Browsing by Subject "FINANCIAL PERFORMANCE"
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Item A Comparative Study of Financial Performance and CSR of Commercial Banks in Nepal(Faculty of Management, 2023) Basnet, SajanaABSTRACT Bank and financial institutions (BFIs) are major backbone for any economy. The mediator for usage of fund and sources of fund is connected by the bank and financial institution. Banks play an important role in the economic development of the country. Bank provide investment loans and lines of credit to entrepreneurs, small businesses and large corporations. Financial institutions provide capital to the entrepreneurs for the development of industry, trade and business by investing saving collected as deposits. They also providing good services to their customers, facilitating their economic activities, thus, integrated and speedy development of the country is only possible. The analysis was done with the help from the data that were collected from annual report and other related sources. SPSS was used for the analysis of the data that were collected. For the comparative financial analysis and CSR of selected banks the framework was constructed using leverage position, liquidity status and CSR as the independent variables and financial performance measured in banking profitability as a dependent variable. For the analysis, data of 10 years was considered. The essential facts were choosen and presented in the form of table and figures. As a financial analysis, analysis were done in the form of return on assets, return on equity, net interest margin, debt to equity ratio, liquidity and amount invested on corporate social responsibility. Regression analysis was utilized in this study to evaluate the hypothesis. The independent factors that influence result variability are listed in this section, together with the percentage of the dependent variable variability that each independent variable contributes to explaining. A list of the factors that are important in understanding the variability of the dependent variable is also included in this. To investigate the relationship between the independent variables and the dependent variable, a linear regression analysis was carried out. The banking performance has the significant influence by the all three variables (i.e. leverage, corporate social responsibility and the liquidity). But in the context of the Nepalese commercial bank, the leverage has the highest impact on the banking performance followed by the liquidity and corporate social responsibility. The liquidity has the positive impact on the net interest margin in the context of the net interest margin but in return on equity and assets has the negative. The leverage ratio has the highest impact on the commercial bank. The study fosters for the better leverage for better banking performance and proper liquidity for the better banking performance compare to the social responsibility.Item Effect of financial performance on market price of Commercial banks in Nepal(Faculty of Management, 2024) Neupane, AnjuABSTRACT This study investigates the dynamics of stock price behavior among banks listed on the Nepal Stock Exchange, employing a hybrid descriptive and exploratory research design. Utilizing secondary data from the annual reports of major national banks over a decade, the research focuses on the impact of financial indicators such as Return on Assets (ROA), Earnings Per Share (EPS), Book Value Per Share (BVPS), Size per Share, and Dividend Per Share (DPS) on the market price per share (MPS). The analysis, adhering to APA 6th edition standards, employs regression models to explore the intricate relationships between these variables and stock prices across different banking institutions. The introduction of new variables aims to provide a comprehensive understanding of the factors influencing stock price volatility. The findings reveal a complex, variable impact of these indicators on stock prices, highlighting the necessity for a nuanced, context-specific approach to understanding stock price behavior in the banking sector. This study contributes novel insights into the financial underpinnings of stock price volatility and suggests avenues for future research, with significant implications for academics, financial analysts, and policymakers in forecasting, investment decision-making, and regulatory frameworks. The results indicate that EPS and DPS significantly impact stock prices, suggesting market authorities should manage these variables to stabilize the market. Keywords: market price, regression analysis, correlation analysis, commercial banks, financial performanceItem Financial performance analysis of Nepal telecom(Faculty of Management, 2024-02) Dhakal, AasthadeepAbstract The paper discusses about financial performance of Nepal Telecom taking data of fifteen years from fiscal year 2065/66 to 2079/80. This mainly focuses on whether the company is in stable financial position or not. This study highly focused on examining the financial performance and economic trend of NTC, analyze trend of the NTC’S financial status and clarify the relation among various financial ratios of an organization. Necessary data and information for the fulfillment of this research have been managed from various online journals, websites and other sources especially from the official website of Nepal telecom. Annual Report and financial statement have been analyzed to collect necessary information. Ratio analysis and trend calculation has been conducted to identify whether the company is in stable financial position or not. Correlation and regression were tabulated and calculated to identify the relation among various chosen variables. The study has found that CR, QR, DER, EPS, ROCE and DPR holds no significant relation with ROA and ROE holds significant relation with ROA. CR, QR, DER and ROCE have no significant relation with NPM and ROE, EPS and DPR holds significant relation with NPM. Although the business of