Asso. Prof. Dr. Kapil KhanalNisha Dallakoti2025-01-272025-01-272024https://hdl.handle.net/20.500.14540/23784Deposit mobilization is turning into a crucial success factor for banks due to country's expanding need for funds from new and current enterprises, as well as the banks' desire to profit from those funds. This fact is supported by the rapidly growing number of branches, the modernization of services, and the increased competition among banks. Thus, the study aims to analyze the deposit mobilization and profitability as well as examine the impact of deposit mobilization on profitability of commercial banks in Nepal. Cash reserve ratio (CRR), credit deposit ratio (CDR), deposit to assets ratio (TD/TA), investment to deposits ratio (INV/TD), and property and equipment to deposit ratio (PE/TD) are the identified independent variables affecting the profitability of the commercial banks. Return on assets (ROA) and return on equity (ROE) are the identified profitability indicators in the study. Multiple regression model has been used to examine the impact of deposit mobilization on profitability of commercial banks in Nepal. The study is based on descriptive and casual-comparative research. 4 commercial banks are selected for the purpose of the study i.e. Standard Chartered Bank Ltd. (SCBL), Himalayan Bank Limited (HBL), Nepal Investment Bank Ltd. (NIBL) and Nabil Investment Banking Ltd. (NABIL) using convenience sampling method. Profitability is insignificantly positive relationship between CRR, TD/TA and INV/TD, significantly negative relationship with CRR and significantly positive relationship between PE/TD. Result found CRR, CDR and TD/TA are insignificantly positive impact on ROA. Similarly, INV/TD is insignificantly negative impact on ROA. There is PE/TD is significantly negative impact on ROA. Similarly, CRR and CDR is insignificantly positive impact on ROE. Similarly, TD/TA is significantly positive impact on ROE. INV/TD is insignificantly negative impact on ROE and PE/TD is significantly negative impact on ROE. ROE is increases when increase in the ratio of CRR, CDR and TD/TA, ROE is decrease when increases INV/TD and PE/TD. Keywords: Deposit mobilization, CRR, CDR, ROA, ROE, TA, INV, PE.en-USThesis