sp{\sn relRight}{\sv 2141}}{\sp{\sn relBottom}{\sv 7733}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1037{\sp{\sn relLeft}{\sv 1800}}{\sp{\sn relTop}{\sv 7733}}
{\sp{\sn relRight}{\sv 4528}}{\sp{\sn relBottom}{\sv 8220}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 196608}}
{\sp{\sn hspNext}{\sv 1037}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Govt.Mandated Model
\par }}}}{\shp{\*\shpinst\shplid1038{\sp{\sn relLeft}{\sv 5040}}{\sp{\sn relTop}{\sv 7733}}{\sp{\sn relRight}{\sv 7598}}{\sp{\sn relBottom}{\sv 8220}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 262144}}{\sp{\sn hspNext}{\sv 1038}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Grameen Bikas Bank

\par }}}}{\shp{\*\shpinst\shplid1039{\sp{\sn relLeft}{\sv 9234}}{\sp{\sn relTop}{\sv 7333}}{\sp{\sn relRight}{\sv 9234}}{\sp{\sn relBottom}{\sv 8460}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}
{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1040{\sp{\sn relLeft}{\sv 2482}}{\sp{\sn relTop}{\sv 8485}}
{\sp{\sn relRight}{\sv 9360}}{\sp{\sn relBottom}{\sv 8485}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fArrowheadsOK}{\sv 1}}
{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1041{\sp{\sn relLeft}{\sv 6063}}{\sp{\sn relTop}{\sv 8485}}
{\sp{\sn relRight}{\sv 6063}}{\sp{\sn relBottom}{\sv 8809}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1042{\sp{\sn relLeft}{\sv 2482}}{\sp{\sn relTop}{\sv 8485}}
{\sp{\sn relRight}{\sv 2482}}{\sp{\sn relBottom}{\sv 8809}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1043{\sp{\sn relLeft}{\sv 9343}}{\sp{\sn relTop}{\sv 8485}}
{\sp{\sn relRight}{\sv 9343}}{\sp{\sn relBottom}{\sv 8809}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1044{\sp{\sn relLeft}{\sv 1800}}{\sp{\sn relTop}{\sv 8786}}
{\sp{\sn relRight}{\sv 3994}}{\sp{\sn relBottom}{\sv 9585}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 327680}}
{\sp{\sn hspNext}{\sv 1044}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 NGO/SCC Model
\par (External fund
\par }}}}{\shp{\*\shpinst\shplid1045{\sp{\sn relLeft}{\sv 4860}}{\sp{\sn relTop}{\sv 8786}}{\sp{\sn relRight}{\sv 7749}}{\sp{\sn relBottom}{\sv 9345}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 393216}}{\sp{\sn hspNext}{\sv 1045}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
Micro finance Dev. Bank
\par }}}}{\shp{\*\shpinst\shplid1046{\sp{\sn relLeft}{\sv 8070}}{\sp{\sn relTop}{\sv 8786}}{\sp{\sn relRight}{\sv 10078}}{\sp{\sn relBottom}{\sv 9540}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 458752}}{\sp{\sn hspNext}{\sv 1046}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 NGo/SCC Model
\par (Internal Fund
\par }}}}{\shp{\*\shpinst\shplid1047{\sp{\sn relLeft}{\sv 9000}}{\sp{\sn relTop}{\sv 9591}}{\sp{\sn relRight}{\sv 9000}}{\sp{\sn relBottom}{\sv 10365}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}
{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1048{\sp{\sn relLeft}{\sv 2312}}{\sp{\sn relTop}{\sv 9511}}
{\sp{\sn relRight}{\sv 7768}}{\sp{\sn relBottom}{\sv 9511}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fArrowheadsOK}{\sv 1}}
{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1049{\sp{\sn relLeft}{\sv 7768}}{\sp{\sn relTop}{\sv 9511}}
{\sp{\sn relRight}{\sv 7768}}{\sp{\sn relBottom}{\sv 9835}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1050{\sp{\sn relLeft}{\sv 2312}}{\sp{\sn relTop}{\sv 9511}}
{\sp{\sn relRight}{\sv 2312}}{\sp{\sn relBottom}{\sv 9835}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1051{\sp{\sn relLeft}{\sv 1971}}{\sp{\sn relTop}{\sv 9840}}
{\sp{\sn relRight}{\sv 4017}}{\sp{\sn relBottom}{\sv 10327}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 524288}}
{\sp{\sn hspNext}{\sv 1051}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Govt.Program
\par }}}}{\shp{\*\shpinst\shplid1052{\sp{\sn relLeft}{\sv 6404}}{\sp{\sn relTop}{\sv 9840}}{\sp{\sn relRight}{\sv 8280}}{\sp{\sn relBottom}{\sv 10327}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 589824}}{\sp{\sn hspNext}{\sv 1052}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 INGO Program
\par }}}}{\shp{\*\shpinst\shplid1053{\sp{\sn relLeft}{\sv 3856}}{\sp{\sn relTop}{\sv 10408}}{\sp{\sn relRight}{\sv 9180}}{\sp{\sn relBottom}{\sv 10408}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}
{\shp{\*\shpinst\shplid1054{\sp{\sn relLeft}{\sv 9180}}{\sp{\sn relTop}{\sv 10410}}{\sp{\sn relRight}{\sv 9180}}{\sp{\sn relBottom}{\sv 10583}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}
{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}
{\shp{\*\shpinst\shplid1055{\sp{\sn relLeft}{\sv 3856}}{\sp{\sn relTop}{\sv 10410}}{\sp{\sn relRight}{\sv 3856}}{\sp{\sn relBottom}{\sv 10583}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 20}}{\sp{\sn shapePath}{\sv 4}}
{\sp{\sn fFillOK}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineEndArrowhead}{\sv 1}}{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}
{\shp{\*\shpinst\shplid1056{\sp{\sn relLeft}{\sv 2520}}{\sp{\sn relTop}{\sv 10575}}{\sp{\sn relRight}{\sv 4680}}{\sp{\sn relBottom}{\sv 11134}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 655360}}
{\sp{\sn hspNext}{\sv 1056}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Indigenious NGO's
\par }}}}{\shp{\*\shpinst\shplid1057{\sp{\sn relLeft}{\sv 8310}}{\sp{\sn relTop}{\sv 10575}}{\sp{\sn relRight}{\sv 10129}}{\sp{\sn relBottom}{\sv 11022}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 202}}{\sp{\sn lTxid}{\sv 720896}}{\sp{\sn hspNext}{\sv 1057}}{\sp{\sn lidRegroup}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar
\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 SCO's / SCCs
\par }}}}}{\shprslt{\*\do\dobxcolumn\dobypara\dodhgt8193\dpgroup\dpcount32\dpx13\dpy391\dpxsize8627\dpysize4603\dpline\dpptx0\dppty0\dpptx7759\dppty0\dpx341\dpy76\dpxsize7759\dpysize0\dplinew15\dplinecor0\dplinecog0\dplinecob0
\dpline\dpptx0\dppty0\dpptx0\dppty325\dpastartsol\dpastartw2\dpastartl2\dpx4775\dpy0\dpxsize0\dpysize325\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty324\dpastartsol\dpastartw2\dpastartl2\dpx341\dpy76\dpxsize0\dpysize324
\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty324\dpastartsol\dpastartw2\dpastartl2\dpx8116\dpy76\dpxsize0\dpysize324\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Govt.Initiated Model

\par }}\dpx369\dpy336\dpxsize2217\dpysize487\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Semi Formal Sector

\par }}\dpx6240\dpy426\dpxsize2387\dpysize427\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty324\dpastartsol\dpastartw2\dpastartl2
\dpx1194\dpy802\dpxsize0\dpysize324\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx3411\dppty0\dpx341\dpy877\dpxsize3411\dpysize0\dplinew15\dplinecor0\dplinecog0\dplinecob0
\dpline\dpptx0\dppty0\dpptx0\dppty325\dpastartsol\dpastartw2\dpastartl2\dpx3752\dpy877\dpxsize0\dpysize325\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty325\dpastartsol\dpastartw2\dpastartl2\dpx341\dpy877\dpxsize0\dpysize325
\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Govt.Mandated Model
\par }}\dpx0\dpy1202\dpxsize2728\dpysize487\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Grameen Bikas Bank

\par }}\dpx3240\dpy1202\dpxsize2558\dpysize487\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty1127\dpx7434\dpy802\dpxsize0\dpysize1127
\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx6878\dppty0\dpx682\dpy1954\dpxsize6878\dpysize0\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty324\dpastartsol\dpastartw2\dpastartl2
\dpx4263\dpy1954\dpxsize0\dpysize324\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty324\dpastartsol\dpastartw2\dpastartl2\dpx682\dpy1954\dpxsize0\dpysize324\dplinew15\dplinecor0\dplinecog0\dplinecob0
\dpline\dpptx0\dppty0\dpptx0\dppty324\dpastartsol\dpastartw2\dpastartl2\dpx7543\dpy1954\dpxsize0\dpysize324\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 NGO/SCC Model
\par (External fund
\par }}\dpx0\dpy2255\dpxsize2194\dpysize799\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
Micro finance Dev. Bank
\par }}\dpx3060\dpy2255\dpxsize2889\dpysize559\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 NGo/SCC Model
\par (Internal Fund
\par }}\dpx6270\dpy2255\dpxsize2008\dpysize754\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty774\dpx7200\dpy3060\dpxsize0\dpysize774
\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx5456\dppty0\dpx512\dpy2980\dpxsize5456\dpysize0\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty324\dpastartsol\dpastartw2\dpastartl2
\dpx5968\dpy2980\dpxsize0\dpysize324\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty324\dpastartsol\dpastartw2\dpastartl2\dpx512\dpy2980\dpxsize0\dpysize324\dplinew15\dplinecor0\dplinecog0\dplinecob0
\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Govt.Program
\par }}\dpx171\dpy3309\dpxsize2046\dpysize487\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 INGO Program
\par }}\dpx4604\dpy3309\dpxsize1876\dpysize487\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx5324\dppty0\dpx2056\dpy3877\dpxsize5324\dpysize0
\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx0\dppty173\dpastartsol\dpastartw2\dpastartl2\dpx7380\dpy3879\dpxsize0\dpysize173\dplinew15\dplinecor0\dplinecog0\dplinecob0
\dpline\dpptx0\dppty0\dpptx0\dppty173\dpastartsol\dpastartw2\dpastartl2\dpx2056\dpy3879\dpxsize0\dpysize173\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Indigenious NGO's

\par }}\dpx720\dpy4044\dpxsize2160\dpysize559\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 SCO's / SCCs
\par }}\dpx6510\dpy4044\dpxsize1819\dpysize447\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpendgroup\dpx0\dpy0\dpxsize0\dpysize0}}}}{\rtlch\fcs1 \ab\af24\afs28 
\ltrch\fcs0 \b\fs28\insrsid4084024 Micro Finance Sector
\par }\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\par }{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 
\par 
\par 
\par 
\par 
\par }{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\super\insrsid4084024  }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Micro-finance has been developed largely outside the realm of formal financial sector. There is extensive evidence that micro-finance has a positive 
impact on reducing extreme poverty. There is no doubt that strong demand exist for micro-finance services among the poor. Until recently, the term \'93Micro-finance\'94
 was easily understood as a credit methodology that employs effective collateral substitutes t
o deliver and recover short-term, working capital loans to micro finance goes beyond business loan. Poor use financial services to invest in micro-enterprises, health, education and household emergencies in addition to meet wide variety of other cash need
s that they encounter. The financial services-savings and credit enables clients to increase their household incomes, build assets and reduce their vulnerability to crises. 
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Nepal has a long history in the operation of traditional lending groups often refer
red to in the literature as rotating savings and credit associations and known locally as Dhukuti, Parma, Ghuthi and Rodhi. These tend to be non \endash 
registered associations, quite formally structured in terms of membership rights and obligations but generally self promoted and fully autonomous of formal development agencies.
\par Savings and credit organization is a community based financial organization that is owned and controlled by its members operates primarily on fund generated through member\rquote  saving and has 
savings mobilization and credit supply as its main activities. CECI (1996)
\par There are tens of thousands of unregistered savings credit groups in Nepal.\rquote  Some of which are quite large and formal. even through they are not registered either as NGOs or co-oper
atives, the recent Study has estimated that the existence of 12158 savings and credit organization (SCOs) in Nepal of this ,about 5000were  promoted byINGOs,5500by NGOs and 3500 were self-emerged. According to Social Welfare Council\rquote 
s (SWC) estimate, there are 18000NGOs of which 4017 are associated with SWC (Kantipur 1996,quoted by,CECI,1996)
\par }\pard\plain \ltrpar\s1\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\caps\f1\fs28\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 \column {\*\bkmkstart _Toc223946233}CHAPTER - THREE\line RESEARCH METHODOLOGY{\*\bkmkend _Toc223946233}
\par }\pard\plain \ltrpar\s36\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Research methodology, as a matter of fact, involves everything related to research which is concerned w
ith analyzing the nature and types of data and examining the ways in which they can be used in socio cultural research. The very chapter describes specially the methodologies adopted to conduct the very study by the researcher in his concerns. It includes
 the introduction of the study area, research design, sampling method, data collection methods and analysis of the collected data. 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946234}3.1\tab The Selection of the Study Area{\*\bkmkend _Toc223946234}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The Lakhanpur VDC is located at the eastern part of Nepal which
 is 2 km away on foot from the Mahendra highway that is linked to Damak Municipality of Jhapa district. The VDC is a home to various communities such as Brahmin, Kshetri, Rai, Limbu, Chaudari, Satars, Sarki and other occupational castes. It has 17,405 num
bers of total populations and 3010 total households with a flat topography of Terai region. The maximum temperature of the VDC is 36}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\super\insrsid4084024 0}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 centigrate. The literacy rate of the VDC falls at 67%. The VDC covers about 20 bigha of national forest land, 10 bigha of gr
ass land and, the remaining is mostly irrigated. 85% of area of the VDC has got access to electricity, drinking water. Similarly, about 55% land has irrigation facilities of river water, cemented drainage and private deep boring irrigation system. The VDC
 
has three high schools, two lower secondary schools and six primary schools funded and supported by the government and, four private primary schools are being run in the VDC. Similarly, some micro credit institutions, local NGOs, CBOs and user groups are 
v
isible in the area for a long time. Despite the accessibility and available opportunity to the people of the VDC, there are still some hidden and unhidden truths which were to be explored through this study for the awareness enhancement on the development
 of micro-credits programs on the VDC so the very site was selected to meet the objective of the study.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946235}3.2\tab Research Design{\*\bkmkend _Toc223946235}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Research design is the most important thing. It is the process how the research is conducted employing diff
erent tools and technique according the objective of the topic. An appropriate method had employed in the different context and situations. The study qualitative as far as possible with dominance of primary data, qualitative method for analyzing the abstr
act situation had been done very fair and natural. 
\par The study is specially desi
gned to examine the women based micro-credit and its associated development activities in the socio-economic impact on the people at the study area .Furthermore, It also aims to analyze over the role of the women measuring the value and meaning of their i
nput in the micro-credit development at the study area. 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946236}3.3\tab The Universe and Sample{\*\bkmkend _Toc223946236}
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The total members of Nari Bikash Bachat Samuha , Lakhanpur , Gohaberi there were 300 members form which 30 members were taken as the sample which 
comes to be 10 %  of the total universe and it is assumed that the selection household have represented to the whole universe. The study is focused on the impact of women based micro- credit. The purposive sampling method was used while studying the conce
rns of the researcher.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946237}3.4\tab Nature and Source of Data{\*\bkmkend _Toc223946237} 
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The study is based on both types of primary and secondary data and its nature is both qualitative and quantitative. Primary data are collected form structured and un structured 
questionnaire interviews, observation to target groups, discussion and key informants interview. The secondary types of data are collected form the available literatures such as records, study, reports, dissertations and other materials available in gover
nment an non governmental project libraries, publications of the district development , Jhapa, records of VDC , national planning commission and published and unpublished documents will be also reviewed to meet the objectives. 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946238}3.5\tab Data Collection Methods{\*\bkmkend _Toc223946238}
\par }\pard\plain \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Primary data is collected form the following methods.
\par }\pard\plain \ltrpar\s3\ql \fi-864\li864\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel2\adjustright\rin0\lin864\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946239}3.5.1\tab Interview{\*\bkmkend _Toc223946239}
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Primary data was primarily collected through the structured, semi structure and open questions by taking personal interview particularl
y with women. In the absence of the women, it was conducted with male who was able to give the response was also taken as the respondent. The questionnaire was developed to obtain both quantitative and qualitative information about the concerning the stud
y
. The respondent used the local unit of measurement for the quantities data and it was converted into standard unit later while processing. The questionnaire was developed into language and was also translated into English language in processing. Similarl
y
, in the case of indigenous tribes unable to understand the way they were interviewed, help was taken by their neighbours or through their particular individual of their own mother tongue or language .the purposive sampling method was followed considering
 
the probable respondents who were able to give the response getting free of time, convinced in conversation and enthusiastic about the subject matter. structures, semi structures and open questions were asked form a developed questionnaire to explore the 
different status of respondents, attitudes, belief, and concept upon participation representation, roles, responsibilities and authorities while acting as a body member of the developed works and activities of a study area.
\par }\pard\plain \ltrpar\s3\ql \fi-864\li864\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel2\adjustright\rin0\lin864\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946240}3.5.2\tab Observation{\*\bkmkend _Toc223946240}
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 While interviewing with the respondents, the researcher observed and recorded the activities of women members and respondents, their socio- economic status before and after.
\par }\pard\plain \ltrpar\s3\ql \fi-864\li864\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel2\adjustright\rin0\lin864\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946241}3.5.3\tab Key Informants Interview{\*\bkmkend _Toc223946241}
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The very tool 
being used to take out the more appropriate information and for the comparative study of concept and attitude of the respondent of different categories, such as the study of the real beneficiaries and social mobilized, leaders, youth and service holder ha
s been recorded which information is supposed to triangulate the information of the respondents\rquote  key informants.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946242}3.6\tab Data Processing{\*\bkmkend _Toc223946242}
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 After the editing and coding by cross checking of the data form the completed questionnaire they w
ere classified into different  categories according to different socio- economic characteristics of the respondents such as land holding pattern, income level, occupational status of the study area.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946243}3.7 \tab Data Analysis and Presentation{\*\bkmkend _Toc223946243}
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
It is very sensitive part of the research where the gathered data and information are organized after analyzing and processing through different methods, collected and recorded primary and secondary types of data and information during the study were 
processed through the different ways like validation, editing and coding at first and simple tabulation and socio- economic information were used for the analysis of the subject under study. 
\par }\pard\plain \ltrpar\s1\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\caps\f1\fs28\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946244}CHAPTER - FOUR\line INTRODUCTION OF (NARI BIKASH BACHAT SAMUHA) NBBS{\*\bkmkend _Toc223946244}
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946245}4.1\tab Introduction{\*\bkmkend _Toc223946245}
\par }\pard\plain \ltrpar\s36\qj \li0\ri0\sb120\sa120\sl336\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 NBBS was establishment on 18 Paush, 2052 6 Jesth, 2056 B.S. At the time of establishment, there were 28 members. But there are 412 members and 300 household involving with their journey.
 Around 15 thousands people are directly and indirectly benefited till the reporting date. NBBS has been working as a representative member of NBBS (Biratnagar)since 19 Srawan, 2061 B.S. Purpose of lending the loan of NBBS is for Goat raising, Pig farming
, Livestock, Vegetable farming, Foreign employment, Business and emergency household expenses.
\par Only the shareholder can take the loan from NBBS and he should be a regular member of the rural saving organization. He should save regularly according to the rul
e and regulation of NBBS. To provide the loan, management may take the collateral securities if the demand is higher then savings. According to the NBBS procedure, loan disbursement is made at the canter meeting and manager issues the demanded loan.

