Browsing by Subject "Nepalese Commercial Banks"
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Item Capital Structure Management and Its Impact on Profitability in Nepalese Commercial Banks (A Comparative Study of Siddhartha Bank Limited and Laxmi Bank Limited)(Central Department of Management, 2019) Maharjan, Rajendra KumarNot availableItem A Comparative Study of Non-Performing Loan Management of Nepalese Commercial Banks (With Reference to NIBL and EBL)(Department of management, 2021) Adhikari, SujanThe study was conducted with the aim of studying Non-performing loan of commercial bank in Nepal. The study was conducted with reference to Nepal Investment Bank.ltd and Everest Bank .ltd. The main focus of study was to analyze the NPL ratio, trend of NPL ratio, and to investigate the impact of NPL on profitability of commercial bank. NPL is major concern for the commercial bank because the default of loan and interest has resulted major threat to the income of the bank. If the NPL is not managed soon, the commercial cannot escape from the vicious circle of NPL. Non-performing loan are those loan that has been default in the payment of interest and principle. Loan, which payment of interest and principle is not made for more than 3 months is called non-performing loan. In specific contract the term may differ. The rate of NPL in Nepalese banking sector is alarming. Descriptive and Comparative research design has been used for the study. Everest Bank ltd. and Nepal Investment Bank ltd. were used as a sample. The secondary data has been used from the annual report of the both bank. The data analysis tool includes ratio analysis, trend analysis, correlation, regression model, and P-value. The study showed that the NPL ratio was in fluctuating trend. There was increase and downfall of the NPL ratio in this six year period. There was positive and negative correlation between loan and NPL amount. Both are not moving in the same direction. The study showed that there was minimal influence of the NPL on the return on assets. The NPL ratio was insignificant in studying the impact on profitability.Item Corporate Culture and Perceived Organization Performance in Nepalese Commercial Banks(Department of Management, 2021) Dhakal, RitaThe purpose of this study has to investigate the Corporate Culture and Perceived Organization Performance in Nepalese Commercial Banks The sample for study comprised 120 respondents from five commercial banks. The data were obtained through five point Likert Scale questionnaire. The data thus obtained were analyzed using maximum, minimum, mean, standard deviation, Cronbach’s Alpha, correlation, regression, t-test and analysis of variance test. Under the descriptive statistics, mean, maximum, minimum and standard deviation were used to describe the situation of involvement, communication, teamwork and training culture and organization performance, employee's satisfaction and commitment. Under the correlation analysis, Pearson correlation coefficient and regression analysis were used. Pearson’s ‘r’ was calculated to test the first hypothesis. Regression analysis was used to examine the degree of relationship between corporate culture and perceived organization performance related variables. That is, to see the reliability of data, Cronbach’s Alpha was calculated. There is that the positive significant relationship between organization performances, Employee satisfaction & Employee Commitment and corporate culture related variables i.e. are Involvement, Communication, teamwork and training because p value is lower than 0.05. There is significant positive relationship between organization performance and involvement culture as well as training. However, there is insignificant negative relationship between organization performance and communication as well as teamwork culture. Similar finding has found in case of employees satisfaction and employees commitment. It shows that organization culture related factors are important for improve the performance of Nepalese commercial banks among other variables ,The study conclude that commercial banks had involvement and training culture that determined how things were done, employees were like-minded and held similar beliefs and values regarding involvement and training related factorsItem Corporate Governance Practices in Nepalese Commercial Banks(Department of Management, 2021) Syangbo, AsmitaCorporate governance practices are essential to achieving and maintaining the public trust and confidence in the banking system, as a result they are critical to the proper functioning of the banking sector and economy as a whole. However, little attention has being given to corporate governance of banking sector especially in developing economies. This study examines the corporate governance on perceived performance. There are many dimensions of corporate governance but in this study only five components(transparency, accountability, fairness, discipline and responsibility)are considered as the factor of good corporate governance. The objective of this research is to analyze the impact of corporate governance on perceived performance of the commercial banks of Nepal. The study employed a qualitative methodology. Data was collected through a self-administered survey questionnaire. The questionnaire is adopted from a previous validated survey. The target population consists of commercial banks of Nepal. Simple convenience sampling is used for collection of data from 200 employees. The results indicate a positive relationship between corporate governance and perceived performance. The study concludes with some brief prospects that the businesses need to realize the importance of good corporate governance for maximizing the perceived performance. This paper may benefit society by encouraging people to contribute more to their jobs and may help them in their personal growth and development. Hence, it is essential for an organization to motivate their employees to work hard for achieving the organizational goals and objectives.Item Effectof Motivation on Employee performance in Nepalese Commercial Banks(Faculty of Management, 2019) Rawal, BholaABSTRACT The main purpose of this study is to determine the relationship between factors ofmotivation and employee performance in Nepalese commercial banks. This hascontributed general ideas about factors affecting employeemotivation and their effectson employee performance in Nepalese commercial banks. This research study wouldassist us in answering the questions like what are the motivating factors in Nepalesecommercial banks? How these motivating factors affect employee performance?Andwhat relationship exists among them? The theoretical framework has been developedaccording to meet the objectives of this study including different variables such as salary,promotion, working environment, career development, training,incentives etc. While doing the research, data was gathered from primary source of data by usingquestionnaire method from150respondentsofselected as sample for the study. Sampleswere selected conveniently with stratified sampling