Dr. Binita ManandharBibha Gurung2025-03-192025-03-192024https://hdl.handle.net/20.500.14540/24553Many young people wish they knew more about money, as financial literacy is crucial to making wise financial decisions. The purpose of this study was to access the status of financial literacy among the active population in Abu Khaireni Rural Municipality, to measure the impact of financial awareness and financial experience and to analyze the impact of financial skill on financial literacy of the active population. This research is a descriptive and causal comparative research design. The study is based on primary data through questionnaires of 400 active population in Abu Khaireni Rural Municipality. Analysis was done using the mean, standard deviation, ANOVA, regression analysis, and correlation coefficient. Results show that most of the active population have a positive and significant impact of financial awareness and financial skill on financial literacy. The impact of financial experience has not enough evidence to conclude that financial experience has a significant effect on financial literacy. The study can help Nepal Rastra Bank, stakeholders, financial institutions and banks, public and private companies, researchers, the general public, and more introduce new policies and guidelines to raise the literacy rate. Other students from different levels, streams, cities, and sectors can also be added as new researchers. The implications of this study suggest that there is a significant opportunity to enhance the comfort level and consistency in discussing financial issues openly, and potential areas for improvement such as stock market, investing experience and holding emergency savings.en-USThesis