\par }{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 Vision:
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb120\sa120\sl336\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 NBBS is directive under the value and norms based financial services of the organization for socio \endash economic upliftment of its member.
\par }{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 Mission:
\par }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 To promote and strengthens members and organization by mobilizing savings and credit on productive community based eco-opportunity activities.
\par }\pard \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 Specific objectives:
\par }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Society precedes their objectives for the main purpose of socio-economic benefits to their member, which has given below;
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard\plain \ltrpar\s29\qj \fi-720\li1080\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar
\jclisttab\tx1080\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin0\lin1080\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
To promote the habit of saving by arising self-dependency, co-operation with involving among their communities.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 2.\tab}Provide competitive interest rate for their regular savings.
\par {\listtext\pard\plain\ltrpar \s37 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 3.\tab}}\pard\plain \ltrpar\s37\qj \fi-720\li1080\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar
\jclisttab\tx1080\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin0\lin1080\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
To motivate the concept on self-dependence and self-confidence to their members.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 4.\tab}}\pard\plain \ltrpar\s29\qj \fi-720\li1080\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar
\jclisttab\tx1080\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin0\lin1080\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Provide necessary support and information to enhance the income generating \tab capacity.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 5.\tab}Operate various activities to improve the socio-economic status.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 6.\tab}Adopt central union membership for competition national and
 international level in respect of rural public.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 7.\tab}Adopt donation of donor agencies with no conditional provision.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 8.\tab}
Making rural saving network with local, regional, national, international level for fulfilments of our objectives.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 9.\tab}
Operate daily service of our members to their prosperity and development with following co-operative act, rule and regulation as well as it can procedure \tab all economic activities as a person to the name of NBBS.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 10.\tab}Provide cooperation to the members for their socio-economic prosperity.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 11.\tab}The society can gain and provide loan to the other organization.
\par {\listtext\pard\plain\ltrpar \s29 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 12.\tab}The society can gain and provide loan the other organization.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946246}4.2\tab Study Area{\*\bkmkend _Toc223946246}
\par }\pard\plain \ltrpar\s36\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The selected research site of the project is wor
king area of NBBS. Its working areas are warding 2,3,4,5,7,8,9 Lakhanpur VDC of Jhapa district. This area is also located at the altitude of 665 meter from the sea level. Total population of the VDC is 18852. }{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 
\b\fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946247}4.3\tab The Organizational Structure{\*\bkmkend _Toc223946247}
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \lang1024\langfe1024\noproof\langnp1033\insrsid7284623 {\shpgrp{\*\shpinst\shpleft-276\shptop124\shpright8820\shpbottom6146\shpfhdr0\shpbxcolumn\shpbxignore\shpbypara\shpbyignore\shpwr3\shpwrk0\shpfblwtxt0\shpz2\shplid1058
{\sp{\sn groupLeft}{\sv 1884}}{\sp{\sn groupTop}{\sv 2258}}{\sp{\sn groupRight}{\sv 10980}}{\sp{\sn groupBottom}{\sv 8280}}{\sp{\sn fFlipH}{\sv 0}}{\sp{\sn fFlipV}{\sv 0}}{\sp{\sn dhgt}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fPseudoInline}{\sv 0}}
{\sp{\sn fLayoutInCell}{\sv 1}}{\shp{\*\shpinst\shplid1059{\sp{\sn relLeft}{\sv 3810}}{\sp{\sn relTop}{\sv 7741}}{\sp{\sn relRight}{\sv 4680}}{\sp{\sn relBottom}{\sv 8102}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}
{\sp{\sn lTxid}{\sv 786432}}{\sp{\sn hspNext}{\sv 1059}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar\qc \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs16 \ltrch\fcs0 \fs16\insrsid4084024 Account
\par }}}}{\shp{\*\shpinst\shplid1060{\sp{\sn relLeft}{\sv 6300}}{\sp{\sn relTop}{\sv 7741}}{\sp{\sn relRight}{\sv 7170}}{\sp{\sn relBottom}{\sv 8280}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn lTxid}{\sv 851968}}
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\par }}\dpx490\dpy3078\dpxsize1620\dpysize542\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
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\par }}\dpx490\dpy4162\dpxsize1620\dpysize541\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 General Assembly

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\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs16 \ltrch\fcs0 \fs16\insrsid4084024 Admin
\par }}\dpx276\dpy5587\dpxsize870\dpysize361\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx18\dppty0\dpptx0\dppty395\dpastartsol\dpastartw2\dpastartl2
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\dpx4698\dpy5122\dpxsize0\dpysize410\dplinew15\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 
\ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 Account Supervisory committee
\par }}\dpx6576\dpy1703\dpxsize2520\dpysize720\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0
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\fs22\lang1024\langfe1024\noproof\insrsid4084024 -Loan sub-committee
\par - Education sub-committee
\par -Youth mobilization subcommittee
\par - Women mobilization subcommittee
\par -Project survey and analysis sub-      committee
\par -Loan utilization supervisory sub-commite
\par }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}\dpx4236\dpy2602\dpxsize4680\dpysize1815\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew15\dplinecor0\dplinecog0\dplinecob0\dpline\dpptx0\dppty0\dpptx6660\dppty0\dpx1176\dpy1178\dpxsize6660\dpysize0
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\par }\pard \ltrpar\qj \fi720\li2160\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin2160\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang1024\langfe1024\noproof\insrsid4084024 
\par 
\par 
\par 
\par 
\par }\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang1024\langfe1024\noproof\insrsid4084024 
\par }{\rtlch\fcs1 \af24\afs34 \ltrch\fcs0 \fs34\lang1024\langfe1024\noproof\insrsid4084024 
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang1024\langfe1024\noproof\insrsid4084024 
In the Organizational structure,the general assembly is the supreme body .the annual assembly of NBBS  is held once a year and all the member should participate in the meeting.The executive committee is designed to implement the policy and budget dicision
 
passed by the General assembly.General assembly makes the different  sub-committee for four year.Chairperson employes to the manager and manager appoints to the other staffs.Every staffs is responcible for the manager. Manager works as a secretary. All co
mmittees members provide volunter service to the organisation.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946248}4.4\tab Bank Accounting System{\*\bkmkend _Toc223946248}
\par }\pard\plain \ltrpar\s44\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs28\alang1121 \ltrch\fcs0 \fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \lang1024\langfe1024\noproof\insrsid4084024 An amount  has opened in the name of NBBS in Mechi Cooperative Organization Jhapa . The banking operation is done in unified signature of cha
irperson and Manager of NBBS .All the Information and documents are handled by  the Manager and has to present the information  at the regulat meeting.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946249}4.5\tab Savings Policy{\*\bkmkend _Toc223946249} 
\par }\pard\plain \ltrpar\s36\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang1024\langfe1024\noproof\insrsid4084024 Saving is the main source of capital formation .There are several policies have been formulated for different savings.
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trrh357\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\pard\plain \ltrpar
\qj \li-45\ri-67\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-67\lin-45 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs26 
\ltrch\fcs0 \fs26\lang1024\langfe1024\noproof\insrsid4084024 S.N.\cell Types\cell Minium Saving and period\cell Collection Method \cell Interest Rate
\par Yearly\cell Loan for Group guarantee(at least 5menbers)\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\lang1024\langfe1024\noproof\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trrh357\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trrh484\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\pard \ltrpar
\qj \li-45\ri-67\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-67\lin-45 {\rtlch\fcs1 \af24\afs26 \ltrch\fcs0 \fs26\lang1024\langfe1024\noproof\insrsid4084024 1
\par \cell Daily Savings\cell Rs-10,One year\cell From Staffs\cell 10%\cell 90%Loan provide after3months savings\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 
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\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\row \ltrrow}\pard \ltrpar
\qj \li-45\ri-67\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-67\lin-45 {\rtlch\fcs1 \af24\afs26 \ltrch\fcs0 \fs26\lang1024\langfe1024\noproof\insrsid4084024 2
\par \cell Weekly Saving pln.\cell Rs-25 and     5   years\cell From staffs\cell 9 %\cell 90%Loan provide after3months savings\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang1024\langfe1024\noproof\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trrh484\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh
\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\row \ltrrow}\trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trrh468\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\pard \ltrpar
\qj \li-45\ri-67\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-67\lin-45 {\rtlch\fcs1 \af24\afs26 \ltrch\fcs0 \fs26\lang1024\langfe1024\noproof\insrsid4084024 3\cell Monthly Saving pln.\cell Rs-100 &5yrs
\cell From staffs\cell 8%\cell 90%Loan provide after3months savings\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\lang1024\langfe1024\noproof\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trrh468\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\row \ltrrow}\trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trrh484\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\pard \ltrpar
\qj \li-45\ri-67\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-67\lin-45 {\rtlch\fcs1 \af24\afs26 \ltrch\fcs0 \fs26\lang1024\langfe1024\noproof\insrsid4084024 4
\par \cell Child Saving pln.\cell Rs-25for 1 times up to 15yrs\cell From Guardian to office\cell 10%(Spend10%of total interest for child welfare)\cell               _\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang1024\langfe1024\noproof\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trrh484\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\row \ltrrow}\pard \ltrpar
\qj \li-45\ri-67\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-67\lin-45 {\rtlch\fcs1 \af24\afs26 \ltrch\fcs0 \fs26\lang1024\langfe1024\noproof\insrsid4084024 
\par 5\cell Current Saving\cell Rs-100to 1500000.one at a time and one month\cell From office counter\cell          _\cell          _\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang1024\langfe1024\noproof\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trrh484\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh
\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\row \ltrrow}\pard \ltrpar
\qj \li-45\ri-67\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-67\lin-45 {\rtlch\fcs1 \af24\afs26 \ltrch\fcs0 \fs26\lang1024\langfe1024\noproof\insrsid4084024 6\cell Khutruke Saving\cell 
Any ammount(Basic balance Rs-500)\cell  From staffs per 5 months\cell 7%\cell 80%Loan provide \cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\lang1024\langfe1024\noproof\insrsid4084024 \trowd \irow6\irowband6\ltrrow\ts11\trqc\trgaph108\trrh484\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\row \ltrrow}\trowd \irow7\irowband7\ltrrow\ts11\trqc\trgaph108\trrh1252\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\pard \ltrpar
\qj \li-45\ri-67\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-67\lin-45 {\rtlch\fcs1 \af24\afs26 \ltrch\fcs0 \fs26\lang1024\langfe1024\noproof\insrsid4084024 7\cell Volunter Savings\cell 
Rs-100 for 1Times(Basic bal.Rs-500)\cell From office counter\cell 7%\cell \cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\lang1024\langfe1024\noproof\insrsid4084024 \trowd \irow7\irowband7\ltrrow\ts11\trqc\trgaph108\trrh1252\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv
\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\row \ltrrow}\pard \ltrpar
\qj \li-45\ri-67\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-67\lin-45 {\rtlch\fcs1 \af24\afs26 \ltrch\fcs0 \fs26\lang1024\langfe1024\noproof\insrsid4084024 8\cell Adult Savings\cell 
Rs-50 at a time(Rs-1000yearly up to 60 years)\cell From office counter\cell 12%\cell              _\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\lang1024\langfe1024\noproof\insrsid4084024 \trowd \irow8\irowband8\lastrow \ltrrow\ts11\trqc\trgaph108\trrh1252\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 
\trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5422\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth307\clshdrawnil \cellx460\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth679\clshdrawnil \cellx1715\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1044\clshdrawnil \cellx3645\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth685\clshdrawnil \cellx4912\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1088\clshdrawnil \cellx6924\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1197\clshdrawnil \cellx9137\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\par }\pard \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \column Each savings plan;
\par }\pard\plain \ltrpar\s29\qj \fi-360\li720\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Pass book charge Rs-15
\par Form chargeRs-10 only.
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 9. Home Wife Savings:
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1181\clshdrawnil \cellx1906\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth365\clshdrawnil \cellx2528\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx3314\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4100\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4886\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx5672\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx6458\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1149\clshdrawnil \cellx8417\pard\plain \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\insrsid4084024 Savings Rate\cell 50\cell 100\cell 200\cell 300\cell 400\cell 500\cell Interest Rate\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1181\clshdrawnil \cellx1906\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth365\clshdrawnil \cellx2528\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx3314\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4100\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4886\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx5672\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx6458\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1149\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Yearly\cell 1\cell 1\cell 1\cell 1\cell 1\cell 1\cell 9%\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1181\clshdrawnil \cellx1906\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth365\clshdrawnil \cellx2528\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx3314\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4100\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4886\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx5672\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx6458\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1149\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell 2\cell 2\cell 2\cell 2\cell 2\cell 2\cell 9.5%\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1181\clshdrawnil \cellx1906\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth365\clshdrawnil \cellx2528\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx3314\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4100\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4886\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx5672\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx6458\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1149\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell 3\cell 3\cell 3\cell 3\cell 3\cell 3\cell 10%\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1181\clshdrawnil \cellx1906\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth365\clshdrawnil \cellx2528\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx3314\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4100\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4886\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx5672\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx6458\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1149\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell 4\cell 4\cell 4\cell 4\cell 4\cell 4\cell 10.5%\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1181\clshdrawnil \cellx1906\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth365\clshdrawnil \cellx2528\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx3314\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4100\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4886\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx5672\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx6458\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1149\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell 5\cell 5\cell 5\cell 5\cell 5\cell 5\cell 11%\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1181\clshdrawnil \cellx1906\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth365\clshdrawnil \cellx2528\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx3314\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4100\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4886\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx5672\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx6458\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1149\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell 6\cell 6\cell 6\cell 6\cell 6\cell 6\cell 11.5%\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1181\clshdrawnil \cellx1906\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth365\clshdrawnil \cellx2528\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx3314\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4100\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4886\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx5672\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx6458\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1149\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell 7\cell 7\cell 7\cell 7\cell 7\cell 7\cell 12%\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow7\irowband7\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1181\clshdrawnil \cellx1906\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth365\clshdrawnil \cellx2528\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx3314\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4100\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx4886\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx5672\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth461\clshdrawnil \cellx6458\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1149\clshdrawnil \cellx8417\row }\pard\plain \ltrpar
\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 Source, Field Survey, 2008
\par }\pard\plain \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 Other facilities:
\par {\pntext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af3\afs28 \ltrch\fcs0 \f3\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard\plain \ltrpar\s33\qj \fi-360\li360\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx360\wrapdefault{\*\pn \pnlvlblt\ilvl0\ls33\pnrnot0\pnf3\pnstart1\pnindent360\pnsp120\pnhang {\pntxtb \'b7}}\aspalpha\aspnum\faauto\ls33\adjustright\rin0\lin360\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Every year provides skilful training as a need of women.
\par {\pntext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af3\afs28 \ltrch\fcs0 \f3\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard \ltrpar\s33\qj \fi-360\li360\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx360\wrapdefault{\*\pn \pnlvlblt\ilvl0\ls33\pnrnot0\pnf3\pnstart1\pnindent360\pnsp120\pnhang {\pntxtb \'b7}}\aspalpha\aspnum\faauto\ls33\adjustright\rin0\lin360\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Provide insurance for possible domestic incident.
\par {\pntext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af3\afs28 \ltrch\fcs0 \f3\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard \ltrpar\s33\qj \fi-360\li360\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx360\wrapdefault{\*\pn \pnlvlblt\ilvl0\ls33\pnrnot0\pnf3\pnstart1\pnindent360\pnsp120\pnhang {\pntxtb \'b7}}\aspalpha\aspnum\faauto\ls33\adjustright\rin0\lin360\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Provide double loan of savings in a group guarantee for the purpose of productive business plan.
\par {\pntext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af3\afs28 \ltrch\fcs0 \f3\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard \ltrpar\s33\qj \fi-360\li360\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx360\wrapdefault{\*\pn \pnlvlblt\ilvl0\ls33\pnrnot0\pnf3\pnstart1\pnindent360\pnsp120\pnhang {\pntxtb \'b7}}\aspalpha\aspnum\faauto\ls33\adjustright\rin0\lin360\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Every year provides loan for one person to study technical education and skilful training.
\par }\pard\plain \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \page 10.\tab Periodic Savings:
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1. Minimum 3 thousands in a time the minimum period of 3 months.
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1972\clshdrawnil \cellx8417\pard\plain \ltrpar\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Period of savings\cell Payment with interest and principal\cell Only interest of Payment\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1972\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\pard \ltrpar
\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1
\par \cell 3 Months\cell 9%\cell Three months\cell six months\cell year\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvmgf\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\pard \ltrpar
\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell \cell \cell -\cell -\cell -\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvmrg\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 
\trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\pard \ltrpar
\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell 6months\cell 9.5%\cell 8%\cell -\cell -\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell 9 Month\cell 10.5%\cell 9.5%\cell 10%\cell -\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell 12 Month\cell 11%\cell 10%\cell 10.5%\cell -\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell 2 Years\cell 12%\cell 10.5%\cell 11%\cell 11.5%\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell 3 Years\cell 12.5%\cell 11%\cell 11.5%\cell 12%\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow7\irowband7\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 7\cell 4 Years\cell 13%\cell 11.5%\cell 12%\cell 12.5%\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow8\irowband8\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qc \li-27\ri-86\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-86\lin-27 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 8\cell 5Years\cell 14%\cell 12%\cell 12.5%\cell 13%\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow9\irowband9\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth377\clshdrawnil \cellx535\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth961\clshdrawnil \cellx2174\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1690\clshdrawnil \cellx5055\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth799\clshdrawnil \cellx6417\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth683\clshdrawnil \cellx7582\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2.\tab 
After 5.5 years, we can withdraw double payment of principal balance.
\par 3.\tab Free incident insurance in an excess savings Rs-50000.00.
\par 4.\tab Loan provides 90% of periodic savings balance with collateral on receipt.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946250}4.6\tab Landing Policies of NBBS{\*\bkmkend _Toc223946250}
\par }\pard\plain \ltrpar\s44\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs28\alang1121 \ltrch\fcs0 \fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 The main objective of collecting is to distribute it as loan to its member for their economic improvement through the NBBS impo
ses a certain rate of interest on its disbursement; it has saved its members from the high interest rate of the informal traditional money lender.
\par }\pard\plain \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The loan has to be provided to the members according to requirement and priority. 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946251}4.7\tab The Nature of Loan{\*\bkmkend _Toc223946251}
\par }\pard\plain \ltrpar\s44\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs28\alang1121 \ltrch\fcs0 \fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 The nature of loan may be different according to their need or use for which the loan is being provided by NBBS. The types of loan can be classified according to the amount and nature of the loan.
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Types of loan \cell  Total limit \cell Loan Period\cell Interest Rate\cell Grace \cell Service charge\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 1\cell Income Generating\cell 75%\cell \cell \cell \cell \cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 -\cell General\cell \cell 18 month\cell 17%\cell -\cell 0.075%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 -\cell Deprived class\cell \cell 24 month\cell 12%\cell 15days\cell -\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 2\cell Social loan\cell 3%\cell 9 month\cell 18%\cell -\cell 0.075%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 3\cell Casual loan\cell 2%\cell 9 month\cell 16%\cell 7days\cell -\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 4\cell Educational (Tech\\Skill)\cell 0.5%\cell 36 month\cell 5%\cell -\cell 0.075%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 5\cell Hierpurchase\cell 7%\cell 18 month\cell 18%\cell -\cell 0.075%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \trowd \irow7\irowband7\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 6\cell Home &Land\cell 12.5%\cell 12 month\cell 18%\cell -\cell 0.075%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \trowd \irow8\irowband8\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5048\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth415\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1451\clshdrawnil \cellx3105\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth546\clshdrawnil \cellx4045\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth759\clshdrawnil \cellx5352\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth614\clshdrawnil \cellx6409\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx7419\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth627\clshdrawnil \cellx8499\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 
\ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 Source, Field Survey, 2008
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946252}4.8\tab Nature of Collateral{\*\bkmkend _Toc223946252}
\par {\pntext\pard\plain\ltrpar \s35 \rtlch\fcs1 \af3\afs28 \ltrch\fcs0 \f3\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard\plain \ltrpar\s35\qj \fi-360\li1080\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\jclisttab\tx1080\wrapdefault{\*\pn \pnlvlblt\ilvl0\ls35\pnrnot0\pnf3\pnstart1\pnindent360\pnsp120\pnhang {\pntxtb \'b7}}\aspalpha\aspnum\faauto\ls35\adjustright\rin0\lin1080\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Member group guarantee
\par {\pntext\pard\plain\ltrpar \s35 \rtlch\fcs1 \af3\afs28 \ltrch\fcs0 \f3\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard \ltrpar\s35\qj \fi-360\li1080\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx1080\wrapdefault{\*\pn \pnlvlblt\ilvl0\ls35\pnrnot0\pnf3\pnstart1\pnindent360\pnsp120\pnhang {\pntxtb \'b7}}\aspalpha\aspnum\faauto\ls35\adjustright\rin0\lin1080\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Share capital and Savings
\par {\pntext\pard\plain\ltrpar \s35 \rtlch\fcs1 \af3\afs28 \ltrch\fcs0 \f3\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af3\dbch\af0\hich\f3 \'b7\tab}}\pard \ltrpar\s35\qj \fi-360\li1080\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx1080\wrapdefault{\*\pn \pnlvlblt\ilvl0\ls35\pnrnot0\pnf3\pnstart1\pnindent360\pnsp120\pnhang {\pntxtb \'b7}}\aspalpha\aspnum\faauto\ls35\adjustright\rin0\lin1080\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Land and Home

