Browsing by Subject "Interest rate"
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Item An Analysis on Public Debt in Nepal(Department of Management, 2009) Yadav, Roshan KumarNot availableItem Assessment of Financial performance of Navajeevan C0-Operatives limited(Faculty of Management, 2010) Pandey, RekhaNot availableItem Assessment of Interest Rate on Nepalese Commercial Banks & Its Impact on Deposit & Lending (A Case Study of NIBL & EBL)(Department of English Education, 2012) Shrestha, ArkajaNot availableItem A Comparative Study of Interest Rate and It’s Impact on Deposits (With A Case Study between EBL and BOK)(Department of Management, 2012) Neupane, Shiva ShankarNot availableItem Deposit mobilization and interest rate in Nepalease commercial bank(Department of Management, 2022) Joshi, Bhuban RajThe study was conducted on deposit Mobilization and interest rate in Nepalese commercial bank. The main purpose of the study was to analysis structure of interest rate of commercial bank, analysis trend of deposit, investment, loan and advances of sample bank and compare impact of interest rate on deposit, investment and loan and advance of sample bank. The methodology of study was descriptive and analysis research design with five year data using means, standard deviation and coefficient of variation on deposit, advance, investment, interest, and spread rate. The data is analysed through excel software. The study was depends on sample banks out of 27 commercial banks, taken 6 commercial bank. They NBL, RBB, ADBL, SCB, EBL and PBL. The found of study was regression result of interest rate on deposit amount in positive relationship of interest rate with deposit, investment and loan amount. The slope coefficient of bank deposit is positively significant at 5 percent level which implies that banks interest rate increases with banks deposit amount. The regression result of commercial banks interest rate, Investment amount in specification shows a positive relationship between interest rate and Investment amount and the regression coefficient of firm size is statistically significant. The regression results of specification again establish the economic and statistical significance of deposit amount, loan and advance amount and investment amount. That means there was interest influences the deposit on various account, investment and loans amount are depends on interest rate of bank. So, the conclusion is interest rate affect the deposit, loan and advance and investment of banks in an economy. Keywords: Interest rate of banks, deposit, investmentItem Determinants of interest rate in Nepalese commercial banks(Department of Management, 2011) Lamichhane, Nani MaiyaNot availableItem Determinants of Interest Rate in Nepalese Finance Companies(Department of Management, 2009) Ranjit, Anurag KumarNot availableItem Determinants of Interest Rate Spread among Commercial Banks in Nepal(Department of Management, 2021) Kathayat, Kaushila KumariIn Nepal, there is a widespread perception that interest rate spread is too wide. Banks, on the other hand, have justified the wide interest rate spread on the basis of some economic variables that affect the banks. This study was largely a quantitative research given that the study sought to examine the determinants of the bank interest rates among commercial banks in Nepal. This study focused on the licensed large commercial banks according to the CBN which include in Nepal bank, Agrilcture development bank, Nabil bank, Nepal Bangladesh bank, Standard chartered bank and Himalayan bank limited. This study used secondary data available from the annual financial reports from year period between 2015 and 2020. The collected data was organized into SPSS and analyses using descriptive analysis, correlation analysis, and regression analysis. This study found out that the model summary of multiple regression model, showed that all the three predictors (credit risk, operation cost and liquidity risk) explained 83.5 percent variation of interest spread considering the three study independent variables, there is a probability of predicting interest spread by 62.1% (R squared =0.621).The F statistic is equal to 63.391 and p value of 0.000<0.05level of significance implying that the joint contribution of credit risk levels , liquidity and operating cost significantly predict interest spread. Thus justifying the following estimation model:- This study revealed that credit risk was positively and significantly associated with interest spread (r = 0.3661, ρ<0.01) indicating 36.61% positive relationship with interest spread. The study further found that operation cost was positively and significantly correlated to interest spread (r = 0.695, ρ<0.01) showing that operation cost has 69.5% positive relationship with interest spread. Finally, the study found that liquidity risk was positively correlated with interest spread (r = 0.778, ρ<0.01) an indication of 77.8% positive relationship with interest spread credit risk had a weak negative effect on interest rate spread (β = -.001, p = 0.997. Consistent with some past literature on the factors that influence interest rate spreads, this study concludes that credit risk had a significant effect on interest spread with each unit increase in interest spread for each unit increase in credit risk. This study also concluded that each unit increase in operation cost, there was -0.0215 units decrease in interest spread. This study concluded that liquidity risk has significant effect on interest spread for each unit increase in liquidity risk, there was up to 0.757 units increase in interest spread. This study also recommends that the Government, through the Central Bank of Nepal should be instrumental in developing policies and regulations to guide commercial banks in setting up of optimal interest rate spreads in order to promote loan uptake as well as improve performance of these commercial banks.Item Effects of Interest Rate on Financial Performance of Commercial Banks in Nepal(Faculty of Management, 2008) Maharjan, Mana KeshariNot availableItem Effects of interest rate on financial performance of commercial banks in nepal(Department of Management, 2010) Devkota, AsheshNot AvailableItem Effects of Public Debt on Interest Rate of Nepal(Department of Economics, 2021) Chaudhary, InduNot availableItem Factors determining the interest rate of the commercial banks(Department of Management, 2011) Poudel, RajendraNot availableItem Impact of interest rate on and lending operations of Nepalese commercial Banks(with reference to Siddharth Bank and Lumbini Bank Limited)(Department of Management, 2014) Poudel, AkritiNot availableItem Impact of Interest Rate on Deposit & Lending of Nepalese Commercial Banks (With Reference to EBL & NABIL Bank Limited)(Department of Management, 2012) Prasai, Dinesh KumarNot availableItem Impact of interest rate on deposit & lending of Nepalese commercial banks (with reference to Siddhartha Bank & Lumbini Bank Limited)(Department of Management, 2013) Rai, PradeepNot availableItem Impact of interest rate on deposit and lending of commercial banks(Department of Management, 2014) Suwal, AminNot AvailableItem Impact of interest rate on deposit and lending of Nepalese commercial banks(Department of Management, 2013) Gurung, Tej MayaNot availableItem Impact of interest rate on deposit, lending and inflation in Nepal(Department of Management, 2012) Prajapati, RojinaNot availableItem Impact of interest rate on performance of selected commercial banks of Nepal(Department of Management, 2010) Neupane, SushilaNot availableItem Impact of interest rate on share investment in Nepal(Department of Management, 2009) Pandey, Phaindra RajNot available
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