Browsing by Subject "Financial behavior"
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Item Financial Behavior of University Students in Nepal(Department of Management, 2022) Maharjan, Sanju SinghThe thesis entitled-‘FINANCIAL BEHAVIOR OF UNIVERSITY STUDENTS in Nepal: A Case Study of TU Students, Kirtipur’ – examines the effect of selected demographic variables via gender, stream of education, range of family income, range of age in years, place of origin and employment status on specified indicators of financial behavior including spending behavior, recording keeping behavior, saving behavior, income behavior and habit of financial service use. For this, 120 respondents of TU studying in various faculties with different demographic variables were selected using both probability and non-probability sampling. Self-administered questionnaire was the instrument of taking information. Mean, frequency, percentage. Standard deviations are the major descriptive statistics. All the responses of respondents have been recorded in suitable format of SPSS tool using 4-point Likert scale. T-test, F-test, regression analysis and χ2 test have been used to get P-value so that specified six hypotheses could be tested. It has been concluded that financial behavior of selected respondents is somehow effective having calculated mean greater than the moderate value of financial behavior. In addition, some of the demographic variables: Genders, educational stream, place of origin and family income have partially significant impact on some of the indicator of financial behavior. The useful conclusion is that management stream of the study has positive impact on all indicators of financial behavior which is equivalent to impact of financial literacy on financial behavior.Item Financial Literacy Among Students(Department of Management, 2020) Adhikari, KshitizThis study surveys 200 plus two students among Bharatpur metropolitan city to examine their financial literacy; the impact of demographic, educational and personality characteristics on financial literacy. The research is a descriptive and analytical research design. The main research strategy used in this study is a survey questionnaire which allows quantitative data collection and analyzed. Mean, ANOVA and Independent Sample T-Test were used in carrying out analysis. Results show that most of the students have lower Level of financial knowledge but they lack in understanding of money illusion, compound interest and inflation. Students are highly influenced by their life experience and job and they have positive attitude towards savings. The study further identified income, education Level, education stream and financial behavior as determinants of financial knowledge; and financial knowledge is unaffected by gender, financial influence and financial attitude. It is concluded that students have lower Level of financial knowledge. However, overall financial knowledge of the students is affected by some of their demographic, educational and personality characteristics. The study can be useful for Nepal Rastra Bank, stakeholders, banking and Financial Institutions, researcher, general public and more for introduce new policy and rule for improving level of literacy among students. The government need to know or understand and implement the policy and strategy for financial literacy program for developing or upgrading overall academic financial condition. It can be beneficially for whole nation and individuals. New researcher can be added other students from different Level, stream, city and sectors as well. Similarly, research consists with an independent variable namely demographic variables thus new researcher can be added social variables, economic variables and others variables as an independent variable. Key word: Financial Literacy, Financial Knowledge, Financial Behavior, Financial Influences, Financial Attitude, +2 students, Chitwan, Nepal .