Impact of Cooperative on Women Entrepreneurship Development ( A Study of Manakamana Cooperative in Hetauda Sub-Metropolitan City-19 of Makwanpur)

Abstract

Impact of Cooperative on Women Entrepreneurship Development (A Study of Manakamana Cooperative in Hetauda Sub-metropolitan city-19 of Makwanpur) is title of thesis. Main thrust of the present study is to assess the service provided by Manakamana cooperative, to identify the benefit received by women members of Manakamana Cooperative and to examine the impact of the Cooperative on women entrepreneurship. To conduct present study descriptive design has adopted. This study basically has based on primary and secondary data. The nature of data was both qualitative as well as quantitative. The whole groups of cooperatives and women saving Groups of Manakamana Cooperative in Hetauda Sub-metropolitan city-19 are considered as the size of the population. Only 100 women has selected as sample for this study using simple random sampling method. Cooperative has made it possible to expand financial services to reach a larger segment of the poverty stricken population. The challenges of Cooperative are derived from a number of factors, which include the transaction service being expensive, the risk involved in lending to poor clients and the cost involved in lowering these risks is high and risk of losses from default is high. Manakamana Cooperative's microfinance programme is the major successful programs for the poverty reduction in the study area incurring cost effectiveness, efficiency, profit earning, quality investment, timely repayment, cohesiveness and optimum utilization of resources so far. Although Manakamana Cooperative in Hetauda Sub-metropolitan city-19 of Makwanpur face new problems like lack of alternative leadership (Board members and staff) insufficient support from line agencies, politicization, insufficient professionalism in entrepreneurship development financial undisciplined etc. For Manakamana Cooperative in Hetauda Sub-metropolitan city-19 of Makwanpur area, it should focused its attention in participatory planning, demotic resources mobilization, human capital formation and promotion of self helps groups at the grass roots level. Manakamana Cooperative Ltd. particularly emphasizes democratic norms, empowerment of backward people, access of potentialities and local resources to the development of their settlement territory by themselves.