the selected concern is slow, the economic position of the firm is very strong due to the good profits earned in the past. Financial status of company is quite satisfactory. Still there are many things to improve in the coming days for achieving more financial benefit in future. Nepal telecom as a well reputed company should expand digital technology, invest more in network infrastructure, focus on customer’s new demand and also should focus on various research and development programs to attract and retain customers. Applying cost-effective technology would be the best option for NTC to achieve maximum with low investment. Key words: Financial analysis, profitability analysis, Telecommunication Company, Financial indicators, financial position.Item Green banking practices and perceived financial performance of Nepalese commercial banks(Faculty of Management, 2024) Lamsal, DipendraClimate change is a very complex topic in today's society. People are increasingly aware of global warming today and its obvious effects on human life. The government, direct polluters, as well as other stakeholders like financial institutions, are all concerned about it. This includes banks, which have a significant impact on how society develops. Even while banks' activities have no direct environmental impact, their external effects on the consumers are very important to them. Banks must support the products, processes, and technology that conform to it to significantly minimize their carbon impact. Therefore, banks are incorporating green practices into their operations, investments, and financing plans. The concept of Green Banking or Ethical Banking taken by banks aims to protect the environment by promoting environmental-friendly practices and reducing the carbon footprint from banking activities. Introduction of Green Products and Services, such as Internet Banking, Mobile Banking, Banking through ATMs, Green Deposits, Green Mortgages and Loans, Green Credit Cards, and Green Reward Checking Accounts, are examples of environmentally friendly activities. By implementing certain strategies, such as paperless banking, energy awareness, mass transit use, and solar and wind energy use, banks can lessen their carbon footprints. This study investigates the presence of green banking practices and the impact of green banking practices on the perceived financial performance of Nepalese commercial banks. The study has employed a descriptive research design to estimate the relationship between dependent variables (Efficiency, Effectiveness, and Economy) with independent variables (Green Investment, Risk Management, Green Human Resources, Green Products and Services, and Green Business Strategy). The study is based on primary sources of data. The primary data are used to extract information about green banking practices and the effect of green banking variables on the perceived financial performance of Nepalese commercial banks. Altogether 13 commercial banks and 2 development banks were selected for the study and a total of 400 responses were collected from the prepared structured questionnaire. The study shows that Green Investment, Green Human Resources, Green Products and Services, and Green Business Strategy have a significant impact on perceived financial indicators. Likewise, Green Investment, Green Human Resources, Green Products and Services, and Green Business Strategy have a positive relation over the perceived xii financial indicators whereas Risk Management has a negative relation over the perceived financial indicators. Similarly, the results of the study suggest that management should realize the importance of green banking activities for getting a better financial performance. Therefore, the study concludes that green banking practices in the form of Green Investment, Risk Management, Green Human Resources, Green Products and Services, and Green Business Strategy will tend to increase the firm performance.Item Impact of Credit Risk Management on the Financial Performance of Commercial Bank(Faculty of Management, 2024) Thapa, SubashABSTRACT The completed on title impact of credit risk management in the financial performance of commercial banks. The general objective of study was impact of risk management on profitability of commercial banks with specific objectives of study were to assess the present status of credit and credit risk of Nepalese commercial banks, examine the relationship CAR, NPLR, MQR and CDR with ROA and ROE of Nepalese commercial banks and to analyze impact of CAR, NPLR, MQR and CDR on financial performance (ROA and ROE) of Nepalese commercial banks. Researcher had complete study under the descriptive and causal research design 3 commercial Banks taken as sample out of 20 in Nepal. The quantitative nature of data collected from the published source such as annual report, data from NRB, the collection method of data was non-probability. The data analysis method was descriptive such as means, standard deviation, correlation and regression. The results of the study were Return on assets, capital adequacy ratio, non-performing assets, and credit deposit ration. The correlation of return on with return on equity was insignificant, with capital adequacy ratio was negative low degree, with non-performing assets is negative insignificant, and with credit deposit ratio low degree negative correlation that is and management quality ratio is moderate level negative insignificant. Correlation of return on equity with capital adequacy high correlation significant, with non-performing assets is very high significant, with credit deposit ratio very high negative significant and with management quality ratio is very low. Regression line of CAR, NPL, CDR and MQR on ROA was insignificant. Similarly, regression line CAR, NPL, CDR and MQR on ROE was significant. Keywords: Return on Assets (ROA), Return on Equity (ROE), Capital Adequacy ratio (CAR), Non-performing loan (NPL), Credit Deposit Ratio (CDR) and Management quality ratio (MQR)