\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946253}4.9\tab Loan Approval Right{\*\bkmkend _Toc223946253}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\pard\plain \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Nature of Loan\cell Manager\cell Chairperson\cell Executive Committee\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 
\af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Income generating\cell \cell \cell \cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \cell General\cell Up to 10,000.\cell Up to 30,000\cell Above 30,000\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Deprived Class \cell Up to 10,000\cell Up to 20,000\cell 
Above 20,000\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108
\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Social\cell Up to 5000\cell Up to 15,000\cell Above 15,000
\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell Casual\cell Up to 10,000\cell Above 10,000\cell -\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell Educational\cell Up to 10,000\cell Above 20,000\cell 
Above 20,000\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\ltrrow\ts11\trgaph108\trleft-108
\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell Hierpurchase\cell Up to 20,000\cell Above 40,000\cell 
Above 40,000\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow7\irowband7\ltrrow\ts11\trgaph108\trleft-108
\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell House & Rent\cell Up to 15,000\cell Above 40,000\cell 
Above 40,000\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow8\irowband8\lastrow \ltrrow
\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5177\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth404\clshdrawnil \cellx607\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1183\clshdrawnil \cellx2696\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth997\clshdrawnil \cellx4456\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1055\clshdrawnil \cellx6318\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1360\clshdrawnil \cellx8719\row }\pard\plain \ltrpar
\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 Source, Field Survey, 2008
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946254}4.10\tab Penalty on Loan over due Amount{\*\bkmkend _Toc223946254}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx2714\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx5559\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Months\cell 
Instalment basis loan\cell Other loan\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow
\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx2714\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx5559\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 I\cell 1%\cell 2%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx2714\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx5559\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 II \cell -\cell 3%\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx2714\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx5559\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 III \cell -\cell 4%\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx2714\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx5559\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 After III Months\cell -\cell 5%from the months to till the repayment
\rquote s\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\lastrow \ltrrow
\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx2714\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx5559\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2952\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source, Field Survey, 2008
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946255}4.11\tab Loan Repayment Process{\*\bkmkend _Toc223946255}
\par {\listtext\pard\plain\ltrpar \s30 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard\plain \ltrpar\s30\qj \fi-360\li360\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx360\wrapdefault\aspalpha\aspnum\faauto\ls41\adjustright\rin0\lin360\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Manager should send memorandum letter to the debtor before 15 days of last repayment date.
\par {\listtext\pard\plain\ltrpar \s30 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 2.\tab}Manager should give pressure letter after crossing 15 days of promise date.
\par {\listtext\pard\plain\ltrpar \s30 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 3.\tab}Manager should precede sec
ond pressure letter as for sub-committee decision after crossing 45 days of promise time.
\par {\listtext\pard\plain\ltrpar \s30 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 4.\tab}
After 7 days of third letter, should precede last pressure letter to the debtor as well as witness and Guarantors.
\par {\listtext\pard\plain\ltrpar \s30 \rtlch\fcs1 \af0 \ltrch\fcs0 \lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 5.\tab}If not repayment, should precede notice of 35 days, 15 days, 7 days after last pressure letter.
\par }\pard \ltrpar\s30\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
If not obligate the above mentioned regulation in context of debtor, NBBS should precede public auction and necessary procedure according to Co-operative act 2048.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0\pararsid16678752 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946256}4.12\tab Division of Net Income{\*\bkmkend _Toc223946256}
\par }\pard\plain \ltrpar\s37\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Reserve fund will be 25% of Net Income .After deduct Reserve fund, remaining fund will cover 100% for the following topics:
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell 
Types of fund\cell Percentage with deduction R.F. (75%=100%)\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Share Dividend Fund \cell 20%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Protective capital reverse fund (Sangrachit pugi phirta kosh)
\cell 25%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108
\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell Staffs  Bonus Fund\cell 15%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell Deficit Fulfill Fund\cell 10%\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\row \ltrrow
}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell Member Education  Fund\cell 10%\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell Dhuvant loan Fund\cell !0%\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 7\cell Institutional Dev.Fund\cell 10%\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow7\irowband7\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\row \ltrrow
}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Total\cell \cell 100%\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow8\irowband8\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth424\clshdrawnil \cellx699\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2564\clshdrawnil \cellx5029\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2012\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source, Field Survey, 2008
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946257}4.13\tab Community Support Activities{\*\bkmkend _Toc223946257} 
\par {\listtext\pard\plain\ltrpar \s30 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 1.\tab}}\pard\plain \ltrpar\s30\qj \fi-360\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls32\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Women Empowerment Program(training, facilitation and awareness raising)
\par {\listtext\pard\plain\ltrpar \s30 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 2.\tab}Ceremonial Funds within members
\par {\listtext\pard\plain\ltrpar \s30 \rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 3.\tab}Funds for Miserable conditions of members, starvation, fire, death, flood etc.
\par }\pard\plain \ltrpar\s1\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\caps\f1\fs28\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946258}CHAPTER - FIVE\line DATA ANALYSIS MAJOR FINDINGS{\*\bkmkend _Toc223946258}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 This research has been conducted on the primary as well as secondary data. All the primary data are collected with the help of questionnaire and field survey in the study area.
\par The field survey has been conducted in Lakhanpur VDC, Jhapa district of Mechi Zone and from 2065 October to 2065 December, the questionnaire has been filled by individual meeting with members and staffs.
\par Total members are 412 till 5 Jestha, 2065, respondents are randomly selected. Total respondents of my research are 30 Numbers .An attempt has been done no to select the respondents from same group .The research is mainly based on the primary data.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946259}5.1\tab Composition of Respondents by Sex{\*\bkmkend _Toc223946259}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The biological difference between male and female is called sex. Sex is one of the important parameter which has been playing a vital role in every aspects of social life.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946395}Table 5.1\line  Composition of Respondents by Sex{\*\bkmkend _Toc223946395}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth765\clshdrawnil \cellx1197\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1098\clshdrawnil \cellx3069\clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1629\clshdrawnil \cellx5846\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1509\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\tx0\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell }\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Sex\cell No. of. Res.\cell Percentage\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth765\clshdrawnil \cellx1197\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1098\clshdrawnil \cellx3069\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1629\clshdrawnil \cellx5846\clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1509\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Female\cell 22\cell 73.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth765\clshdrawnil \cellx1197\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1098\clshdrawnil \cellx3069\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1629\clshdrawnil \cellx5846\clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1509\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Male\cell 8\cell 26.66\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth765\clshdrawnil \cellx1197\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1098\clshdrawnil \cellx3069\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1629\clshdrawnil \cellx5846\clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1509\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \~\cell Total \cell 30\cell 100\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow3\irowband3\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth765\clshdrawnil \cellx1197\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1098\clshdrawnil \cellx3069\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1629\clshdrawnil \cellx5846\clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1509\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Source: Field Survey, 2008.
\par The table 5.1 remarks that there is quite
 unequal distribution of population of the respondents out of the 30respondents. 22 respondents were female, and rests of the 8respondents were male. According to the purpose of the researcher quite large portion of female was taken due to the need based 
gender assessment. Owing to high literacy status of people, no any of the problems occurred while collecting the information with the respondents except some illiterate female respondents displayed their shyness and voiceless ness.
\par }\pard\plain \ltrpar\s59\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16678752 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946525}Figure }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid16678752 5.}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 1\line C
omposition of Respondents by Sex{\*\bkmkend _Toc223946525}
\par }\pard\plain \ltrpar\qj \li1107\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\tx720\tx1620\tqr\tx8280\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1107\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\field\fldedit\fldlock{\*\fldinst {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 ref }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024  SHAPE  \\* MERGEFORMAT }}{\fldrslt {\rtlch\fcs1 
\af24 \ltrch\fcs0 \lang1024\langfe1024\noproof\langnp1033\insrsid7284623 {\shpgrp{\*\shpinst\shpleft0\shptop0\shpright6300\shpbottom3990\shpfhdr0\shpbxcolumn\shpbxignore\shpbypara\shpbyignore\shpwr4\shpwrk0\shpfblwtxt1\shpz0\shplockanchor\shplid1090
{\sp{\sn groupLeft}{\sv 0}}{\sp{\sn groupTop}{\sv 0}}{\sp{\sn groupRight}{\sv 6300}}{\sp{\sn groupBottom}{\sv 3990}}{\sp{\sn fFlipH}{\sv 0}}{\sp{\sn fFlipV}{\sv 0}}{\sp{\sn fLockRotation}{\sv 1}}{\sp{\sn fLockAspectRatio}{\sv 1}}
{\sp{\sn fLockPosition}{\sv 1}}{\sp{\sn pWrapPolygonVertices}{\sv 8;5;(154,406);(154,21194);(21394,21194);(21394,406);(154,406)}}{\sp{\sn posh}{\sv 0}}{\sp{\sn posrelh}{\sv 3}}{\sp{\sn posv}{\sv 0}}{\sp{\sn posrelv}{\sv 3}}
{\sp{\sn dhgt}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fAllowOverlap}{\sv 1}}{\sp{\sn fEditedWrap}{\sv 0}}{\sp{\sn fBehindDocument}{\sv 1}}{\sp{\sn fPseudoInline}{\sv 0}}
{\sp{\sn fLayoutInCell}{\sv 1}}{\shp{\*\shpinst\shplid1091{\sp{\sn relLeft}{\sv 0}}{\sp{\sn relTop}{\sv 0}}{\sp{\sn relRight}{\sv 6300}}{\sp{\sn relBottom}{\sv 3990}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 75}}
{\sp{\sn fLockText}{\sv 1}}{\sp{\sn cxk}{\sv 0}}{\sp{\sn fShadowOK}{\sv 1}}{\sp{\sn f3DOK}{\sv 1}}{\sp{\sn fLineOK}{\sv 1}}{\sp{\sn fFillOK}{\sv 1}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fNoFillHitTest}{\sv 1}}{\sp{\sn fLine}{\sv 0}}
{\sp{\sn fPreferRelativeResize}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1092{\sp{\sn relLeft}{\sv 81}}{\sp{\sn relTop}{\sv 74}}
{\sp{\sn relRight}{\sv 6203}}{\sp{\sn relBottom}{\sv 3916}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn fFilled}{\sv 1}}{\sp{\sn lineWidth}{\sv 10160}}{\sp{\sn fLine}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}
{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1093{\sp{\sn relLeft}{\sv 2365}}{\sp{\sn relTop}{\sv 842}}{\sp{\sn relRight}{\sv 4146}}{\sp{\sn relBottom}{\sv 3147}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 0}}{\sp{\sn geoRight}{\sv 1781}}{\sp{\sn geoBottom}{\sv 2305}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn pVerticies}{\sv 8;105;(518,0);(550,0);(599,0);(647,0);(696,15);(728,15);(777,15);(826,30)
;(858,45);(907,59);(939,59);(988,74);(1020,89);(1068,118);(1101,133);(1149,148);(1182,178);(1214,192);(1263,222);(1295,237);(1328,266);(1360,296);(1392,325);(1425,355);(1457,384);(1490,414);(1506,444)
;(1538,473);(1554,503);(1587,532);(1603,577);(1635,606);(1652,650);(1668,680);(1684,724);(1700,754);(1716,798);(1733,828);(1733,872);(1749,916);(1765,946);(1765,990);(1765,1035);(1781,1064);(1781,1109)
;(1781,1153);(1781,1182);(1781,1227);(1765,1271);(1765,1315);(1765,1345);(1749,1389);(1733,1434);(1733,1463);(1716,1508);(1700,1537);(1684,1581);(1668,1611);(1652,1655);(1635,1685);(1603,1729);(1587,1759);(1554,1788)
;(1538,1833);(1506,1862);(1490,1892);(1457,1921);(1425,1951);(1392,1980);(1360,2010);(1328,2039);(1295,2054);(1263,2084);(1214,2099);(1182,2128);(1149,2143);(1101,2172);(1068,2187);(1020,2202);(988,2217);(939,2232)
;(907,2246);(858,2261);(826,2261);(777,2276);(728,2291);(696,2291);(647,2291);(599,2305);(550,2305);(518,2305);(469,2305);(421,2305);(388,2291);(340,2291);(291,2291);(259,2276);(210,2261);(162,2261)
;(129,2246);(81,2232);(48,2217);(0,2202);(518,1153);(518,0)}}{\sp{\sn pSegmentInfo}{\sv 2;212;16384;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1
;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032
;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1
;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032
;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;24577;32768}}{\sp{\sn fFillOK}{\sv 1}}{\sp{\sn fillType}{\sv 1}}{\sp{\sn fillColor}{\sv 128}}{\sp{\sn fillOpacity}{\sv 65536}}
{\sp{\sn fillBackColor}{\sv 16777215}}{\sp{\sn fillBackOpacity}{\sv 65536}}{\sp{\sn fillBlip}{\sv {\pict\picscalex-1\picscaley-1\piccropl0\piccropr0\piccropt0\piccropb0
\picw212\pich212\picwgoal120\pichgoal120\wmetafile8\bliptag242\blipupi96{\*\blipuid 3266b8584732f9112e4ee5e6b0bfa9ff}010009000003400200000000d60100000000d601000026060f00a203574d46430100000000000100d1fb00000000010000008003000000000000800300000100
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000000000000000000000100000089504e470d0a1a0a0000000d4948445200000008000000080103000000fec12cc8000000017352474200aece1ce900000004
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ffffff00000055c2d37e000000164944415418d363e86028632800c20e867406760676001c9d02dcdd1a9f6a0000000049454e44ae4260820000084001082400
0000180000000210c0db01000000030000000000000000000000000000001b40004034000000280000000100000002000000000000bf000000bf000000410000
0041030000000000000008000000000008002100000008000000620000000c00000001000000150000000c00000004000000150000000c000000040000005100
0000a000000000000000000000000700000007000000000000000000000000000000000000000800000008000000500000003000000080000000200000000000
00002000cc0008000000080000002800000008000000080000000100010000000000000000000000000000000000020000000000000000000000ffffff00f801
0101f800000098010101770000008f0000018f00000089010101770101014c000000640000000000000000000000070000000700000000000000000000000800
0000080000002900aa0000000000000000000000803f00000000000000000000803f000000000000000000000000000000000000000000000000000000000000
0000220000000c000000ffffffff460000001c00000010000000454d462b024000000c000000000000000e000000140000000000000010000000140000000400
000003010800050000000b0200000000050000000c0208000800030000001e000400000007010400040000000701040035000000410b2000cc00080008000000
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000098010101770000008f0000018f00000089010101770101010c00000040092900aa000000000000000800080000000000040000002701ffff030000000000}}}{\sp{\sn fillWidth}{\sv 0}}{\sp{\sn fillHeight}{\sv 0}}{\sp{\sn fillDztype}{\sv 0}}
{\sp{\sn fillOriginX}{\sv 0}}{\sp{\sn fillOriginY}{\sv 0}}{\sp{\sn fillShapeOriginX}{\sv 0}}{\sp{\sn fillShapeOriginY}{\sv 0}}{\sp{\sn fFilled}{\sv 1}}{\sp{\sn fillShape}{\sv 1}}
{\sp{\sn fArrowheadsOK}{\sv 1}}{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1094{\sp{\sn relLeft}{\sv 2365}}{\sp{\sn relTop}{\sv 842}}
{\sp{\sn relRight}{\sv 4146}}{\sp{\sn relBottom}{\sv 3147}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 0}}{\sp{\sn geoRight}{\sv 1781}}
{\sp{\sn geoBottom}{\sv 2305}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn pVerticies}{\sv 8;105;(518,0);(550,0);(599,0);(647,0);(696,15);(728,15);(777,15);(826,30);(858,45);(907,59);(939,59);(988,74);(1020,89);(1068,118);(1101,133)
;(1149,148);(1182,178);(1214,192);(1263,222);(1295,237);(1328,266);(1360,296);(1392,325);(1425,355);(1457,384);(1490,414);(1506,444);(1538,473);(1554,503);(1587,532);(1603,577);(1635,606);(1652,650)
;(1668,680);(1684,724);(1700,754);(1716,798);(1733,828);(1733,872);(1749,916);(1765,946);(1765,990);(1765,1035);(1781,1064);(1781,1109);(1781,1153);(1781,1182);(1781,1227);(1765,1271);(1765,1315);(1765,1345)
;(1749,1389);(1733,1434);(1733,1463);(1716,1508);(1700,1537);(1684,1581);(1668,1611);(1652,1655);(1635,1685);(1603,1729);(1587,1759);(1554,1788);(1538,1833);(1506,1862);(1490,1892);(1457,1921);(1425,1951);(1392,1980)
;(1360,2010);(1328,2039);(1295,2054);(1263,2084);(1214,2099);(1182,2128);(1149,2143);(1101,2172);(1068,2187);(1020,2202);(988,2217);(939,2232);(907,2246);(858,2261);(826,2261);(777,2276);(728,2291);(696,2291)
;(647,2291);(599,2305);(550,2305);(518,2305);(469,2305);(421,2305);(388,2291);(340,2291);(291,2291);(259,2276);(210,2261);(162,2261);(129,2246);(81,2232);(48,2217);(0,2202);(518,1153);(518,0)}}{\sp{\sn pSegmentInfo}{\sv 2;212
;16384;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032
;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1
;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032
;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1
;44032;1;44032;1;44032;1;44032;24577;32768}}{\sp{\sn fFillOK}{\sv 1}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineColor}{\sv 0}}{\sp{\sn lineType}{\sv 0}}{\sp{\sn lineWidth}{\sv 10160}}{\sp{\sn lineDashing}{\sv 0}}{\sp{\sn fArrowheadsOK}{\sv 1}}
{\sp{\sn fLine}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1095{\sp{\sn relLeft}{\sv 1620}}{\sp{\sn relTop}{\sv 842}}{\sp{\sn relRight}{\sv 2883}}{\sp{\sn relBottom}{\sv 3044}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 0}}{\sp{\sn geoRight}{\sv 1263}}{\sp{\sn geoBottom}{\sv 2202}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn pVerticies}{\sv 8;81;(745,2202);(712,2187);(664,2172);(631,2143);(583,2128);(550,2099)
;(518,2084);(485,2054);(453,2039);(421,2010);(388,1980);(356,1951);(323,1921);(291,1892);(259,1862);(243,1833);(210,1788);(194,1759);(162,1729);(145,1685);(129,1655);(97,1611);(81,1581);(64,1537);(64,1508)
;(48,1463);(32,1434);(16,1389);(16,1345);(16,1315);(0,1271);(0,1227);(0,1182);(0,1153);(0,1109);(0,1064);(0,1035);(16,990);(16,946);(16,916);(32,872);(48,828);(64,798);(64,754);(81,724);(97,680);(129,650);(145,606)
;(162,577);(194,532);(210,503);(243,473);(259,444);(291,414);(323,384);(356,355);(388,325);(421,296);(453,266);(485,237);(518,222);(550,192);(583,178);(631,148);(664,133);(712,118);(745,89);(793,74);(826,59)
;(874,59);(907,45);(955,30);(1004,15);(1036,15);(1085,15);(1133,0);(1166,0);(1214,0);(1263,0);(1263,1153);(745,2202)}}{\sp{\sn pSegmentInfo}{\sv 2;164;16384;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032
;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1
;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032
;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;24577;32768}}{\sp{\sn fFillOK}{\sv 1}}
{\sp{\sn fillType}{\sv 0}}{\sp{\sn fillColor}{\sv 128}}{\sp{\sn fillOpacity}{\sv 65536}}{\sp{\sn fillBackOpacity}{\sv 65536}}{\sp{\sn fFilled}{\sv 1}}{\sp{\sn fArrowheadsOK}{\sv 1}}
{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1096{\sp{\sn relLeft}{\sv 1620}}{\sp{\sn relTop}{\sv 842}}{\sp{\sn relRight}{\sv 2883}}{\sp{\sn relBottom}{\sv 3044}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 0}}{\sp{\sn geoRight}{\sv 1263}}{\sp{\sn geoBottom}{\sv 2202}}{\sp{\sn shapePath}{\sv 4}}{\sp{\sn pVerticies}{\sv 8;81;(745,2202);(712,2187);(664,2172);(631,2143);(583,2128);(550,2099)
;(518,2084);(485,2054);(453,2039);(421,2010);(388,1980);(356,1951);(323,1921);(291,1892);(259,1862);(243,1833);(210,1788);(194,1759);(162,1729);(145,1685);(129,1655);(97,1611);(81,1581);(64,1537);(64,1508)
;(48,1463);(32,1434);(16,1389);(16,1345);(16,1315);(0,1271);(0,1227);(0,1182);(0,1153);(0,1109);(0,1064);(0,1035);(16,990);(16,946);(16,916);(32,872);(48,828);(64,798);(64,754);(81,724);(97,680);(129,650);(145,606)
;(162,577);(194,532);(210,503);(243,473);(259,444);(291,414);(323,384);(356,355);(388,325);(421,296);(453,266);(485,237);(518,222);(550,192);(583,178);(631,148);(664,133);(712,118);(745,89);(793,74);(826,59)
;(874,59);(907,45);(955,30);(1004,15);(1036,15);(1085,15);(1133,0);(1166,0);(1214,0);(1263,0);(1263,1153);(745,2202)}}{\sp{\sn pSegmentInfo}{\sv 2;164;16384;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032
;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1
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;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;1;44032;24577;32768}}{\sp{\sn fFillOK}{\sv 1}}
{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineColor}{\sv 0}}{\sp{\sn lineType}{\sv 0}}{\sp{\sn lineWidth}{\sv 10160}}{\sp{\sn lineDashing}{\sv 0}}{\sp{\sn fArrowheadsOK}{\sv 1}}
{\sp{\sn fLine}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1097{\sp{\sn relLeft}{\sv 4162}}{\sp{\sn relTop}{\sv 2143}}{\sp{\sn relRight}{\sv 4976}}{\sp{\sn relBottom}{\sv 2419}}{\sp{\sn fRelFlipH}{\sv 0}}
{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn lTxid}{\sv 1572864}}{\sp{\sn dxTextLeft}{\sv 0}}{\sp{\sn dyTextTop}{\sv 0}}{\sp{\sn dxTextRight}{\sv 0}}{\sp{\sn dyTextBottom}{\sv 0}}{\sp{\sn WrapText}{\sv 2}}{\sp{\sn hspNext}{\sv 1097}}
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\pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 
\f1\cf1\insrsid4084024 73.33%}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}}}{\shp{\*\shpinst\shplid1098{\sp{\sn relLeft}{\sv 720}}{\sp{\sn relTop}{\sv 1620}}{\sp{\sn relRight}{\sv 1534}}{\sp{\sn relBottom}{\sv 1896}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn lTxid}{\sv 1638400}}
{\sp{\sn dxTextLeft}{\sv 0}}{\sp{\sn dyTextTop}{\sv 0}}{\sp{\sn dxTextRight}{\sv 0}}{\sp{\sn dyTextBottom}{\sv 0}}{\sp{\sn WrapText}{\sv 2}}{\sp{\sn hspNext}{\sv 1098}}
{\sp{\sn fSelectText}{\sv 1}}{\sp{\sn fAutoTextMargin}{\sv 0}}{\sp{\sn fFitShapeToText}{\sv 1}}{\sp{\sn fFitTextToShape}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar 
\pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 
\f1\cf1\insrsid4084024 26.66%}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}}}{\shp{\*\shpinst\shplid1099{\sp{\sn relLeft}{\sv 5717}}{\sp{\sn relTop}{\sv 1685}}{\sp{\sn relRight}{\sv 6138}}{\sp{\sn relBottom}{\sv 2305}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn fFilled}{\sv 1}}
{\sp{\sn lineWidth}{\sv 0}}{\sp{\sn fLine}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1100{\sp{\sn relLeft}{\sv 5798}}{\sp{\sn relTop}{\sv 1803}}
{\sp{\sn relRight}{\sv 5911}}{\sp{\sn relBottom}{\sv 1906}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn fFilled}{\sv 1}}{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}
{\shp{\*\shpinst\shplid1101{\sp{\sn relLeft}{\sv 5798}}{\sp{\sn relTop}{\sv 1803}}{\sp{\sn relRight}{\sv 5911}}{\sp{\sn relBottom}{\sv 1906}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn fFilled}{\sv 0}}
{\sp{\sn lineWidth}{\sv 10160}}{\sp{\sn fLine}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1102{\sp{\sn relLeft}{\sv 5976}}{\sp{\sn relTop}{\sv 1729}}
{\sp{\sn relRight}{\sv 6110}}{\sp{\sn relBottom}{\sv 2005}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn lTxid}{\sv 1703936}}{\sp{\sn dxTextLeft}{\sv 0}}{\sp{\sn dyTextTop}{\sv 0}}{\sp{\sn dxTextRight}{\sv 0}}
{\sp{\sn dyTextBottom}{\sv 0}}{\sp{\sn WrapText}{\sv 2}}{\sp{\sn hspNext}{\sv 1102}}{\sp{\sn fSelectText}{\sv 1}}{\sp{\sn fAutoTextMargin}{\sv 0}}{\sp{\sn fFitShapeToText}{\sv 1}}
{\sp{\sn fFitTextToShape}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \f1\cf1\insrsid4084024 1}{
\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}}}{\shp{\*\shpinst\shplid1103{\sp{\sn relLeft}{\sv 5798}}{\sp{\sn relTop}{\sv 2113}}{\sp{\sn relRight}{\sv 5911}}{\sp{\sn relBottom}{\sv 2217}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn fillColor}{\sv 0}}
{\sp{\sn fFilled}{\sv 1}}{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1104{\sp{\sn relLeft}{\sv 5798}}{\sp{\sn relTop}{\sv 2113}}
{\sp{\sn relRight}{\sv 5911}}{\sp{\sn relBottom}{\sv 2217}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn lineWidth}{\sv 10160}}{\sp{\sn fLine}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}
{\sp{\sn fLayoutInCell}{\sv 1}}}}{\shp{\*\shpinst\shplid1105{\sp{\sn relLeft}{\sv 5976}}{\sp{\sn relTop}{\sv 2039}}{\sp{\sn relRight}{\sv 6110}}{\sp{\sn relBottom}{\sv 2315}}{\sp{\sn fRelFlipH}{\sv 0}}
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{\sp{\sn fSelectText}{\sv 1}}{\sp{\sn fAutoTextMargin}{\sv 0}}{\sp{\sn fFitShapeToText}{\sv 1}}{\sp{\sn fFitTextToShape}{\sv 0}}{\sp{\sn fFilled}{\sv 0}}{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}{\sp{\sn fLayoutInCell}{\sv 1}}{\shptxt \ltrpar 
\pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 
\f1\cf1\insrsid4084024 2}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}}}{\shp{\*\shpinst\shplid1106{\sp{\sn relLeft}{\sv 81}}{\sp{\sn relTop}{\sv 74}}{\sp{\sn relRight}{\sv 6203}}{\sp{\sn relBottom}{\sv 3916}}{\sp{\sn fRelFlipH}{\sv 0}}{\sp{\sn fRelFlipV}{\sv 0}}{\sp{\sn shapeType}{\sv 1}}{\sp{\sn fFilled}{\sv 0}}
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\dpx1620\dpy842\dpxsize1263\dpysize2202\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat0\dplinew16\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \f1\cf1\insrsid4084024 73.33%}{
\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}\dpx4162\dpy2143\dpxsize814\dpysize276\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat0\dplinehollow\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \f1\cf1\insrsid4084024 26.66%}{
\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}\dpx720\dpy1620\dpxsize814\dpysize276\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat0\dplinehollow\dprect\dpx5717\dpy1685\dpxsize421\dpysize620
\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinew0\dplinecor0\dplinecog0\dplinecob0\dprect\dpx5798\dpy1803\dpxsize113\dpysize103
\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat1\dplinehollow\dprect\dpx5798\dpy1803\dpxsize113\dpysize103
\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat0\dplinew16\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \f1\cf1\insrsid4084024 1}{
\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}\dpx5976\dpy1729\dpxsize134\dpysize276\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat0\dplinehollow\dprect\dpx5798\dpy2113\dpxsize113\dpysize104
\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr0\dpfillbgcg0\dpfillbgcb0\dpfillpat1\dplinehollow\dprect\dpx5798\dpy2113\dpxsize113\dpysize104
\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat0\dplinew16\dplinecor0\dplinecog0\dplinecob0\dptxbx\dptxlrtb{\dptxbxtext\ltrpar \pard\plain \ltrpar
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \f1\cf1\insrsid4084024 2}{
\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
\par }}\dpx5976\dpy2039\dpxsize134\dpysize276\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat0\dplinehollow\dprect\dpx81\dpy74\dpxsize6122\dpysize3842
\dpfillfgcr255\dpfillfgcg255\dpfillfgcb255\dpfillbgcr255\dpfillbgcg255\dpfillbgcb255\dpfillpat0\dplinew16\dplinecor0\dplinecog0\dplinecob0\dpendgroup\dpx0\dpy0\dpxsize0\dpysize0}}}}}}\sectd \ltrsect
\psz9\pgnrestart\linex0\endnhere\sectlinegrid360\sectdefaultcl\sftnbj {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\par 
\par 
\par 
\par 
\par Source: Field Survey, 2008.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc186972527}{\*\bkmkstart _Toc223946260}5.2\tab Caste-ethnic Composition{\*\bkmkend _Toc186972527}{\*\bkmkend _Toc223946260}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 During
 the research study different types of caste and ethnic groups were found as there is diversity in caste ethnicity, language, culture and tradition in a community, society or a geographical location. All the system of socioeconomic living varies according
 
