Please use this identifier to cite or link to this item:
https://elibrary.tucl.edu.np/handle/123456789/1158
Title: | Credit Risk Management of Nepalese Commercial Bank |
Authors: | B.C., KHIM RAJ |
Keywords: | CRM;NPL and Commercial Bank;Credit Risk Management |
Issue Date: | 2019 |
Publisher: | Central Department of Management |
Abstract: | This research study was concerned on Credit Risk Management of Nepalese Commercial Banks with reference to two selected banks. It aimed to evaluate the credit risk management strategies of Nepalese Commercial Banks for the period 2014-2019. The research attempted to assess the extent to which the implementation of various credit risk management strategies by the bank has reduced the amount of nonperforming loans. This study used descriptive research design has been used for the study. Kumari Bank limited and Machhapurchhe Bank Limited was used as a sample. Primary data as well as secondary data from the annual report statements also on questionnaires of the selected banks was used for the research work. The data analysis tools include ratio analysis, trend analysis, nonperforming loan ratios, standard deviation, CAR and risk weighted assets. The study covered two commercial banks in Nepal over a period of past 5 fiscal years from 2014/15 to 2018/19. Descriptive statistics were used in the analysis and findings suggest that among the selected commercial banks in Nepal. Hence, the result shows that KBL has lower NPL so KBL has efficient credit management. Secondly, MBL has high NPL which decreases the profit high credit risk. Highest CAR of MBL which means MBL leads to less credit exposures. Therefore, the results are valid for banking sector. Key Words: CRM, NPL and Commercial Bank |
URI: | http://elibrary.tucl.edu.np/handle/123456789/1158 |
Appears in Collections: | Finance |
Files in This Item:
File | Description | Size | Format | |
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Front Part.pdf | 137.48 kB | Adobe PDF | View/Open | |
Thesis.pdf | 935.61 kB | Adobe PDF | View/Open | |
Proposal.pdf | 143.44 kB | Adobe PDF | View/Open |
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