Role of Co-operative in Income Generating Activities:

Abstract

he study entitled''role of Cooperative in IGAs on case study ofSuryabinayak Multipurpose Agricultural Cooperative Limited Shantipur, VDC,Ilam District'' has been prepared on the rural areas co-operative on the basis of rural women assess of IGAs activities. The specific objective of this study is to identify the contributions of cooperative in local employment generation, to assess the role of micro credit in IGAs in study area. This study is carried out on the basis of descriptive research design. The present study was based on both the primary as well as secondary data. Out of the 149 shareholders, 30 households were taken as sample by using simple random sampling method, giving 35 questions of open and close types. Those who were unable to express their answers, some guidelines and facilitate techniques were used in group. Among them 40 percentage members were Brahmin/Chhetri followed by 50 percentage Janjati and then 10 percentage Dalits out of total 30 sample households. In the cooperative all members were female. This data is consistent with the observation that a SMACLS with solely people member tends to have a strong people's empowerment agenda. Out of the total sampled household population 76,67 percent were engaged in agriculture and farming,13.33 percent were engagedin entrepreneurship and only about 10 percent were found to be engaged in Business. Mostly people are directly or indirectly involved in agricultural activities. The government programs and/or I/NGOs should continue to promote the poverty focused cooperative's model to improve access of financial services to the poor in rural area SMACLS should diversify its financial products as per the needs of its members for which it should conduct market research. It should raise the required capital internally or by accessing funds from external leading agencies. SMACLS should address the problems by developing strategies that would motivate poor people to join it. The follow of credit facilities needs to be reviewed and should be provided as per priority basis at the rate of low interest. Educational awareness programs should be more focused. properly utilizes the loan. Increase woman participation in cooperative. increase the income generating activities for the members. Regularly and timely to develop saving and credit.