to the norms and values of every distinct nature of a community. In the study area majority of the respondents represents from Brahmin, Chhetri and Janajti ethnic group. In different ward of the VDC the different types of caste ethnic groups, one of the m
o
st appreciable matter of the area is that there is no any domination of particular community such as there is a harmony amongst the Brahmin, Chhetri and Janajati community, but still there is a domination to the marginalized dalits and indigenous people w
ho are socio-economically, culturally and politically back warded.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946396}Table 5.2\line Composition of Respondents by Caste Ethnicity{\*\bkmkend _Toc223946396}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil \cellx4523\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\pard\plain \ltrpar\qc \li-90\ri-104\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-104\lin-90 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell 
Caste-ethnicity\cell Res.\cell Percentage\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow
\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil 
\cellx4523\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow
\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil \cellx4523\clvertalb
\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\pard \ltrpar\qc \li-90\ri-104\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-104\lin-90 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 1\cell Brahmin\cell 9\cell 30\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrnone \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil \cellx4523\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt\brdrnone 
\clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qc \li-90\ri-104\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-104\lin-90 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell Chhetri\cell 7\cell 23.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow
\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil \cellx4523\clvertalb
\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qc \li-90\ri-104\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-104\lin-90 {\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\insrsid4084024 2\cell Janajati\cell 6\cell 20\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrnone \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil \cellx4523\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt\brdrnone 
\clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qc \li-90\ri-104\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-104\lin-90 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell Indigenous\cell 5\cell 16.66\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow
\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil \cellx4523\clvertalb
\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow5\irowband5\ltrrow
\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil 
\cellx4523\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\pard \ltrpar\qc \li-90\ri-104\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-104\lin-90 {\rtlch\fcs1 
\af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell Dalits\cell 3\cell 10\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil \cellx4523\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qc \li-90\ri-104\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin-104\lin-90 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Total\cell 30\cell 100\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\lastrow \ltrrow
\ts11\trgaph108\trrh255\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth633\clshdrawnil \cellx971\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth2083\clshdrawnil 
\cellx4523\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth668\clshdrawnil \cellx5662\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth2\clwWidth1617\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 
\ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 Source: Field Survey, 2008.
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The table 5.2 shows 
the composition of the respondents by caste ethnicity which ultimately represents the existence of caste-ethnic groups in variation and the majority and minority have been affected in the socio-economic living. The major three caste-ethnic communities occ
u
pying  30% by Brahmin out of total population, 23.33%by Chhetri and 20% by Janajati (Rai, Limbu, Gurung, Magar, Tamang)  who are in quite good condition in terms of  socio-economic living exist in the study area, but still there are some lacunae and obsta
c
les on status of awareness on gender mainstreaming. The marginalized caste-ethnic groups, Indigenous (Dhimal, Tajpuria, Rajbansi, Satar, Musahar) occupying 16.66% of total population of the study area as well as 3% population of Dalits also exist in the s
tudy area. Low rate of literacy, lack of assets and authority and power that have been limited them in a certain socio-economic boundary which has resulted to create the hindrances in women\rquote s socio-economic status in all caste-ethnic groups.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc186972528}{\*\bkmkstart _Toc223946261}5.3\tab Educational {\*\bkmkend _Toc186972528}Status{\*\bkmkend _Toc223946261}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 In the research study, the overall literacy rate in different category of the respondent as caste-ethnic group and sex wise was tried to dig out to examine the consciousness of respondents regardi
ng the different aspect of the concerns of the research study which is a real profile of the particular community and society. Through the very parameter, it is assumed that the education is one of the key variables affecting women\rquote 
s status in the study area. An access to education on the basis of gender in category such as gender in caste ethnicity, and sex are the main aspects through which the uplift of women can be enriched to gender-equity, social harmony and justice.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946397}Table 5.3 \line Status of Literacy of Respondents by Sex{\*\bkmkend _Toc223946397}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trrh330\trleft-108\trftsWidth3\trwWidth7670\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw20 
\clbrdrl\brdrs\brdrw20 \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth3\clwWidth660\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrnone 
\cltxlrtb\clftsWidth3\clwWidth1180\clshdrawnil \cellx1781\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1320\clshdrawnil \cellx3080\clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth2255\clshdrawnil \cellx5335\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2255\clshdrawnil \cellx7562\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Sex\cell Res.\cell Literate Res.\cell Literacy Percentage\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow
\ts11\trqc\trgaph108\trrh330\trleft-108\trftsWidth3\trwWidth7670\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrs\brdrw20 \clbrdrb
\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth3\clwWidth660\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrnone \cltxlrtb\clftsWidth3\clwWidth1180\clshdrawnil \cellx1781\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1320\clshdrawnil \cellx3080\clvertalb\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clNoWrap\clftsWidth3\clwWidth2255\clshdrawnil \cellx5335\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2255\clshdrawnil \cellx7562\row \ltrrow
}\trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trrh330\trleft-108\trftsWidth3\trwWidth7670\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrnone \clbrdrl
\brdrs\brdrw20 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth3\clwWidth660\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrnone \cltxlrtb\clftsWidth3\clwWidth1180\clshdrawnil 
\cellx1781\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1320\clshdrawnil \cellx3080\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth2255\clshdrawnil \cellx5335\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2255\clshdrawnil \cellx7562\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Female\cell 22\cell 18\cell 60\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow
\ts11\trqc\trgaph108\trrh330\trleft-108\trftsWidth3\trwWidth7670\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw20 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth3\clwWidth660\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrnone \cltxlrtb\clftsWidth3\clwWidth1180\clshdrawnil \cellx1781\clvertalt\clbrdrt
\brdrnone \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1320\clshdrawnil \cellx3080\clvertalb\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clNoWrap\clftsWidth3\clwWidth2255\clshdrawnil \cellx5335\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2255\clshdrawnil \cellx7562\row \ltrrow
}\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trrh330\trleft-108\trftsWidth3\trwWidth7670\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth660\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1180\clshdrawnil \cellx1781\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1320\clshdrawnil \cellx3080\clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth2255\clshdrawnil \cellx5335\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2255\clshdrawnil \cellx7562\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 2\cell Male\cell 8\cell 7\cell 87.5\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trrh330\trleft-108\trftsWidth3\trwWidth7670\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth660\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1180\clshdrawnil \cellx1781\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1320\clshdrawnil \cellx3080\clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth2255\clshdrawnil \cellx5335\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2255\clshdrawnil \cellx7562\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \cell Total \cell 30\cell 25\cell 83.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\trowd \irow3\irowband3\lastrow \ltrrow\ts11\trqc\trgaph108\trrh330\trleft-108\trftsWidth3\trwWidth7670\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth660\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1180\clshdrawnil \cellx1781\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1320\clshdrawnil \cellx3080\clvertalb\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clNoWrap\clftsWidth3\clwWidth2255\clshdrawnil \cellx5335\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2255\clshdrawnil \cellx7562\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 
\ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 Source: Field Survey, 2008.
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Th
e table 5.3 remarks the status of literacy of respondents by sex and out of 22 female respondents, 60% female are literate and out of 8 male respondents, 87.5% male are literate. So it shows the disparity and inequality in the access to education and stat
us of literacy by sex in the study area.}{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 
\par }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Household works whereas the same age of male child desires the readymade foods and tidy clothes prepared by his mother and small sister. So the gender mainstreaming in practice gets started from a house with a behavi
oural approach of small portion of sorts in daily living.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946262}5.4\tab Impacts on Land Ownership Pattern{\*\bkmkend _Toc223946262} 
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Main asset of the villager is land. Every person wants to buy more land than they have but due to low earning they could not so. Afte
r establishment of NBBS, they have borrowed loan to increase the earning. All the borrowers have not utilized their loan amount properly. They take loan for one purpose and make investments in another purpose such as to pay the previous loan of creditors,
 
