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Gender Trauma in Faustina Bama’s Karukku
(Central Department of English Kirtipur, Kathmandu, 2024) Khanal, Bhabana; Tara Lal Shrestha
Not available.
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Role of Financial Literacy on Investment Decisions: A Study of Investors Living in Kathmandu Valley
(Shanker Dev Campus, 2024) Urmila Pandit; Asso. Prof. Suman Kamal Parajuli
The study aimed to examine the role of financial literacy on the investment decisions of investors living in the Kathmandu Valley with the specific objectives of assessing the financial literacy of these investors, evaluating their investment decisions related to financial and real assets, and find out the relationship between financial literacy and investment choices. The study followed descriptive as well as correlational research design was utilizing a quantitative method. In the study, financial literacy was examined through financial knowledge, attitude, and behavior. The study targeted individuals investing in various financial products and real estate within Kathmandu valley, with a sample of 400 respondents selected through convenience sampling. In the study, primary data was collected via surveys, and both descriptive and inferential statistics were used for data analysis. In the study, there were an equal gender distribution, with 50.75% of respondents aged 20 to 30. Educationally, 38.75% held a bachelor's degree, and 30.5% had a master’s degree, predominantly in management. Income varied, with 31.75% earning Rs. 40-60 thousand monthly. The results reveal that a substantial gap in financial knowledge, particularly regarding government securities and the distinction between debt and equity. The study also found that financial knowledge improved with higher education and income, and also shows that females showed a slightly better understanding than males. Most respondents exhibited positive attitudes toward financial management, although social reluctance to discuss financial matters persisted. There was strong interest in IPOs and long-term investments, with investment behavior varying significantly by gender, education, and income. Overall, the study emphasized the need for enhanced financial education to address these disparities and support informed investment decisions.
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CUSTOMER SATISFACTION TOWARDS CARDLESS CASH WITHDRAWAL FROM ATM
(Shanker Dev Campus, 2024) Umesh Kumar Shrestha; Dr. Binita Manandhar
CB is described as the withdrawal and/or transfer of funds by banked, under banked, or unbanked consumers using Automated Teller Machines (ATMs) through a wireless network (Karthikeyan 2012). The main purpose of this research is to examine the impact of cardless cash withdrawal from ATM. In Nepal, at present there are various financial instructions, among them only certain service provider have been selected for research purpose. Only certain service provider have been purposively selected in term of their aggressive adaptation, system up-gradation to digital product and selling digital product to customer on huge basis. Thus purposive sampling techniques have been employed. As per nature of research, only primary data were used for analysis. Similarly primary data are collected through questionnaire. This study use descriptive research design and casual comparative research design. Appropriate frequency tables were used, a coefficient correlation and multiple regression analysis is also used to explained the relationship between the variables and present the findings. The conclusion of this research is Card less cash withdrawal from ATM had Positive and significant impact customer satisfaction. Still majority of population are unaware about Card less cash withdrawal from ATM and there uses, So financial instutions needs to conduct awareness program for maximum use of card less services, locating ATM booth at convenient place, making cradless transaction more secure and reliable.