Browsing by Subject "Income generating"
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Item Income Generating Activities of Community Forestry User Groups (A Case Study of Ramite Community Forest User Groups Of Namadi Vdc, Ramechhap District)(Central Department of Rural Development, Faculty of Humanities and Social Sciences Tribhuvan University, Kirtipur, 2010) Poudel, Shanti PrasadAvailable with full text.Item Role of Cooperative in Income Generating Activities for Rural Development A Case Study of Unnatisil Cooperative Ltd. Swyambhu-15, Kathmandu District, Nepal(Department of Rural Development, 2015) Rimal, PrakashThe present study has focused "Role of Cooperative in income Generating Activities for Rural Development" in five VDCs of Kathmandu district. This study examines role of Cooperative in income generating activities in rural development. The study is confined to five VDCs namely Ichangunarayan , Ramkot, Sitapaila, Syuchatar and Bhimdunga VDCs. The main focus of the study to find out the effectiveness of cooperative credit for rural development. It was mainly based on quantitative and qualitative research approach. The researcher selected 50 respondents among 152 shareholders through simple random method. Cooperatives are the main instrument for small business, agricultural production and as well as income generating activities. The particular area is chosen for the study because it is easily accessible and heterogeneous in socio-economic and geographical structure. The study assess the roles played by cooperative societies’ savings and loans services on members’ economic condition, standard of living and in meeting participants financial needs in rural locations in income generation. Using a combination of interview, focus group discussion and questionnaire techniques, the impact of cooperative societies the research is carried out to find the impact of cooperative in generating income from different activities assisted by cooperatives. The study is the first empirical investigation in Unnatisil cooperative ltd that focuses on the relevance of cooperative societies on members’ standard of living in rural communities and villages. The study shed light on how income generating activities function – how their relationships develop, how individual esteem is increased, how interdependence grows, how hierarchies are maintained – and how this is facilitated in part by the loan-making of members promoted cooperatives. It has also provided more evidence on the importance of land ownership, and how this is enhanced when rural communities have access to cheap and affordable loans. The study breaks new ground in informal cooperative functioning, community development and rural finance research by providing a distinction between standard of living and quality of life variables in measuring the economic condition of rural dwellers, and the production of circle of social capital theory that the role of cooperatives to the members involve financial capital, physical capital and social capital which are interrelated. This helps to appropriately identify the roles of cooperative societies in rural finance to increase in household income, ownership of household assets and acquisition of enterprise assets. Particularly in Nepal, the institutional mechanism for financial management as well as development activities are poor and inadequate. Most of the rural poor have to depend on unorganized source for their credit at high interest rate. There is high prospect of changing situation through cooperative by meeting the small credit needs of the poor members in the village level in equally can provide the better service at the grass root level for launching development programs and activities. By Virtue of having volunteer groups of people, with motives of people oriented, self help and meeting basic need of communities through collective action, Cooperatives are essential organization for rural development in Nepal.Item Socio –economic status of the women involved in the micro finance programme (a study of Bharatpur - 11, Chitwan district)(Department of English, 2018) Poudel, SumitraThe study is based on the " Socio –Economic Status of the Women Involved in the Micro Finance Programme. A Study of Bharatpur - 11, Chitwan District. The main objective of this study is, to explore the role of micro finance program for changing status of women in Bharatpur Metropolitan 11 Chitwan District. To study the current socio-economic status of the women involved in the micro-finance program, To examine the changes in the status of the women by the micro-finance program. This study is mainly based on primary data as well as secondary data. There are 150 members. Out of these members 74 respondents were selected by lottery method. The research area consists of heterogeneous groups of people, Brahmin, Chhetri, Ethnic group, Dalit and others. it is found that the younger women members' participation dominated the program. More than 90 percent of the participants are found a married in the study area. Only 37.8 percent of the participants are found women headed. More than three-fourth of the participants are educated (literate). From the study, it has been found that the members are sincere to spent loan to specific purpose. Most of the women beneficiaries from microfinance program are relatively poor women having income less than Rs. 2000 per year. So the program has attained it's of helping the women. The overall impact the microfinance program on women beneficiaries earning and living standard is found significantly positive. The program has also some positive impact on children's education, use of family planning devices, sanitation and other social reforms. Repayment rate of the women participants involved in agriculture activities is less than the participants involved in business activities. The involvement in the income generating activities has enhanced the self-confidence of the women. Training for improving farming techniques and micro-enterprise has helped members to shift from the traditional agriculture to cash crop production and petty business. This has helped to increase income of the participants. At monthly group meetings, women discuss health issues, which they follow in their day-to-day lives. this has increased their awareness on healthcare, including women and children's health , family planning, sanitation and reduction in smoking and alcohol consumption habit.