to meet domestic expenditures etc. Those borrowers who have properly utilized the loan amount could increase their earnings and then invest their earnings in land purchase. Some are land businessman and others are foreign employees. Those are increasing t
heir property rapidly in a short period.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946398}Table 5.4\line Land ownership Pattern{\*\bkmkend _Toc223946398}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1605\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1605\clshdrawnil \cellx8417\pard\plain \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Land ownership group\cell Before\cell After\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1605\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1605\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh755\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx4827\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx8417\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell \cell No of respondents\cell %\cell No of respondents\cell %
\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh755\trleft-108\trkeep
\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx4827\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx4827\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx8417\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Landless\cell 6\cell 20\cell 3\cell 10\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx4827\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Up to 5 Kattha\cell 3\cell 10\cell 4\cell 13.33\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx4827\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell Above 6 to 10 kattha\cell 4\cell 13.33\cell 5\cell 16.67\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx4827\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell Above 11 to 20 Kattha\cell 7\cell 23.34\cell 8\cell 26.66
\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx4827\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell Above 1 Bhigha\cell 10\cell 33.33\cell 10\cell 33.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx4827\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Total\cell 30\cell 100\cell 30\cell 100\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow7\irowband7\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1412\clshdrawnil \cellx2930\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx4827\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx5673\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1161\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth444\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source: Field survey 2008
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Above table shows
 that before establishing the NBBS, landless person were more than the establishment of NBBS. Their might be various caused to decrease the landless persons but we can say strongly that the problem of landless is decreasing after the effect saving and cre
dit policy of NBBS. The above mentioned data can also be presented with the help of bar diagram.   
\par }\pard\plain \ltrpar\s59\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946526}Figure }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid16678752 5.}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 2 \line 
Land Ownership Pattern Before and After the Intervention of NBBS{\*\bkmkend _Toc223946526}
\par }\pard\plain \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4983003 {\*\shppict{\pict{\*\picprop\shplid1025{\sp{\sn shapeType}{\sv 75}}{\sp{\sn fFlipH}{\sv 0}}{\sp{\sn fFlipV}{\sv 0}}{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}
{\sp{\sn fLayoutInCell}{\sv 1}}}\picscalex100\picscaley100\piccropl0\piccropr0\piccropt0\piccropb0\picw13018\pich7858\picwgoal7380\pichgoal4455\emfblip\bliptag1153361797{\*\blipuid 44bee785eb3b880eaf04a5d3e4b56bce}
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0500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff000500000009020000000004000000
2c01000007000000160418018600040150000400000004010d00040000000201010009000000320a070168000100000033000700040000002d01020004000000
2d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff0005000000
090200000000040000002c01000007000000160418019701ee001100040000002d010200040000002d010300040000002d010500040000002701ffff03000000
1e00040000002d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c0100000700000016041801bd00
040187000400000004010d00040000000201010009000000320a07019f000100000034000700040000002d010200040000002d010300040000002d0105000400
00002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c010000
07000000160418019701ee001100040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d01040004000000
2d010100040000002d010600050000000102ffffff0005000000090200000000040000002c0100000700000016041801f3000401bd000400000004010d000400
00000201010009000000320a0701d5000100000035000700040000002d010200040000002d010300040000002d010500040000002701ffff030000001e000400
00002d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c01000007000000160418019701ee001100
040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d0106000500
00000102ffffff0005000000090200000000040000002c01000007000000160418012a010401f4000400000004010d00040000000201010009000000320a0701
0c010100000038000700040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100
040000002d010600050000000102ffffff0005000000090200000000040000002c01000007000000160418019701ee001100040000002d010200040000002d01
0300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff00050000000902
00000000040000002c0100000700000016041801610104012b010400000004010d0004000000020101000a000000320a07013f01020000003130070007000400
00002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d01060005000000
0102ffffff0005000000090200000000040000002c01000007000000160418019701ee001100040000002d010200040000002d010300040000002d0105000400
00002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c010000
07000000160418019701040161010400000004010d0004000000020101000a000000320a0701750102000000333007000700040000002d010200040000002d01
0300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff00050000000902
00000000040000002c01000007000000160418019701ee001100040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00
040000002d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c0100000700000016042901ec010000
0000040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600
050000000102ffffff0005000000090200000000040000002c010000070000001604ed009801c5005000040000002d010500040000002d010400040000002d01
0500040000002d010400040000002d010500040000002d010400040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00
040000002d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c010000070000001604ed008600c500
50000400000004010d00040000000201010012000000320ac8005400070000004c616e646c657320070007000700070003000700070009000000320ad9006700
0100000073000700040000002d010500040000002d010400040000002d010200040000002d010300040000002d010500040000002701ffff030000001e000400
00002d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c010000070000001604ed009801c5005000
040000002d010500040000002d010400040000002d010500040000002d010400040000002d010500040000002d010400040000002d010500040000002d010400
040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d0106000500
00000102ffffff0005000000090200000000040000002c010000070000001604ed00bd00c50087000400000004010d00040000000201010013000000320ac800
8d0008000000557020746f2035200900070004000400070004000700040010000000320ad9008f00060000004b61747468610900070004000400070007000400
00002d010500040000002d010400040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d01040004000000
2d010100040000002d010600050000000102ffffff0005000000090200000000040000002c010000070000001604ed009801c5005000040000002d0105000400
00002d010400040000002d010500040000002d010400040000002d010500040000002d010400040000002d010500040000002d010400040000002d0102000400
00002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff000500
0000090200000000040000002c010000070000001604ed00f300c500bd000400000004010d00040000000201010013000000320ac800c1000800000041626f76
652036200900070007000500070004000700040010000000320ad900ca0006000000746f20313020040007000400070007000400040000002d01050004000000
2d010400040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d01
0600050000000102ffffff0005000000090200000000040000002c010000070000001604ed009801c5005000040000002d010500040000002d01040004000000
2d010500040000002d010400040000002d010500040000002d010400040000002d010500040000002d010400040000002d010200040000002d01030004000000
2d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff00050000000902000000000400
00002c010000070000001604ed002a01c500f4000400000004010d00040000000201010010000000320ac800fd000600000041626f7665200900070007000500
0700040015000000320ad900f70009000000313120746f2032302000070007000400040007000400070007000400040000002d010500040000002d0104000400
00002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d01060005000000
0102ffffff0005000000090200000000040000002c010000070000001604ed009801c5005000040000002d010500040000002d010400040000002d0105000400
00002d010400040000002d010500040000002d010400040000002d010500040000002d010400040000002d010200040000002d010300040000002d0105000400
00002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c010000
070000001604ed006101c5002b010400000004010d00040000000201010013000000320ac8002f010800000041626f7665203120090007000700050007000400
0700040010000000320ad900320106000000426869676861090007000300070007000700040000002d010500040000002d010400040000002d01020004000000
2d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff0005000000
090200000000040000002c010000070000001604ed009801c5005000040000002d010500040000002d010400040000002d010500040000002d01040004000000
2d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102
ffffff0005000000090200000000040000002c010000070000001604ed009701c50061010400000004010d0004000000020101000f000000320ad0006e010500
0000546f74616c6107000700040007000300040000002d010500040000002d010400040000002d010200040000002d010300040000002d010500040000002701
ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c01000007000000
1604ed009801c5005000040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100
040000002d010600050000000102ffffff0005000000090200000000040000002c0100000700000016042901ec0100000000040000002d010200040000002d01
0300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010600050000000102ffffff00050000000902
00000000040000002c0100000700000016042901ec010000000008000000fa0200000100000000000000040000002d01070004000000f001060007000000fc02
0100000000000000040000002d01060004000000f0010100050000000902ffffff00050000000102000000000400000004010d00040000000201020007000000
1b042501e7010500050007000000fc020000000000000000040000002d010100040000002d01020004000000f0010700040000002d010500040000002701ffff
030000001e0005000000010200000000050000000902ffffff00040000002c0100000700000016042901ec0100000000040000002701ffff030000001e000500
0000010200000000050000000902ffffff00040000002701ffff030000001e0005000000010200000000050000000902ffffff00050000000902ffffff0005000000010200000000040000002d010100040000002d010500040000002701ffff030000000000}}}{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 
\b\fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946263}5.5\tab Housing Condition{\*\bkmkend _Toc223946263}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Housing condition shows the real economic status of the people (Kenya example of poverty). In the study area, we got various types of houses like cottage, mud wall, brick b
uilt, stone wall, brick wall, wall with RCC roof. If the earning improves, the housing condition will also improve. Whether NBBS has played significant role for improving the earning of villagers or not, it could be measured with the help of housing condi
tion of the NBBS members. Following table shows the housing condition of the study area.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946399}Table 5.5\line Housing condition for the respondents{\*\bkmkend _Toc223946399}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1432\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1366\clshdrawnil \cellx8680\pard\plain \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Housing condition\cell Before\cell After\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1432\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1366\clshdrawnil \cellx8680\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth942\clshdrawnil \cellx5418\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth884\clshdrawnil \cellx7833\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth482\clshdrawnil \cellx8680\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell \cell No of respondents\cell %\cell No of respondents\cell %
\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth942\clshdrawnil \cellx5418\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth884\clshdrawnil \cellx7833\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth482\clshdrawnil \cellx8680\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 
\trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth942\clshdrawnil \cellx5418\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth884\clshdrawnil \cellx7833\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth482\clshdrawnil \cellx8680\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell }\pard \ltrpar
\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Mud wall with thatched roof\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell 20\cell 2\cell 6.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth942\clshdrawnil \cellx5418\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth884\clshdrawnil \cellx7833\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth482\clshdrawnil \cellx8680\row \ltrrow}\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell }\pard \ltrpar
\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Wooden wall with tin roof\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 7\cell 23.33\cell 9\cell 30\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth942\clshdrawnil \cellx5418\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth884\clshdrawnil \cellx7833\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth482\clshdrawnil \cellx8680\row \ltrrow}\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell }\pard \ltrpar
\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Brick wall with CGIS\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 8\cell 26.67\cell 11\cell 36.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth942\clshdrawnil \cellx5418\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth884\clshdrawnil \cellx7833\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth482\clshdrawnil \cellx8680\row \ltrrow}\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell }\pard \ltrpar
\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Brick wall with RCC\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 9\cell 30\cell 10\cell 33.33\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth942\clshdrawnil \cellx5418\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth884\clshdrawnil \cellx7833\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth482\clshdrawnil \cellx8680\row \ltrrow}\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Total\cell 30\cell 100\cell 30\cell 100\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5154\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth407\clshdrawnil \cellx608\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1794\clshdrawnil \cellx3762\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth942\clshdrawnil \cellx5418\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth490\clshdrawnil \cellx6279\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth884\clshdrawnil \cellx7833\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth482\clshdrawnil \cellx8680\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source: Field Survey 2006
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Before establishment of NBBS, 6 respondents (20%) had the houses of stone mud wall with tin roof. After establishment of NBBS, there is an improvement in the housing condition of the members. The housing condition of the respondents of the study area has 
b
een improving now. 20% of respondents who had been living in the houses of mud wall with thatched roof but now there are only 2 respondents who have been living such kind of houses. After the establishment of NBBS, 33% has brick wall with RCC roof houses,
 where as before it only 9 respondents had brick wall with RCC roof house.26.67% and 20% respondents have brick wall with CGIS roof houses before and after the establishing NBBS.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946264}5.6\tab Impacts on Treatment Capacity{\*\bkmkend _Toc223946264}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The role of N
BBS can be measured with the help of treatment capacity of respondents. Every person wants to go for better treatment if possible. For better treatment, sufficient money is needed .It is only possible when they have the sufficient earning. There we are de
scribing about the treatment capacity before and after establishment of NBBS.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946400}Table 5.6\line Treatment Capacity{\*\bkmkend _Toc223946400}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth499\clshdrawnil \cellx743\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1618\clshdrawnil \cellx3502\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1372\clshdrawnil \cellx5841\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1511\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Treatment Facility\cell Before\cell After\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth499\clshdrawnil \cellx743\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1618\clshdrawnil \cellx3502\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1372\clshdrawnil \cellx5841\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1511\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh440\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth499\clshdrawnil \cellx743\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1618\clshdrawnil \cellx3502\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx5077\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth447\clshdrawnil \cellx5841\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx7416\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx8417\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell \cell No of Res\cell %\cell No of Res\cell %\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh440\trleft-108\trkeep
\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth499\clshdrawnil \cellx743\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1618\clshdrawnil \cellx3502\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx5077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth447\clshdrawnil \cellx5841\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx7416\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 
\trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth499\clshdrawnil \cellx743\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1618\clshdrawnil \cellx3502\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx5077\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth447\clshdrawnil \cellx5841\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx7416\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx8417\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Non visiting doctor \cell 9\cell 30\cell 2\cell 6.66\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth499\clshdrawnil \cellx743\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1618\clshdrawnil \cellx3502\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx5077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth447\clshdrawnil \cellx5841\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx7416\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Visiting doctor\cell 21\cell 70\cell 28\cell 93.34\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth499\clshdrawnil \cellx743\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1618\clshdrawnil \cellx3502\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx5077\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth447\clshdrawnil \cellx5841\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx7416\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Total\cell 30\cell 100\cell 30\cell 100\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth499\clshdrawnil \cellx743\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1618\clshdrawnil \cellx3502\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx5077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth447\clshdrawnil \cellx5841\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth924\clshdrawnil \cellx7416\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth587\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source: field survey 2006
\par }\pard\plain \ltrpar\s44\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs28\alang1121 \ltrch\fcs0 \fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 
\ltrch\fcs0 \insrsid4084024 Above table shows that before establishing the NBBS, treatment capacity persons were less than the establishment of NBBS. There most be various cause why people visit doctor .one most important cause is sufficient earning. 

\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946401}Table 5.7 \line Responsibility Sharing on Indoor Household Works{\*\bkmkend _Toc223946401}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trrh615\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw20 
\clbrdrl\brdrs\brdrw20 \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl
\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell 
Status of Responsibility Sharing \cell Res.\cell Percentage\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trrh615\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl
\brdrs\brdrw20 \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl
\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow
\ts11\trgaph108\trrh330\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw20 \clbrdrb\brdrs\brdrw20 
\clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648\clvertalt\clbrdrt\brdrnone 
\clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417{\listtext\pard\plain\ltrpar \intbl\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 1.\tab}\pard \ltrpar
\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar\intbl\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls44\adjustright\rin0\lin720 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell }\pard \ltrpar\qj \li0\ri0\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Only by Female \cell 18\cell 60\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow
\ts11\trgaph108\trrh330\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw20 \clbrdrb\brdrs\brdrw20 
\clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648\clvertalt\clbrdrt\brdrnone 
\clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow2\irowband2\ltrrow
\ts11\trgaph108\trrh330\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrs\brdrw20 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648
\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417{\listtext\pard\plain\ltrpar \intbl\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 2.\tab}\pard \ltrpar
\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar\intbl\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls44\adjustright\rin0\lin720 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell }\pard \ltrpar\qj \li0\ri0\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024  Sometimes by Male \cell 4\cell 13.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow
\ts11\trgaph108\trrh330\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrs\brdrw20 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648
\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrs\brdrw20 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow3\irowband3\ltrrow
\ts11\trgaph108\trrh330\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw20 \clbrdrb\brdrs\brdrw20 
\clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648\clvertalt\clbrdrt\brdrnone 
\clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417{\listtext\pard\plain\ltrpar \intbl\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \hich\af0\dbch\af0\loch\f0 3.\tab}\pard \ltrpar
\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar\intbl\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls44\adjustright\rin0\lin720 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell }\pard \ltrpar\qj \li0\ri0\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Both Male and Female\cell 8\cell }\pard \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\intbl
\tx540\tqc\tx792\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 16.67\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow
\ts11\trgaph108\trrh330\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrnone \clbrdrl\brdrs\brdrw20 \clbrdrb\brdrs\brdrw20 
\clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648\clvertalt\clbrdrt\brdrnone 
\clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrnone \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow4\irowband4\lastrow \ltrrow
\ts11\trgaph108\trrh330\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw20 \clbrdrb
\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 \cell Total \cell 30\cell 100\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 
\trowd \irow4\irowband4\lastrow \ltrrow\ts11\trgaph108\trrh330\trleft-108\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw20 \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth548\clshdrawnil \cellx826\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 
\cltxlrtb\clftsWidth2\clwWidth2828\clshdrawnil \cellx5648\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth542\clshdrawnil \cellx6572\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrnone \clbrdrb\brdrs\brdrw20 \clbrdrr\brdrs\brdrw20 \cltxlrtb\clftsWidth2\clwWidth1082\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source, Field Survey, 2008.
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The table 
5.7 shows us clearly the responsibility sharing on indoor household works that the majority of female are still facing the heavy workload in the family. Both the male and female who are aware of the household responsibilities are 24% of the total responde
n
ts, 49% of the total respondents, only female are facing the burden of household work and 26.66% of the total respondents are involved in sharing the responsibilities to some extent.  The household works such as preparing food, cleaning the house, washing
 
cloths, rearing children are all carried out by female most. We can clearly argue that with the lesson and behavioural approaches of parents, children are also sketching the sociological role gender on the basis of sex. A small daughter of 5 years of age 
helps her mother to her every}{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946265}5.7\tab Impacts on Occupation{\*\bkmkend _Toc223946265}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 After the intervention of NBBS some significant impacts on occupation can be seen in the study area. The study areas has not fully associated with the agriculture, some are Go
vt. Job, labouring, business etc.
\par The following has been prepared by the researcher on the basic of main occupation of the villagers.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946402}Table 5.8 \line Impacts on Occupation{\*\bkmkend _Toc223946402}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1381\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1381\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Main Occupation\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Before\cell After\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1381\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1381\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell \cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 No of res\cell %\cell No of res\cell %\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 
\trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Traditional agriculture\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 16\cell 53.33\cell 8\cell 26.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Goat farming\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell 13.33\cell 6\cell 20\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell Pig farming\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell 6.66\cell 5\cell 16.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell Poultry  farming\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell 6.66\cell 4\cell 13.33\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell Veg.Farming\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell 3.33\cell 2\cell 6.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell Business\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell 3.33\cell 2\cell 6.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow7\irowband7\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 7\cell Daily wages labour\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell 10\cell 2\cell 6.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow8\irowband8\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 8\cell Government Job\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell 3.33\cell 1\cell 3.33\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow9\irowband9\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell                         Total\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 100\cell 30\cell 100\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow10\irowband10\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth476\clshdrawnil \cellx703\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1763\clshdrawnil \cellx3709\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx5109\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx6064\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth821\clshdrawnil \cellx7464\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth559\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source: Field Survey 2008
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The table 5.8 describes the impacts on occupation after the 
intervention of NBBS in the study area. As shown in the table 50% traditional farmers has been reduced whereas, the goat farming has increased by about 7%,pig farming by 10%,poltry farming by two folds, veg farming and business doubled. This all was made 
possible by the awareness created by NBBS, its modern approach of utilization of the micro-credits.
\par }\pard\plain \ltrpar\s59\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946527}Figure }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid16678752 5.}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 3 \line 
Bar Diagram of Occupational Pattern{\*\bkmkend _Toc223946527}
\par }\pard\plain \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4983003 {\*\shppict{\pict{\*\picprop\shplid1026{\sp{\sn shapeType}{\sv 75}}{\sp{\sn fFlipH}{\sv 0}}{\sp{\sn fFlipV}{\sv 0}}{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}
{\sp{\sn fLayoutInCell}{\sv 1}}}\picscalex126\picscaley100\piccropl0\piccropr0\piccropt0\piccropb0\picw10292\pich7858\picwgoal5835\pichgoal4455\emfblip\bliptag1134639985{\*\blipuid 43a13b71d0a04821e0b8521a63e642ec}
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08000000fa0200000100000000000000040000002d01060004000000f001010007000000fc020100000000000000040000002d01010004000000f00107000500
00000902ffffff00050000000102000000000400000004010d000400000002010200070000001b04250180010500050007000000fc0200000000000000000400
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030000001e0005000000010200000000050000000902ffffff00050000000902ffffff0005000000010200000000040000002d010700040000002d010500040000002701ffff030000000000}}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946266}5.8\tab Monthly Earning of the Respondents{\*\bkmkend _Toc223946266}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 People\rquote 
s status indicates by the monthly earning. The focus point of the study is the impact of economic and socio status of the villagers. There might be so many factors, among them earning is the main fa
ctor of this study. NBBS has played significant role to improve the earning or not. This is focusing point of this study. The following table shows the monthly earning of the respondents. Monthly earning indicates the people\rquote s economic status.  

