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Investment policy analysis of Nepalese commercial banks
(2025) Kharel, Hari Prasad; Indra Bahadur Bohara
Banking sector plays an important role in the economic development of the country
commercial banks one of the vital aspects of this sector which deals in the process of
channel sings available resources in the needed sector. A good investment policy attracts
both borrowers and lenders which enhances the volumes and quality of the deposit, loan
and investment. The purpose of the investment policy is to guide the foundation in
effectively supervising, monitoring and managing its investments.
This study is basically related to various aspect of investment policy of commercial
banks in Nepal (HBL, RBB and Everest Banks). Investment decision is one of the major
decision functions of financial management. The main objective of the study is to
evaluate and assess the investment policy and strategies followed by the bank. This
study analyzes trends and relationship of investment, deposits, loan and advances of the
selected commercial banks.
This study is based on descriptive and casual comparative research design. to fulfill the
objectives of the study area. This research is based on secondary data, which include
annual reports published by the concerned bank and other publications related to the
concerned topic for five fiscal year 2014/15 to 2023/24. Some financial and statistical
tools have been applied to examine facts and descriptive techniques have been adopted
to evaluate investment performance of HBL, RBB and Everest Banks. The major ratio
analysis consists of the composition of liquidity ratio, assets management ratio, risk
ratio, profitability position other related ratios. Under these, main ratios and their trend
position are studied in the chapter four. In order to test the relationship between the
various components of investment policy, Karl Pearson’s correlation coefficient r is
calculated and analyzed.
This research helps to gain and share some practical knowledge of banding and
management of the commercial banks in the perspective of improving financial
performance. The study helps financial intuitions and as well as me.
Keywords:Deposit, Loan and Advance, Investment policy, profitability
Effectiveness of Health Service Delivery by Local Government (A Study of Chhatrakot Rural Municipality, Gulmi District)
(2025) Puri, Rudra Hari; Madhab Prasad Neupane
With the implementation of the new constitution and restructure of the nation, public
expectation was high regarding development, service delivery and in good governance.
It has been almost a decade of the implementation of the constitution and almost 9 years
of formation of the local level. All the Local levels had already completed their one full
tenure successfully they are growing mature day by day and their function is also
getting more effective day by day. Basic Health service is one of the major rights which
comes under the jurisdiction of the local level. Local level can formulate, implement
and monitor both policies and program regarding basic health, sanitation and nutrition.
In doing so Chhatrakot Rural Municipality is doing good in health service delivery but
there are some areas to improve in it. It shows the people with low income and
minorities they greatly depend on public health service for their well-being. But major
challenge to get the health service is still transportation, geological barrier, low income,
and quality of the service are also the subject to think upon it. It needs inclusive and
targeted health care policies to address Socio-economic inequalities and health
education and awareness program for marginalized group to ensure equitable and
effective health service delivery. To improve the quality of health service and to reach
out to the targeted people it needed the strengthening healthcare infrastructure,
addressing socio-economic barriers, and tailoring programs to the unique needs of the
diverse community.
Law (B.A. L.L.B.) Curriculum, 2025 (2082 B.S.) Integrated New Course for Semester System
(Faculty of Law, 2025) Curriculum Development Center, T. U., Kirtipur, Kathmandu; .