techniques. This study covers onlyKathmandu district and far-western region of the country. Different tools of data analysishave been used such as frequency distribution, mean, percentage, weighted mean, andcorrelation coefficients etc. to derive conclusions of the study. The results of the study depicted that employees are motivated by promotion, salary,incentives and expecting growth for opportunities and personal development with fairand unbiased evaluation and recognitions of their jobs done. A need based trainingprogram is necessary for everyemployee; the main factor to reduce stress in bankinginstitutions is cooperative and pleasant working environment. HR policies and weakmanagement practices have been blamed for employee demotivation in Nepalesecommercial banks. However the motivational packages adopted by most commercialbanks have brought inner satisfaction and increased devotion with customers whichultimately has contributed towards efficiency and increased customer base. Thecorrelation coefficients 0.602, 0.551 and 0.362 of salary, promotion and workingenvironment with employee performance respectively reflect that employee performanceof commercial banks in Nepal is heavily influenced by these motivational factors. Therefore, this study will be helpful for different commercial banks to review theirmotivational practices, training programs, promotion of employees, workingenvironment, career development initiatives, and incentives etc. to enhance theiremployees' performance. This study has recommended to commercial banks to promoteemployees based on their performance and work experience, appropriate need based trainings have to be conducted for enhancing employee performance. SimilarlyManagement should take decisions relating to salary, promotion and workingenvironment with great participation of employees.Item Financial Performance of Nepalese Commercial Banks on the Basis of Camel Analysis(Department of Management, 2019) Karki, SumanNot AvailableItem Fund Mobilization of Nepalese Commercial Banks (With Reference to HBL, EBL & NIBL)(Faculty of Management, 2012) Dhungana, PrahladNot availableItem Investment Policy of Nepalese Commercial Banks (A Study of Selected Nepalese Listed Commercial Banks)(Faculty of Management, 2011) Shrestha, SanjayNot AvailableItem Loan Management of Nepalese Commercial Banks Comparision Between Nepal Bank Limited and Nabil Bank Limited(Faculty of Management, 2013) Bhandari, RamchandraNot availableItem Non- Performing Assets and Profitability of Nepalese Commercial Banks (with reference to Kumari Bank, Nepal Investment Bank and Machhapuchchhre Bank)(Department of Management, 2012) Poudel, LaxmiNot availableItem Portfolio Analysis of Nepalese Commercial Banks(Department of Management, 2019) Kafle, SushmaInvestment portfolio refers to an investment that combines several assets. Investment portfolio is one which the income or profit of the banks depend upon directly. Investment portfolio usually offers the advantage of reducing risk through diversification of risk from risky investment to less risky investment. The objective of portfolio is to develop a portfolio that has the maximum return at whatever level of risk. The investment portfolio is the tool which helps to reduce risk and maximize return. The banks should never invest its funds in those securities; difference may cause a great loss. The bank should accept that type of securities which are commercial, durable, marketable stable, transferable and high market price. Any country depends upon the economic development for developing the country. To strengthen, the economy of any country both the private and public sector should play a great role, which contributing to our nation. The process of the economic development depends upon various factors, however economists are now convinced that capital formation and its proper utilization plays a paramount role for rapid economic development. All the economic activities of each and every country are greatly influenced by the commercial banking business of the country. Banks are an essential part of the business activities which are established to safe guard people’s money and there by using the money in making loans and investments. CBs collects scattered financial resources from the masses and invests them among those engaged in commercial and economical activities of the country. CBs are those financial institutions deal in accepting deposits to persons and institutions and giving loans against securities and it also provide technical and administrative assistance to industries, trade and business enterprises. CBs are defined as a bank is a financial institution, which performs widest range of economic and financial functions of any business firm in the economy. CBs plays vital role for development of a developing country. Banks provides internal resources for developing country’s economy. For the fulfillments of the objectives of the study many analysis has been done such as operation of CBs, investment and loan and advance portfolio, risk and return analysis, portfolio risk and return on investment, ratio analysis, trend analysis, portfolio performance test and hypothesis test. For the analysis mainly secondary data are used, which is collected from concerned banks, NRB, NEPSE, SEBON.Item Relationship Between Liquidity and Profitability of Nepalese Commercial Banks(Faculty of Management, 2021) Budha, SantoshThis study investigates the relationship between liquidity and profitability of Nepalesecommercial banks. The main objective was to explore and examine the liquidityposition, profitability status and relationship between liquidity and profitability ofNepalese commercial banks. To accomplish this objective descriptive researchapproach has been adopted. Data collected and used secondary data from the annualreport statements of the Nepalese commercial banks. Analysis was based on dataextracted from annual reports and accounts of the companies for the relevant period.Correlation and regression analysis were employed to examine the relationshipbetween liquidity and profitability. The ROA, ROE and net profit margin was used tomeasure profitability statusand current ratio, cash and bank balance to total depositratio and cash and bank balance to current deposit ratio was used to measure liquidityposition. The study covers five Nepalese commercial banks (i.e. ADBL, Nabil, NICAsia, Mega and Siddhartha) inNepal over a period of past five fiscal years from2015/16 to 2019/20. The study concluded that the CR has positive significantrelationship with ROA and NPM and negative significant relationship with ROE ofselected commercial banks. The CBBTDR has negative and insignificant relationshipwith the ROE and NPM and also has positive and insignificant relationship withROA. Similarly, the CBBCDR has shows negative and significant relationship withROA, ROE and NPM of selected commercial banks over the study period. Key Words: Liquidity, Profitability and Nepalese Commercial BanksItem Risk and Return Analysis of Common Stock of Nepalese Commercial Banks(Faculty of Management, 2011) Dahal, ShaileshNot Available