\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946403}Table 5.9 \line Monthly Earning{\*\bkmkend _Toc223946403}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1591\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1591\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Income group\cell }\pard \ltrpar\qc \li0\ri0\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Before\cell After\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1591\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1591\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx4638\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx7353\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx8417\pard \ltrpar\qj \li0\ri0\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \cell \cell }\pard \ltrpar\qc \li0\ri0\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 No of res.\cell %\cell No of res.\cell %\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx4638\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx7353\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx8417\row \ltrrow
}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx4638\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx7353\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx8417\pard \ltrpar\qj \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\insrsid4084024 1\cell Up to 2500\cell }\pard \ltrpar\qc \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 8\cell 26.66\cell 4\cell 
13.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108
\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx4638\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx7353\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Up to 3500\cell }\pard \ltrpar\qc \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 7
\cell 23.33\cell 9\cell 30\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow
\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx4638\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx7353\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell Up to 4500\cell }\pard \ltrpar\qc \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6
\cell 20\cell 7\cell 23.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow
\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx4638\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx7353\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell Up to 5500\cell }\pard \ltrpar\qc \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5
\cell 16.66\cell 6\cell 20\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow
\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx4638\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx7353\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell Above 5500\cell }\pard \ltrpar\qc \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4
\cell 13.33\cell 4\cell 13.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow6\irowband6\ltrrow
\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx4638\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx7353\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Total\cell }\pard \ltrpar\qc \li0\ri0\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 
100\cell 30\cell 100\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow7\irowband7\lastrow \ltrrow
\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth531\clshdrawnil \cellx796\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1286\clshdrawnil \cellx2989\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx4638\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx5704\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth967\clshdrawnil \cellx7353\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth625\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source: Field Survey 2008
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 This data can also be presented with the help of following bar diagram too.
\par From the above table, it is clear that there were 8 respondents who had the monthly income below Rs 2500 before establishment of NBBS but only 4 respondents are there under the income group Rs 2501 to 3500 after establishment of NBBS. The income group3501
 
to 4500 there were 7 respondents but now we get 9 respondents. 4501 to 5500 income group, there were 6 respondents but now there are 7 respondents. There were 4 respondents before establishment of NBBS and new we get 4 respondents in the 5501 to above inc
ome group, we can say that monthly income is increasing after establishment of NBBS.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946267}5.9\tab Monthly Saving{\*\bkmkend _Toc223946267}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 If a person has more earning, he can save more earning. Saving depends on the habit of the person. Up to some extent, one who h
as lower income if he has the saving habit he can do more saving. Monthly saving is also one variable, which measures the earning of the person. Saving can be made through earning or saving through reducing expenses.
\par }\pard\plain \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 1)\tab Saving through increasing earning
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 On
e can save more money when he /she has the enough earning .If earning increases his saving will automatically increases .Hence expenses are assumed as constant due to high earning and constant expenses. The balance amount is known as saving.
\par }\pard\plain \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 2)\tab S}{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid16678752 aving through reducing expenses}{\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Saving habit motivates to the person for reducing the unnecessary expenses. Due to reducing over expenses, he can make the saving too. Here earning is assumed as constant. Although one has the low earning, he can also save the more mo
ney than higher earning person due to saving habit.
\par Following table shows the saving structure of the study area of project area before and after establishment of NBBS.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946404}Table 5.10 \line Monthly Saving Structure{\*\bkmkend _Toc223946404}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1608\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1608\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Monthly Saving group\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Before(With them)\cell After(in NBBS)\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1608\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1608\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh666\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 
\clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx4823\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx8417\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell \cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 No of respondents\cell %\cell No of respondents\cell %\cell 
}\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh666\trleft-108\trkeep
\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx4823\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx4823\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx8417\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Up to 300\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 13\cell 43.33\cell 6\cell 20\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx4823\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Rs301-600\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 7\cell 23.33\cell 9\cell 30\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx4823\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell 601-900\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell 20\cell 8\cell 26.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx4823\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell 901-1200\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell 13.33\cell 7\cell 23.33\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx4823\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Total\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 100\cell 30\cell 100\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth378\clshdrawnil \cellx606\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1406\clshdrawnil \cellx2921\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx4823\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx5669\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1163\clshdrawnil \cellx7571\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 
\rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 Source; Field Survey, 2008
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The table 5.10 depicts 
the monthly saving structure of the respondents. In the 301 to 600 saving group, there were 13 respondents and 6 respondents after establishing NBBS. Above Rs 301-600 monthly saving group, there were 7 respondents and now 9 respondents. In Rs 901 group 10
% respondents have been increased. So, we can say that in the study area, respondent\rquote s habit of saving is in rising trend. It is the positive implication on the economic aspects of people in the study area.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946268}5.10\tab Utilization of Saving{\*\bkmkend _Toc223946268}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Efficient utilization of saving creates high earning of the person .In other hand; idle money creates the problem of insecurity. There are so many factors which encourage person for the efficient utilization of the saving money .NBBS is also 
one factor, which has played significant role for efficient utilization of the rural saving.
\par Following table shows the utilization of the saving before and after establishment of NBBS.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946405}Table 5.11\line Utilization of Rural Saving{\*\bkmkend _Toc223946405}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx651\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1973\clshdrawnil \cellx4015\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1291\clshdrawnil \cellx6216\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1291\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell }\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Utilization of rural Saving\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 Before\cell After\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow
\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx651\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1973\clshdrawnil \cellx4015\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1291\clshdrawnil \cellx6216\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1291\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh575\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh
\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx651\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1973\clshdrawnil 
\cellx4015\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx5324\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx6216\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx7525\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx8417\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell }\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 No of res\cell %\cell No of res\cell %\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh575\trleft-108\trkeep\trbrdrt
\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx651\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1973\clshdrawnil \cellx4015\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx5324\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx6216\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx7525\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 
\trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx651\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1973\clshdrawnil \cellx4015\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx5324\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx6216\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx7525\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx8417\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Ideal Saving\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 8\cell 26.66\cell 4\cell 13.33\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx651\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1973\clshdrawnil \cellx4015\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx5324\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx6216\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx7525\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Basic Balance\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 10\cell 33.33\cell 12\cell 40\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx651\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1973\clshdrawnil \cellx4015\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx5324\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx6216\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx7525\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell }\pard \ltrpar
\qj \li0\ri396\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin396\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Investment on business\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 12\cell 40\cell 14\cell 46.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx651\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1973\clshdrawnil \cellx4015\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx5324\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx6216\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx7525\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Total\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 100\cell 30\cell 100\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth445\clshdrawnil \cellx651\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1973\clshdrawnil \cellx4015\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx5324\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx6216\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth768\clshdrawnil \cellx7525\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth523\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source: Field Survey 2008
\par }\pard\plain \ltrpar\s59\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946528}Figure }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid16678752 5.}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 4 \line 
Pie Chart Savings Utilization{\*\bkmkend _Toc223946528}
\par }\pard\plain \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4983003 {\*\shppict{\pict{\*\picprop\shplid1027{\sp{\sn shapeType}{\sv 75}}{\sp{\sn fFlipH}{\sv 0}}{\sp{\sn fFlipV}{\sv 0}}{\sp{\sn fLine}{\sv 0}}{\sp{\sn fLayoutInCell}{\sv 1}}
{\sp{\sn fLayoutInCell}{\sv 1}}}\picscalex100\picscaley77\piccropl0\piccropr0\piccropt0\piccropb0\picw13018\pich7858\picwgoal7380\pichgoal4455\emfblip\bliptag39383515{\*\blipuid 0258f1db72c45003881761badde5b247}
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050000000902ffffff00040000002701ffff030000001e0005000000010200000000050000000902ffffff00050000000902ffffff0005000000010200000000040000002d010100040000002d010500040000002701ffff030000000000}}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 

