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Recent Submissions
Determinants of life insurance policy in Koshi Provinces
(2025) Niroula, Anusha; Kamal Prasad Adhikari
The objectives of research are to assess the current status of life insurance policy demand,
marital status, educations, income, life cycle motives, precautionary motives, wealth
accumulation motives and financial literacy in Koshi Province, to examine the relationship of
marital status, educations, income, life cycle motives, precautionary motives, wealth
accumulation motives and financial literacy with life insurance policy demand in Koshi
Province and to analyse the effect of marital status, educations, income, life cycle motives,
precautionary motives, wealth accumulation motives and financial literacy are on life
insurance policy demand in Koshi Province. This study is employed descriptive and causalcomparative
research designs to explore factors
influencing life insurance policies demand.
The data are collected using convenience sampling so the sample are 391. The nature of the
data is primary in nature. The instrument of data collection is the Likert scale questionnaire.
The statistical analysis such as descriptive, correlation and regression analysis are conducted.
The finding show that the marital status, education, and income also show high mean values
with low standard deviations, suggesting that most respondents are married, well-educated,
and earn relatively higher incomes. These variables show consistency in responses, reflecting
a stable demographic and socio-economic profile. The relationship of marital status,
educations, income, life cycle motives, precautionary motives, and wealth accumulation
positive and significant relationship to the life insurance policy. The financial literacy to the
life insurance policy positive but not significant relationship. The marital status, educations,
income and life cycle motives positive and significant effect to the life insurance policies. The
precautionary motives, wealth accumulation motives and financial literacy to the life insurance
policies is positive and but not significant.
Keywords: determinants, life insurance policies and Nepal.
A Dissertation submitted to the office of the dean, faculty of Management in partial fulfillment of requirements for the Degree of Master of Philosophy (M.Phil)
(2024) Khanal, Sunil; Rajib Bickram Rana
This research study aims to better understand what citizen think regarding national
identity card and its concern with public service delivery. This is done through the
analysis of responses of the service providers and service receivers and it is associated
with the usage of national identity card.
Nepal has been actively working on establishing and improving its national identity
card system to enhance governance, security, and citizen services. The administration
expects that this system will enhance the country's legal framework and foster good
governance. This study aims to pinpoint the necessity of a digital identification
infrastructure for ensuring better law enforcement and governance in Nepal.
The research design was carried out by using quantitative and qualitative analysis
method. Mostly the primary data were used for analysis but some secondary data also
were used for the fulfillment of objectives. This study was based on the descriptive
and evaluative method. Primary data was collected through convenience sampling
method.
To conclude present study has identified that government is more focused on
efficient service delivery as well as effective enforcement of law by using of national
identity card. The use of national identity card is indeed increasing day by day. In
conclusion, Nepal requires a digital National ID system with robust data protection,
clear implications and applications for service delivery, support for law enforcement,
and due regard for citizens' rights to privacy and freedom.
Corporate governance practices and corporate growth
(2025) Shrestha, Nisha; Keshav Chand
In order to guarantee the stability, accountability, and transparency of commercial
banks, corporate governance is an essential component of the banking sector. The study
attempts to examine the impact of corporate governance on corporate growth of
Nepalese commercial banks. This study primarily employs a descriptive and causal
research strategy for data analysis in order to determine the impact of various factors
on the corporate governance and corporate growth of Nepalese commercial banks. This
study is based on the secondary data gathered from 12 Nepalese commercial banks for
the study period from 2014/15 to 2023/24. The obtained data is provided in an ordered
format in Eviews software, and the descriptive statistics, correlation analysis, and
regression analysis results have been calculated and displayed.
The relationship analysis found that earnings per share of the banks positively
associated with board size of the banks. Similarly, earnings per share of the banks
negatively associated with board gender diversification of the banks. In the same way,
earnings per share of the banks negatively associated with board independence of the
banks. In contrast earnings per share of the banks positively associated with audit
committee of the banks. However, earnings per share of the banks negatively associated
with company size of the banks. On the other hand, earnings per share of the banks
positively associated with financial leverage of the banks. On the other hand, earnings
per share of the banks positively associated with bank age. Another correlation results
revealed that market capitalization of the banks negatively associated with board size
of the banks. On the other hand, market capitalization of the banks positively associated
with board gender diversification of the banks. Moreover, market capitalization of the
banks negatively associated with board independence of the banks. In contrast, market
capitalization of the banks negatively associated with audit committee of the banks.
However, market capitalization of the banks positively associated with company size
of the banks. On the other hand, market capitalization of the banks negatively associated
with financial leverage of the banks. On the other hand, market capitalization of the
banks positively associated with bank age of the banks.
Keywords: Corporate governance, corporate growth, earnings per share and market
capitalization