\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Above table, bar diagram and pie chart shows the utilization of saving by the respondents of the study area. Before establishing the NBBS, there were (8) 26.66% respondents who didn\rquote 
t invest and balance in the bank but l
ater it decreases in number of 4(13.33%) after establishing the NBBS. The respondents who balanced in the bank were (33.33%) before and (40%) respondents balance after establishing the NBBS. So Temporary saving money has been increasing before (12%) and l
a
ter it reaches 14% respondents. So we confirm that the trend to invest money is increasing and villagers do not want to keep the money idle. According to above analysis, it is clear that NBBS has played the significant role for efficient utilization of ru
ral saving.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946269}5.11\tab Property Ownership{\*\bkmkend _Toc223946269}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Property depends on the earning of the person .If one has the high earning; his properties will also more .So increment in property denotes the increment in earning too. The world \'93property\'94
 is used here for all kinds of physical assets such as houses, cattle\rquote s, luxurious goods, land band balance etc. For the study purpose five property classes have been categorized.
\par Below given table shows below mentioned the property in liquidity and number of respondent lies under these classes before and after establishing of NBBS.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946406}Table 5.12 \line Property Ownership Pattern (In Rs){\*\bkmkend _Toc223946406}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5144\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth412\clshdrawnil \cellx614\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1974\clshdrawnil \cellx4077\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1291\clshdrawnil \cellx6342\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1323\clshdrawnil \cellx8663\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Property Ownership pattern\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Before\cell After\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5144\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmgf\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth412\clshdrawnil \cellx614\clvmgf\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1974\clshdrawnil \cellx4077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1291\clshdrawnil \cellx6342\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1323\clshdrawnil \cellx8663\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5144\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth412\clshdrawnil \cellx614\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1974\clshdrawnil \cellx4077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth805\clshdrawnil \cellx5489\clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth486\clshdrawnil \cellx6342\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth838\clshdrawnil \cellx7812\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth485\clshdrawnil \cellx8663\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell \cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 No of res.\cell %\cell No of res.\cell %\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trkeep\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5144\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth412\clshdrawnil \cellx614\clvmrg\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1974\clshdrawnil \cellx4077\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth805\clshdrawnil \cellx5489\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth486\clshdrawnil \cellx6342\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth838\clshdrawnil \cellx7812\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth485\clshdrawnil \cellx8663\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 
\trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5144\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth412\clshdrawnil \cellx614\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1974\clshdrawnil \cellx4077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth805\clshdrawnil \cellx5489\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth486\clshdrawnil \cellx6342\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth838\clshdrawnil \cellx7812\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth485\clshdrawnil \cellx8663\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Up to Rs 50,000.00\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 13\cell 43.33\cell 7\cell 23.33\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5144\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth412\clshdrawnil \cellx614\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1974\clshdrawnil \cellx4077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth805\clshdrawnil \cellx5489\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth486\clshdrawnil \cellx6342\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth838\clshdrawnil \cellx7812\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth485\clshdrawnil \cellx8663\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Above Rs 50000-10000\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 11\cell 36.6\cell 14\cell 46.66\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5144\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth412\clshdrawnil \cellx614\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1974\clshdrawnil \cellx4077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth805\clshdrawnil \cellx5489\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth486\clshdrawnil \cellx6342\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth838\clshdrawnil \cellx7812\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth485\clshdrawnil \cellx8663\row \ltrrow}\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell Above Rs 10000-20000 lakhs\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell 16.66\cell 8\cell 26.66\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5144\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth412\clshdrawnil \cellx614\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1974\clshdrawnil \cellx4077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth805\clshdrawnil \cellx5489\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth486\clshdrawnil \cellx6342\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth838\clshdrawnil \cellx7812\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth485\clshdrawnil \cellx8663\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Total\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 100\cell 30\cell 100\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow5\irowband5\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5144\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth412\clshdrawnil \cellx614\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1974\clshdrawnil \cellx4077\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth805\clshdrawnil \cellx5489\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth486\clshdrawnil \cellx6342\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth838\clshdrawnil \cellx7812\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth485\clshdrawnil \cellx8663\row }\pard\plain \ltrpar
\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 Source: Field Survey 2008
\par }\pard\plain \ltrpar\s9\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel8\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af1\afs22\alang1121 \ltrch\fcs0 
\f1\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af0\afs28 \ltrch\fcs0 \f0\fs28\insrsid4084024 Table 5.12 reflects the eco
nomic strengthening in property ownership of the respondents involved in NBBS. In group of up to Rs 50000 a decrease appear by the reduction of 20% whereas, in the group of 50000-10000 and 10000-20000, respondents were rose by 10% respectively.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946270}5.12\tab Saving and Credit Analysis of NBBS{\*\bkmkend _Toc223946270}
\par }\pard\plain \ltrpar\s3\ql \fi-864\li864\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel2\adjustright\rin0\lin864\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946271}5.12.1\tab Purpose of Loan Taking{\*\bkmkend _Toc223946271}
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Finance is essential to do any kind of economic activities. To provide financial facilities to its member to improve their economic status by various activities is the motto of NBBS.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946407}Table 5.13\line Purpose of Loan Taking by Member of NBBS{\*\bkmkend _Toc223946407}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth431\clshdrawnil \cellx627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2453\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Purpose of Loan taking\cell No. of respondent\cell Percentage\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth431\clshdrawnil \cellx627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2453\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Agriculture /Husbandry\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 12\cell 40\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth431\clshdrawnil \cellx627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2453\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell  Local level business\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell 6.66\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth431\clshdrawnil \cellx627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2453\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell Cottage Industry\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell 10\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth431\clshdrawnil \cellx627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2453\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell Construction \cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell 13.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth431\clshdrawnil \cellx627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2453\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell Foreign Employment\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell 20\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth431\clshdrawnil \cellx627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2453\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell Domestic ,Socio &Cultural purpose\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell 10\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth431\clshdrawnil \cellx627\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2453\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow7\irowband7\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2885\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Total\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 100\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow7\irowband7\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2885\clshdrawnil \cellx4811\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1264\clshdrawnil \cellx6966\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth852\clshdrawnil \cellx8417\row }\pard\plain \ltrpar
\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 
\ltrch\fcs0 \b0\fs28\insrsid4084024 Source: Field Survey 2008
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
The table 5.13 describes the purposes of loan taking by the member of NBBS. The majority of the respondents had taken the loan on agricultural purposes. They covered 40% of the total respondents whereas, for the foreign employment 20% respondents, constru
ction 13.33%, cottage industry 10% respondents took the loan.
\par }\pard\plain \ltrpar\s59\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946529}Figure }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid16678752 5.}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 5 \line 
Bar diagram of Loan taking Pattern{\*\bkmkend _Toc223946529}
\par }\pard\plain \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
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07000000fc020000ff8080000000040000002d01010004000000f0010000050000000902ff8080000400000004010d000400000002010200070000001b04ff00
0e01f70006010500000009020000000004000000020101001e000000320af20011010f000000446f6d6573746963202c536f63696f79090007000b0007000700
040003000700040004000900070007000300070021000000320a02011101110000002643756c747572616c20707572706f736500090009000700030004000700
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2d010400040000002d010100040000002d010600050000000102ffffff0005000000090200000000040000002c01000007000000160413017b01370002010400
00002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d01060005000000
0102ffffff0005000000090200000000040000002c0100000700000016042901850100000000040000002d010200040000002d010300040000002d0105000400
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2d01060004000000f0010100050000000902ffffff00050000000102000000000400000004010d000400000002010200070000001b0425018001050005000700
0000fc020000000000000000040000002d010100040000002d01020004000000f0010000040000002d010500040000002701ffff030000001e00050000000102
00000000050000000902ffffff00040000002c0100000700000016042901850100000000040000002701ffff030000001e000500000001020000000005000000
0902ffffff00040000002701ffff030000001e0005000000010200000000050000000902ffffff00050000000902ffffff0005000000010200000000040000002d010100040000002d010500040000002701ffff030000000000}}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s3\ql \fi-864\li864\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel2\adjustright\rin0\lin864\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946272}5.12.2\tab Repayment of Loan{\*\bkmkend _Toc223946272} 
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
The loan payment is another aspect of lending activities of any financial organization. If the loan is not paid on time it will not only affected the turnover or capacity of financial institution but also disturbed the borrowing and lending environment. T
he table shows how they repay their loan to NBBS.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946408}Table 5.14\line The Loan Repayment by NBBS Members{\*\bkmkend _Toc223946408}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth763\clshdrawnil \cellx655\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3323\clshdrawnil \cellx3978\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2474\clshdrawnil \cellx6452\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1785\clshdrawnil \cellx8237\pard\plain \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 SN\cell Sources of Repayment\cell No of respondent\cell Percentage\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth763\clshdrawnil \cellx655\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3323\clshdrawnil \cellx3978\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2474\clshdrawnil \cellx6452\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1785\clshdrawnil \cellx8237\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Selling Agriculture product\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 11\cell 36.66\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth763\clshdrawnil \cellx655\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3323\clshdrawnil \cellx3978\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2474\clshdrawnil \cellx6452\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1785\clshdrawnil \cellx8237\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Profit from business\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell 6.66\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth763\clshdrawnil \cellx655\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3323\clshdrawnil \cellx3978\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2474\clshdrawnil \cellx6452\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1785\clshdrawnil \cellx8237\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell From Salary\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell 16.66\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth763\clshdrawnil \cellx655\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3323\clshdrawnil \cellx3978\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2474\clshdrawnil \cellx6452\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1785\clshdrawnil \cellx8237\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell Selling Assets\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell 20\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth763\clshdrawnil \cellx655\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3323\clshdrawnil \cellx3978\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2474\clshdrawnil \cellx6452\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1785\clshdrawnil \cellx8237\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell Other Sources\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell 20\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow5\irowband5\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth763\clshdrawnil \cellx655\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3323\clshdrawnil \cellx3978\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2474\clshdrawnil \cellx6452\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1785\clshdrawnil \cellx8237\row \ltrrow}\trowd \irow6\irowband6\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4086\clshdrawnil \cellx3978\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2474\clshdrawnil \cellx6452\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1785\clshdrawnil \cellx8237\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Total\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 100\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow6\irowband6\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4086\clshdrawnil \cellx3978\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2474\clshdrawnil \cellx6452\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1785\clshdrawnil \cellx8237\row }\pard\plain \ltrpar
\s39\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 
\b0\fs28\insrsid4084024 Source: Field Survey 2008.
\par }\pard\plain \ltrpar\s44\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs28\alang1121 \ltrch\fcs0 \fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
The table 5.14 shows the sources of loan repayment by NBBS member in the study area. Being involved in agriculture the majority of the respondents were found that they were paying the loan from their agro-based products. Similarly, from salary 16.66, sell
ing assets and other sources 20% and profit from business 6.66% respondents had paid the loan taken from NBBS.
\par }\pard\plain \ltrpar\s59\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946530}Figure }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid16678752 5.}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 6 \line 
The Loan Repayment by NBBS Members{\*\bkmkend _Toc223946530}
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00002d010400040000002d010600040000002d010100050000000102ffffff0005000000090266006600040000002c0100000700000016042901850100000000
040000002d010500040000002d010400040000002d010500040000002d010400040000002d010200040000002d010300040000002d010500040000002701ffff
030000001e00040000002d010400040000002d010600040000002d010100050000000102ffffff0005000000090266006600040000002c010000070000001604
2200f5000b008f00050000000902000000000400000004010d0004000000020101001f000000320a0e009100100000004e6f206f6620726573706f6e64656e74
0900070004000700030004000400070007000700070007000700070007000400040000002d010500040000002d010400040000002d010200040000002d010300
040000002d010500040000002701ffff030000001e00040000002d010400040000002d010600040000002d010100050000000102ffffff000500000009020000
0000040000002c0100000700000016042901850100000000040000002d010200040000002d010300040000002d010500040000002701ffff030000001e000400
00002d010400040000002d010600040000002d010100050000000102ffffff0005000000090200000000040000002c0100000700000016042901850100000000
040000002d010500040000002d010400040000002d010500040000002d010400040000002d010200040000002d010300040000002d010500040000002701ffff
030000001e00040000002d010400040000002d010600040000002d010100050000000102ffffff0005000000090200000000040000002c010000070000001604
9000dc007900be000400000004010d0004000000020101000c000000320a7c00c0000300000033362569070007000c00040000002d010500040000002d010400
040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010600040000002d0101000500
00000102ffffff0005000000090200000000040000002c0100000700000016042901850100000000040000002d010500040000002d010400040000002d010500
040000002d010400040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d0106000400
00002d010100050000000102ffffff0005000000090200000000040000002c010000070000001604f400c000dd00a9000400000004010d000400000002010100
0a000000320ae000ab0002000000372507000c00040000002d010500040000002d010400040000002d010200040000002d010300040000002d01050004000000
2701ffff030000001e00040000002d010400040000002d010600040000002d010100050000000102ffffff0005000000090200000000040000002c0100000700
000016042901850100000000040000002d010500040000002d010400040000002d010500040000002d010400040000002d010200040000002d01030004000000
2d010500040000002701ffff030000001e00040000002d010400040000002d010600040000002d010100050000000102ffffff00050000000902000000000400
00002c01000007000000160400018400e90066000400000004010d0004000000020101000c000000320aec0068000300000031372569070007000c0004000000
2d010500040000002d010400040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d01
0600040000002d010100050000000102ffffff0005000000090200000000040000002c0100000700000016042901850100000000040000002d01050004000000
2d010400040000002d010500040000002d010400040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d01
0400040000002d010600040000002d010100050000000102ffffff0005000000090200000000040000002c010000070000001604ca004200b300240004000000
04010d0004000000020101000c000000320ab60026000300000032302569070007000c00040000002d010500040000002d010400040000002d01020004000000
2d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010600040000002d010100050000000102ffffff0005000000
090200000000040000002c0100000700000016042901850100000000040000002d010500040000002d010400040000002d010500040000002d01040004000000
2d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010600040000002d010100050000000102
ffffff0005000000090200000000040000002c0100000700000016046e00590057003b000400000004010d0004000000020101000c000000320a5a003d000300
000032302569070007000c00040000002d010500040000002d010400040000002d010200040000002d010300040000002d010500040000002701ffff03000000
1e00040000002d010400040000002d010600040000002d010100050000000102ffffff0005000000090200000000040000002c01000007000000160429018501
0000000008000000fa0200000000000000000000040000002d01000004000000f001010007000000fc020000ffffff000000040000002d01010004000000f001
0600050000000902ffffff00050000000102000000000400000004010d000400000002010200070000001b0403017c014900ff00040000002d01020004000000
2d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d0100000500000001020000000005000000
0902ffffff00040000002c01000007000000160401017b014a000001040000002d010200040000002d010300040000002d010500040000002701ffff03000000
1e00040000002d010400040000002d010100040000002d01000005000000010200000000050000000902ffffff00040000002c01000007000000160401017b01
4a00000108000000fa0200000100000000000000040000002d01060004000000f001000007000000fc0200009999ff000000040000002d01000004000000f001
01000500000009029999ff00050000000102ffffff000400000004010d000400000002010200070000001b0459000c0151000401050000000902000000000400
00000201010024000000320a4c000f011300000053656c6c696e67204167726963756c7475726500090007000300030003000700070004000900070004000300
070007000300040007000400070012000000320a5c000f010700000070726f64756374730700040007000700070007000400040000002d010200040000002d01
0300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010000040000002d010600050000000102ffffff00050000000902
00000000040000002c01000007000000160401017b014a000001040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00
040000002d010400040000002d010000040000002d010600050000000102ffffff0005000000090200000000040000002c01000007000000160401017b014a00
000108000000fa0200000100000000000000040000002d01010004000000f001060007000000fc020000993366000000040000002d01060004000000f0010000
050000000902993366000400000004010d000400000002010200070000001b047e000c017600040105000000090200000000040000000201010018000000320a
71000f010b00000050726f6669742066726f6d6e09000400070003000300040004000300040007000b0013000000320a81000f0108000000627573696e657373
07000700070003000700070007000700040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d0104000400
00002d010600040000002d010100050000000102ffffff0005000000090200000000040000002c01000007000000160401017b014a000001040000002d010200
040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d010600040000002d010100050000000102ffffff00
05000000090200000000040000002c01000007000000160401017b014a00000108000000fa0200000100000000000000040000002d01000004000000f0010100
07000000fc020000ffffcc000000040000002d01010004000000f0010600050000000902ffffcc000400000004010d000400000002010200070000001b04a300
0c019b00040105000000090200000000040000000201010018000000320a96000f010b00000046726f6d2053616c6172796e0800040007000b00040009000700
0300070004000700040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d0101000400
00002d010000050000000102ffffff0005000000090200000000040000002c01000007000000160401017b014a000001040000002d010200040000002d010300
040000002d010500040000002701ffff030000001e00040000002d010400040000002d010100040000002d010000050000000102ffffff000500000009020000
0000040000002c01000007000000160401017b014a00000108000000fa0200000100000000000000040000002d01060004000000f001000007000000fc020000
ccffff000000040000002d01000004000000f0010100050000000902ccffff000400000004010d000400000002010200070000001b04c8000c01c00004010500
000009020000000004000000020101001c000000320abb000f010e00000053656c6c696e67204173736574730900070003000300030007000700040009000700
0700070004000700040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d0100000400
00002d010600050000000102ffffff0005000000090200000000040000002c01000007000000160401017b014a000001040000002d010200040000002d010300
040000002d010500040000002701ffff030000001e00040000002d010400040000002d010000040000002d010600050000000102ffffff000500000009020000
0000040000002c01000007000000160401017b014a00000108000000fa0200000100000000000000040000002d01010004000000f001060007000000fc020000
660066000000040000002d01060004000000f0010000050000000902660066000400000004010d000400000002010200070000001b04ed000c01e50004010500
000009020000000004000000020101001b000000320ae0000f010d0000004f7468657220536f7572636573730a00040007000700040004000900070007000400
070007000700040000002d010200040000002d010300040000002d010500040000002701ffff030000001e00040000002d010400040000002d01060004000000
2d010100050000000102ffffff0005000000090200000000040000002c01000007000000160401017b014a000001040000002d010200040000002d0103000400
00002d010500040000002701ffff030000001e00040000002d010400040000002d010600040000002d010100050000000102ffffff0005000000090200000000
040000002c0100000700000016042901850100000000040000002d010200040000002d010300040000002d010500040000002701ffff030000001e0004000000
2d010400040000002d010600040000002d010100050000000102ffffff0005000000090200000000040000002c01000007000000160429018501000000000800
0000fa0200000100000000000000040000002d01000004000000f001010007000000fc020100000000000000040000002d01010004000000f001060005000000
0902ffffff00050000000102000000000400000004010d000400000002010200070000001b04250180010500050007000000fc02000000000000000004000000
2d010600040000002d01020004000000f0010000040000002d010500040000002701ffff030000001e0005000000010200000000050000000902ffffff000400
00002c0100000700000016042901850100000000040000002701ffff030000001e0005000000010200000000050000000902ffffff00040000002701ffff0300
00001e0005000000010200000000050000000902ffffff00050000000902ffffff0005000000010200000000040000002d010600040000002d010500040000002701ffff030000000000}}}{\rtlch\fcs1 \ab\af0\afs28 \ltrch\fcs0 \b\f0\fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946409}Table 5.15 \line Reasoning for Loan Taking from NBBS{\*\bkmkend _Toc223946409}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth821\clshdrawnil \cellx710\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth3862\clshdrawnil \cellx4107\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2346\clshdrawnil \cellx6234\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2360\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 
\ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Reasons for loan taking\cell No of responds\cell Percentage\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\highlight4\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth821\clshdrawnil \cellx710\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3862\clshdrawnil \cellx4107\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2346\clshdrawnil \cellx6234\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2360\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell }\pard \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Easy Access\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 7\cell 23.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\highlight4\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth821\clshdrawnil \cellx710\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3862\clshdrawnil \cellx4107\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2346\clshdrawnil \cellx6234\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2360\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell }\pard \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Low interest rate\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 8\cell 26.66\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\highlight4\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth821\clshdrawnil \cellx710\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3862\clshdrawnil \cellx4107\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2346\clshdrawnil \cellx6234\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2360\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell }\pard \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 No need of collateral\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell 20\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\highlight4\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth821\clshdrawnil \cellx710\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3862\clshdrawnil \cellx4107\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2346\clshdrawnil \cellx6234\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2360\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell }\pard \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Difficult to take loan from other institutions\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\intbl\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 9\cell 30\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\highlight4\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth821\clshdrawnil \cellx710\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3862\clshdrawnil \cellx4107\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2346\clshdrawnil \cellx6234\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2360\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Total\cell }\pard \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\highlight4\insrsid4084024 \cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 100\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\highlight4\insrsid4084024 \trowd \irow5\irowband5\lastrow \ltrrow\ts11\trqc\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl
\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt
\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth821\clshdrawnil \cellx710\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth3862\clshdrawnil \cellx4107\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2346\clshdrawnil \cellx6234\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2360\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sa100\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
 Source: Field Survey 2008
\par }\pard\plain \ltrpar\s49\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 The table shows that 23% members borrow the loan because of eas
y access to NBBS.26.66% because of low interest rate and 20% because of no need for collateral to loan. Last but not least 30% of the total respondents felt that other institutions do have harder provision for taking loan so they took the loan from NBBS. 
Overall NBBS is an apt solution of saving and credits of the rural people in the study area.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946273}5.1}{\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid16678752 3}{\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 \tab 
Member Participation{\*\bkmkend _Toc223946273} 
\par }\pard\plain \ltrpar\s42\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 It is generally recognized that people\rquote s participation can ensure sustainabil
ity, make development activities more effective, and help to built local capacity and awareness also. The table shows members\rquote  participation in community development activities organized by NBBS.
\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946410}Table 5.16 \line Members Participation in various activities organized by NBBS{\*\bkmkend _Toc223946410}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth828\clshdrawnil \cellx702\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4050\clshdrawnil \cellx4380\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2439\clshdrawnil \cellx6680\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth1791\clshdrawnil \cellx8417\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 
\ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 S.N.\cell Nature of participation\cell No of respondents\cell Percentage\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth828\clshdrawnil \cellx702\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4050\clshdrawnil \cellx4380\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2439\clshdrawnil \cellx6680\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1791\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh251\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth828\clshdrawnil \cellx702\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4050\clshdrawnil \cellx4380\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2439\clshdrawnil \cellx6680\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1791\clshdrawnil \cellx8417\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Mostly Participate\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 25\cell 83.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh251\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth828\clshdrawnil \cellx702\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4050\clshdrawnil \cellx4380\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2439\clshdrawnil \cellx6680\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1791\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth828\clshdrawnil \cellx702\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4050\clshdrawnil \cellx4380\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2439\clshdrawnil \cellx6680\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1791\clshdrawnil \cellx8417\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Occasionally\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 5\cell 16.67\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth828\clshdrawnil \cellx702\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4050\clshdrawnil \cellx4380\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2439\clshdrawnil \cellx6680\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1791\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell None\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl
\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 -\cell -\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth828\clshdrawnil \cellx702\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth4050\clshdrawnil \cellx4380\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2439\clshdrawnil \cellx6680\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1791\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow4\irowband4\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4878\clshdrawnil \cellx4380\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth3\clwWidth2439\clshdrawnil \cellx6680\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1791\clshdrawnil \cellx8417\pard \ltrpar
\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Total\cell }\pard \ltrpar
\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\intbl\tx1677\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 100\cell }\pard \ltrpar
\ql \li0\ri0\sa200\sl276\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \trowd \irow4\irowband4\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 
\trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth1\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 
\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth4878\clshdrawnil \cellx4380\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth2439\clshdrawnil \cellx6680\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth3\clwWidth1791\clshdrawnil \cellx8417\row 
}\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 
\b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 Source: Field Survey 2008                                       
\par }\pard\plain \ltrpar\s49\qj \li0\ri0\sl348\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\insrsid4084024 
The table shows that 83.33 % of the respondents mostly participate or lead various activities (training, workshop, visit, scholarship and others saving &credit) and 16.67% of members participate occasionally in such activities.
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946274}5.1}{\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid16678752 4}{\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 \tab Constraint
s and Hindrances{\*\bkmkend _Toc223946274} 
\par }\pard\plain \ltrpar\s44\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl336\slmult1\widctlpar\tx7510\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs28\alang1121 \ltrch\fcs0 
\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 
During the study the respondents were asked to explore the constraints and hindrances regarding the micro-credits operation and its development. The financial developments through the induced activities are launched in an ade
quate number. The lack of exposures and limited supports with the policies and programs by the government and associated organization is the main constraints and hindrances felt by the respondents who have been involved in micro-credits in the study area.

\par }\pard\plain \ltrpar\s58\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946411}Table 5.17 \line Constraints and Hindrances on Micro-Credits{\*\bkmkend _Toc223946411}
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trrh80\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\pard\plain \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 SN\cell Responses\cell Res.\cell Percentage\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow0\irowband0\ltrrow\ts11\trgaph108\trrh80\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh395\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 1\cell Lack of Exposure\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 6\cell 20\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow1\irowband1\ltrrow\ts11\trgaph108\trrh395\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trrh125\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 2\cell Limited Support From Government\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 7\cell 23.33\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow2\irowband2\ltrrow\ts11\trgaph108\trrh125\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\row \ltrrow}\trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 3\cell Weak Market Mechanism\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 8\cell 26.66\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow3\irowband3\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 4\cell Less induced Activities\cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 9\cell 30\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow4\irowband4\ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb
\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\row \ltrrow}\pard \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 \cell Total \cell }\pard \ltrpar\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl312\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 30\cell 100\cell }\pard \ltrpar\ql \li0\ri0\sa200\sl276\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 {\rtlch\fcs1 \ab\af24\afs28 \ltrch\fcs0 \b\fs28\insrsid4084024 \trowd \irow5\irowband5\lastrow \ltrrow\ts11\trgaph108\trleft-108\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 
\trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 \trftsWidth2\trwWidth5000\trftsWidthB3\trftsWidthA3\trautofit1\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3 \clvertalt\clbrdrt
\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth425\clshdrawnil \cellx617\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth2952\clshdrawnil \cellx5650\clvertalt\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth528\clshdrawnil \cellx6550\clvertalt\clbrdrt\brdrs\brdrw10 
\clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1095\clshdrawnil \cellx8417\row }\pard\plain \ltrpar\s39\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af24\afs20\alang1121 \ltrch\fcs0 \b\fs20\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
Source: Field Survey 2008
\par }\pard\plain \ltrpar\s59\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid16678752 \rtlch\fcs1 \ab\af24\afs28\alang1121 \ltrch\fcs0 
\b\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946531}Figure }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid16678752 5.}{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid4084024 7 \line 
Constraints and Hindrances on Micro-Credits{\*\bkmkend _Toc223946531}
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0000fa0200000100000000000000040000002d01010004000000f001000007000000fc020100000000000000040000002d01000004000000f001060005000000
0902ffffff00050000000102000000000400000004010d000400000002010200070000001b04250180010500050007000000fc02000000000000000004000000
2d010600040000002d01020004000000f0010100040000002d010500040000002701ffff030000001e0005000000010200000000050000000902ffffff000400
00002c0100000700000016042901850100000000040000002701ffff030000001e0005000000010200000000050000000902ffffff00040000002701ffff0300
00001e0005000000010200000000050000000902ffffff00050000000902ffffff0005000000010200000000040000002d010600040000002d010500040000002701ffff030000000000}}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
\par }\pard \ltrpar\s6\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel5\adjustright\rin0\lin0\itap0 {\rtlch\fcs1 \ab0\af24\afs28 \ltrch\fcs0 \b0\fs28\insrsid4084024 
The table 5.17 shows the constraints and hindrances on micro-credits. Out of 30 respondents 20% felt that the exposures caused the problem regarding the operation and development of micro-credits whereas, 23% of them arg
ued that limited support of government is not adequate to develop the micro-credits program on rural area. Similarly, 27% respondents said the product of the farmers and micro-entrepreneurs could not get the real price due to the weak market mechanism and
 lastly 30% viewed that the induced activities through micro-credit are insufficient so these should be enhanced according to the need based approach.
\par }\pard\plain \ltrpar\s1\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\caps\f1\fs28\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946275}CHAPTER - }{\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid16678752 Six}{\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 
\line SUMMARY CONCLUSIONS AND RECOMMENDATION{\*\bkmkend _Toc223946275}
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946276}6.1\tab Summary{\*\bkmkend _Toc223946276}
\par }\pard\plain \ltrpar\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 This research study was carried out to reflect the \'93socio economic impact of women based micro credit\'94
 .This study is mainly based on primary data which is obtained form field study 2008. The primary data was collected by means of \'93questionnaire survey, key informants interview, observation \'93.the major summary which reflected the\'94
 socio- economic impact of women based micro credit\'94 led to make the following summary.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}\pard \ltrpar\ql \fi-360\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar
\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls28\adjustright\rin0\lin720\itap0 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 In NBBS have many types of savings products but NBBS has implemented five savings products.
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}\pard\plain \ltrpar\s34\qj \fi-360\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls28\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 Some of the disburse loan of NBBS has not been utilized properly by the client or in other word, the client has not used in what objectives he/she had taken loan.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
NBBS has given priority for collateral and savings of six months on policy, but neglect the personal attitude of the borrower.  }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Every year passes the certain budget for the community development activities. Most of the activities are running same amount and activities on every year such as, Gender awareness training, agricultu
ral training, environment and sanitation program at local level.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s49\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Policies are the different product but implemented plans are only limited 
\par {\listtext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}\pard\plain \ltrpar\s33\qj \fi-360\li1440\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\jclisttab\tx1440\wrapdefault\aspalpha\aspnum\faauto\ls29\adjustright\rin0\lin1440\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 Lending loan- Loan providing only for members. Members \tab should also be minimum three months savings.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 No Knowledg
e about the policy: Members as well as some staffs have any knowledge about savings, landing policy and other low and regulation about NBBS.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Aging of loan: There is no provision of over due loan classification, as well client ranking. Must be provision of reward and punishment as well index of good performance client.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
There is no loan loss provision account and no efficient provision about it. }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Evaluation, monitoring and reporting: There is no evolution, monitory about purpose of loan landing. Most of the loans are misusing. Such client can get more chances of loan loss events.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 

\par {\listtext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Lack of Viability plan and business plan: There is no available of NBBS about increasing share holder, loan disbursement, size of loan, cost of loan and getting income. Even client has no submission business plan to achieve goal.}{\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Lack of training: There is no providing necessary training and information about amendment policy, low and regulation to the staffs and members. }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Some discriminate about cast for service providing.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s33 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Division co-operative Office meets NBBS for monitoring fund and steering committee only twice a year.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946277}6.2 \tab Conclusions{\*\bkmkend _Toc223946277}
\par }\pard\plain \ltrpar\s33\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Despite the significant role of micro credit programmes in Nepal. Form the perspective of socio economic impact .In Nepal there are tens of thousands of unregistered saving credit groups. Some of which are quit large and formal, even though they are n
ot registered either as NGOs or co-operatives, the recent study has estimated that the existence of 12158saving and credit organization in Nepal of this, about 5000 were promoted by ingos,5500 by NGOs and 3500 were self emerged . According to social welfa
re council\rquote s estimate, there are 1800ngos of which 4017 are associated with socio welfare council\rquote 
s. In my study area, at the time of establishment of NBBS in 2052, there were 28 members. But there are 412 members and 300 household involving with their jour
ney. At the same time the raped growth of population have positive impact with the help of NBBS in social and economic status.
\par The respondent of NBBS literacy status of women is one of the key affecting factors. So that socio economic status of women is ve
ry poor. But this NBBS help all women to uplift their status with doing different kinds of economics activities. So now we can find all the women in study area are doing any kinds of works to fulfil their desires and literacy rate is also increasing. If l
i
teracy rate is increase than economic condition will also increase. To bring women in development process we most give first prioritise to micro finance. This research may helps planners and policy makers for design policies and programs for the developme
nt of women.  
\par }\pard\plain \ltrpar\s2\ql \fi-720\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\f1\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 {\*\bkmkstart _Toc223946278}6.3\tab Recommendations{\*\bkmkend _Toc223946278}
\par }\pard\plain \ltrpar\ql \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Based on the summary and conclusion presented in the previous sections, the following recommendations can be made for the effectiveness of women based micro-credit to increase its positive impact 
all over the country.
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}\pard\plain \ltrpar\s34\qj \fi-360\li720\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1
\widctlpar\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls30\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024 All savings product have to be implemented otherwise, ideal savings products should exit from the policy.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Loan should properly inspection; otherwise it will be chances of misuse. Loan should be properly utilized in what purpose; he/she had taken loans.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
NBBS also have to give priority for personal attitude of the client, never the less collateral and savings only. }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
It is not better to allocate the budget for same community support activities, it will be better to give priority for other social welfare activities such as sanitation, awareness and education.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Regarding rule and regulations, information and knowledge should be transfer among the members. }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Co-operative should be religious and political neutrality. NBBS has some discrimination towards cast regarding service provision. }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
NBBS should mention about cast, religion and political neutrality in its policy.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Provision flexible policy towards pro poor, deprived, and landless would be better. }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Minuiting and decision shoul
d be transparency to the staff and member. There is some gap of information.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Alternative leadership should be developed by NBBS.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Open policy would be better for loan provision except members.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
There is lack of aging loan. There is no policy implemented and classification of borrower.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Black list should be notice for the harmful borrower and reward and punishment provision would be better for the excellent and harmful performance client.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Monthly, quarterly, half yearly performance report should prepare and send to the concerned office, will be bitter for the further transparency and prosperity.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Mutual co-operation would be better among micro credits of the district.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Provision of viabil
ity plan of the borrower would be better to achieve goal. It is better to maintain for the following days.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Training should provide about its profession of staffs and member. There is finding inadequate training.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
 There should be monitoring about the loan from chair person and loan committee.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
District co-operative division office should monitor the saving fund and utilizing fund at least your times a year. }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Maintain account day to day and install in computer would be better for economic transparency.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Directly community support performance for the beneficiaries group would be better except saving and credit activities.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par {\listtext\pard\plain\ltrpar \s34 \rtlch\fcs1 \af10\afs28 \ltrch\fcs0 \f10\fs28\lang2057\langfe1033\langnp2057\insrsid4084024 \loch\af10\dbch\af0\hich\f10 \'d8\tab}}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
Rule and regulation should be followed strictly for the fraud co-operative. }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par }\pard\plain \ltrpar\qj \li360\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \caps\fs28\insrsid4084024 
\par }\pard\plain \ltrpar\s1\qc \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\keepn\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af1\afs28\alang1121 \ltrch\fcs0 
\b\caps\f1\fs28\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid4084024 \page {\*\bkmkstart _Toc223946279}Reference{\*\bkmkend _Toc223946279}
\par }\pard\plain \ltrpar\s42\qj \fi-720\li720\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Achary, Meena (2001). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Labor market development and poverty, with focus on opportunities for women in Nepal,}{\rtlch\fcs1 \af24\afs28 
\ltrch\fcs0 \fs28\insrsid4084024  Kathmandu: Tanka Prasad Achary memorial foundation: Friedrich Ebert Stiftung.
\par Banskota Suman, (2005). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Research Methodology in Rural Development}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 , A Text Book on Social Research.
\par CBS (2001). Population Census of Nepal 2001: Population Report, Central Bureau of Statistics, Kathmandu, Nepal.
\par }\pard\plain \ltrpar\qj \fi-720\li720\ri0\sl360\slmult1\widctlpar\tx720\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 CBS, (2005). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Nationally Yearly Statically Books}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 . CBS, Kathmandu Nepal.
\par }\pard\plain \ltrpar\s42\qj \fi-720\li720\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Centre for Micro Finance, CECI Nepal: }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Women\rquote s Empowerment through Micro Finance?}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024  Case study of MCPW; CMF occasional paper #2; 1998. 
\par FNCCI (Federation of Nepalese Chamber and Commerce industries), (2006). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Nepal and the}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024  }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 
\i\fs28\insrsid4084024 World Statistical Profile}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 , A publication of FNCCI.
\par Getubig I., Remenyi J. and Quinones B.: }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Creating the vision: Micro financing the poor in Asia Pacific}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
, Issues, constraints and capacity Building; Asia and Pacific Development Centre 1997.
\par Greaney Aoife, }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Does Micro Credit enhance the socio economic empowerment of poor women?}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024  A Case Study of MCPW Nepal; 1999.
\par Institute for Integrated Development Studies; }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Improving Access of Women to formal Credit facilities in Nepal}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 ; 1997.
\par }\pard\plain \ltrpar\s48\qj \fi-720\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Kunwar, K.B. (2003). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 The Himalayan Poverty: Prosperity Through Rural}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024  }{\rtlch\fcs1 
\ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Development }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 (2}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\super\insrsid4084024 nd}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
ed). Meena Prakashan, Kathmandu, Nepal.
\par }\pard\plain \ltrpar\qj \fi-720\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 National Planning Commission (2002). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 The Tenth Plan}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
, 2002-2007. Kathmandu: National planning commission. 
\par }\pard\plain \ltrpar\s42\qj \fi-720\li720\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 Nepal, N. (2000). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Study on Women\rquote s Perception of Savings as an Instrument to uplift their}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 
\fs28\insrsid4084024  }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Social and Economic Status}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 : A Dissertation of Sociology and Anthropology of Tribhuvan University.
\par Prakash, D. (2003). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 The Principles of Cooperation}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
: A Look at the ICA Cooperative Identity Statement. New Delhi: Participatory Management Development Advisory Network.
\par Sarma, Sharad (1993). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Decentralisation and local participation for development}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 : policies and realities in Nepal.
\par Sharma, S. and R.K. Sharma, (2004). }{\rtlch\fcs1 \ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 Sources of credit of rural Nepal}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 
. Nepalese Journal of Development and Rural Studies, vol. 1 (2): 82-100.
\par }\pard\plain \ltrpar\qj \fi-720\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\ai\af24\afs28 \ltrch\fcs0 \i\fs28\insrsid4084024 SOUVENIR}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 . (2059). Birendra Nagar Municipality Surketh. 
\par }\pard\plain \ltrpar\s42\qj \fi-720\li720\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid4084024 WWW.nefscun.org.np-history of saving and credit cooperatives in Nepal.}{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs28\insrsid12020396 
\par }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 
\ltrch\fcs0 \insrsid12020396\charrsid12020396 
\par 
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\par }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid12020396 
\par 
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\tx4785\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid12020396 \tab }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid16678752 
\par }{\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid12020396 
\par 
\par 
\par 
\par }\pard\plain \ltrpar\s40\qc \li0\ri0\sb240\sa60\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel0\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \ab\af1\afs32\alang1121 \ltrch\fcs0 
\b\f1\fs32\lang2057\langfe1033\kerning28\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid12020396 ANNEX- I
\par }\pard\plain \ltrpar\s46\qc \li0\ri0\sa60\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel1\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af1\afs24\alang1121 \ltrch\fcs0 \f1\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af1 \ltrch\fcs0 \insrsid12020396 QUESTIONNAIRES FOR THE MEMBER OF NBBS
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 1.\tab Personal Information
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 2.\tab Name of the respondents:\tab \tab \tab \tab Ward no:-
\par }\pard \ltrpar\qj \li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 {\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab VDC/Municipality: -\tab \tab \tab \tab \tab Age:-
\par }\pard\plain \ltrpar\s53\qj \fi210\li360\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 Locality:-
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 3.\tab Caste/Ethnic group
\par 4.\tab House hold size:-
\par }\pard\plain \ltrpar\s53\qj \fi210\li360\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 I) Small \tab II) Medium\tab III) Large
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 5.\tab Land ownership pattern:-
\par }\pard\plain \ltrpar\s29\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 I)\tab Landless\tab \tab \tab II) Up to 5 Kattha \tab III) 6 to 10 Kattha \tab \line \tab IV) 11 to 20 Kattha \tab V) Above 1 Bigha
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 6.\tab Housing condition:-
\par }\pard\plain \ltrpar\qj \li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) Mud wall with tratched roof\tab \tab b) Stone mud wall with tin roof 
\par \tab c) Brick wall with CGIS \tab \tab \tab d) Brick wall with RCC
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 7.\tab Treatment capacity:-
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) Non visiting doctor\tab b) Visiting doctor
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 8.\tab Educational status:-  
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) Illiterate\tab \tab b)\tab Literate \tab \tab c) Educated 
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 9.\tab Toilet Position:-
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) No toilet\tab \tab b) Temporary toilet\tab c) Permanent toilet 
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 10.\tab Occupational Pattern:-
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) Traditional agriculture\tab b) Goat farming 
\par \tab c) Pig farming\tab \tab \tab b) Poultry farming
\par \tab e) Vegetable faming\tab \tab f) Business
\par \tab g) Daily wages laour\tab \tab h) Government job
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 \column 11.\tab Monthly earning
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) up to 2500\tab \tab \tab b) up to 3500
\par \tab c) up to 4500\tab \tab \tab d) up to 5500 and above\tab 
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 12.\tab Monthly savings
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) up to 300\tab \tab b) Rs. 301-600
\par \tab c) Rs. 601-900\tab d) Rs. 901-1200\tab 
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 13.\tab Utilization of savings
\par }\pard\plain \ltrpar\s29\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) Ideal savings\tab \tab \tab b) basic balance
\par c) investment on business \tab 
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 14. \tab What was your property ownership pattern? Before and after joining the \tab NBBS?
\par \tab a) up to Rs. 1500,000\tab \tab \tab b) Above 1-5 lakh to 3 lakh
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 c) Above Rs. 3 Lakh to 4.5 Lakh\tab 
\par d) Above Rs. 4.5 lakh to 6 lakhs\tab \tab e) Above Rs. 6 lakhs
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 15.\tab What is the purpose of loan taking?
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) Agri/hubandary\tab \tab b) Local level business
\par \tab c) Cottage industry\tab \tab d) Construction 
\par \tab e) Foreign employment\tab f) Domestic, socio-cultural purpose
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 16.\tab How do you repay the loan?
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) Selling agricultural product\tab b) profit from business
\par \tab c) From salary\tab \tab \tab d) selling assets \tab e) Other sources
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 17.\tab What is the reason for taking loan from \'85\'85\'85
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) Easy access\tab \tab \tab b) Low interest rate
\par \tab c) No need of collateral\tab \tab d) Difficult to take from other institute
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 18.\tab Do you participate in any programme which is held by NBBS?  a) Mostly participate\tab \tab b) Occasionally participate c) None
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \b\i\fs28\insrsid12020396 
\par }\pard\plain \ltrpar\s9\qc \li0\ri0\sb240\sa60\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel8\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af1\afs22\alang1121 \ltrch\fcs0 
\f1\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af1 \ltrch\fcs0 \fs24\insrsid12020396 \page }{\rtlch\fcs1 \ab\af0 \ltrch\fcs0 \b\f0\fs28\insrsid12020396 ANNEX-II\line SAVING AND CREDIT SURVEY QUESTIONS FOR NBBS
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\lang2057\langfe1033\langnp2057\insrsid12020396 \hich\af0\dbch\af0\loch\f0 1)\tab}}\pard\plain \ltrpar\s28\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar
\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls31\adjustright\rin0\lin720\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 
\fs26\insrsid12020396 Personal information
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\lang2057\langfe1033\langnp2057\insrsid12020396 \hich\af0\dbch\af0\loch\f0 2)\tab}Name of the respondent:
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396      VDC/ Municipality\tab \tab \tab \tab \tab Ward:
\par      Locality:\tab \tab \tab \tab \tab \tab Age:
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\lang2057\langfe1033\langnp2057\insrsid12020396 \hich\af0\dbch\af0\loch\f0 3)\tab}}\pard\plain \ltrpar\s28\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar
\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls31\adjustright\rin0\lin720\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 
\fs26\insrsid12020396 Cast/ ethnic group:
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\lang2057\langfe1033\langnp2057\insrsid12020396 \hich\af0\dbch\af0\loch\f0 4)\tab}In which designation do you serve now?
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\lang2057\langfe1033\langnp2057\insrsid12020396 \hich\af0\dbch\af0\loch\f0 5)\tab}When and how do you collect daily saving?
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) Morning \tab b) Day \tab c) Evening \tab d) Leisure
\par {\listtext\pard\plain\ltrpar \s28 \rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\lang2057\langfe1033\langnp2057\insrsid12020396 \hich\af0\dbch\af0\loch\f0 6)\tab}}\pard\plain \ltrpar\s28\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar
\jclisttab\tx720\wrapdefault\aspalpha\aspnum\faauto\ls31\adjustright\rin0\lin720\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 
\fs26\insrsid12020396 How much do you collect daily savings?
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) 1-50\tab \tab b) 51-100\tab c) much more 
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 7)\tab How many share holders have increased from last three your?
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) 059/60\'85.\tab b) 060/61\'85 c) 061/62\'85.
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 8)\tab How many savings do you collect from last third years?
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) 059/60\'85.\tab b) 060/61\'85 c) 061/62\'85.
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 9)\tab How many shares do you increase for last three years?
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) 059/60\tab \tab b) 060/61 \tab c) 061/62
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 10)\tab How many loan do you disburse since last three years?
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) 059/60\tab \tab b) 060/61 \tab c) 061/62
\par }\pard\plain \ltrpar\s28\qj \fi-360\li360\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin360\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 11)\tab How many loan do you repay since last three years?
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) 059/60\tab \tab b) 060/61 \tab c) 061/62
\par 12)\tab How many out standing loan of your organization since last 3 \tab years?
\par \tab a) 059/60\tab \tab b) 060/61 \tab c) 061/62
\par 13)\tab What is the repayment rate of your organization since last \tab three years?
\par \tab a) 059/60\tab \tab b) 060/61 \tab c) 061/62
\par }\pard\plain \ltrpar\s9\qj \li0\ri0\sb240\sa60\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel8\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af1\afs22\alang1121 \ltrch\fcs0 
\f1\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs26\insrsid12020396 14.\tab How many overdue amount of your org since last three yeas?
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) 059/60\tab \tab b) 060/61 \tab c) 061/62
\par }\pard\plain \ltrpar\s9\qj \li0\ri0\sb240\sa60\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\outlinelevel8\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af1\afs22\alang1121 \ltrch\fcs0 
\f1\fs22\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\fs26\insrsid12020396 15.\tab How many depositors has increased year?
\par }\pard\plain \ltrpar\s49\qj \fi210\li0\ri0\sa120\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 
{\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a) 059/60\tab \tab b) 060/61 \tab c) 061/62
\par }\pard\plain \ltrpar\qc \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \b\i\fs28\insrsid12020396 \page }{\rtlch\fcs1 \ai\af24 \ltrch\fcs0 \b\fs28\insrsid12020396 ANNEX-III
\par QUESTIONNAIRE FOR DIVISION MICRO-CREDIT OFFICE
\par }\pard \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 {\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 1.\tab Name of respondent:\tab \tab \tab \tab \tab \tab Date:
\par \tab Designation:\tab \tab \tab \tab \tab Education:
\par 2.\tab How many times do you yearly inspection to the co-\tab operatives?\tab 
\par \tab a) One times\tab b) Two\tab c) Three\tab d)More than
\par 3.\tab In your opinion, do you tell me the times you need for the \tab proper inspection with in a year?
\par }\pard\plain \ltrpar\s29\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 4\tab What obstacles do you effect for regular inspection?
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab a) Lack of budget \tab \tab   b) Lack of manpower \tab 
\par \tab c) Negligence of upper level\tab   d)  Existing insurgency problem.
\par }\pard\plain \ltrpar\s29\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 5.In you opinion, what are the major constraints of NBBS?
\par }\pard\plain \ltrpar\s30\qj \fi-360\li1080\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1080\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 
\fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 a)\tab Lack of security b) Problem of loan c) Problem of necessary fund \line \tab d) lack of skill and knowledge of working committee and staffs.

\par }\pard\plain \ltrpar\s29\qj \fi-360\li720\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {
\rtlch\fcs1 \af24 \ltrch\fcs0 \fs26\insrsid12020396 9.\tab What types of contribution does NBBS play to the community? In \tab your opinion.
\par }\pard\plain \ltrpar\qj \li0\ri0\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs24\alang1121 \ltrch\fcs0 \fs24\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 
\af24 \ltrch\fcs0 \fs26\insrsid12020396 \tab }{\rtlch\fcs1 \af24\afs28 \ltrch\fcs0 \fs26\insrsid12020396 a) Self-employment\tab  \tab \tab b) Micro enterprise develop\tab \line \tab c) Help of the poverty reduction \tab d) Access to the financial services

\par \tab e) End exploitation of local informal sector
\par 10.\tab How many times do you organize training and workshop for such co-\tab operatives in a year?\tab 
\par 11.\tab Does NBBS follow the financial rule and discipline?  If not\'85\'85.
\par 12.\tab Do you have any fraud co-operative in your district? If yes, How many?
\par 13.\tab In which category do you keep the NBBS in the district?
\par \tab a) - A\tab \tab b) -B\tab \tab c) -C\tab \tab 
\par 14.\tab In your view, what types of step do we apply over fraud co-operative in \tab our district?
\par }\pard\plain \ltrpar\s44\qj \li0\ri0\sb100\sa100\sbauto1\saauto1\sl360\slmult1\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid12020396 \rtlch\fcs1 \af24\afs28\alang1121 \ltrch\fcs0 
\fs28\lang2057\langfe1033\cgrid\langnp2057\langfenp1033 {\rtlch\fcs1 \af24 \ltrch\fcs0 \insrsid12020396 15.\tab In your opinion what are reforms should perform for the following days? \tab Do have any suggestion, state? }{\rtlch\fcs1 \af24 \ltrch\fcs0 
\insrsid12020396\charrsid12020396 
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