Browsing by Subject "Social security program"
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Item Perception of Commercial Bank Employees on Contribution Based Social Security Program (A case study on commercial bank employees of Kirtipur, municipality)(Department of Management, 2020) Rijal, ManojSocial security is one of the dynamic concepts of the modern age which is influencing social as well as economic policy. There has been a gradual shift towards contributory social security from traditional non-contributory social security schemes. Defined contributory pension scheme is a fully funded pension scheme that generates adequate funds through certain percentage of contributions from monthly earnings by both employee and employer through a form of savings. The Government of Nepal take initiation to cover the majority of citizens under the network of social security by applying contribution based social security fund .The SSF offer the package of social security including four schemes; Medical Treatment, Health and Maternity Protection Scheme, Accident and Disability Protection Scheme ,Dependent Family Protection Scheme and Old Age Protection Scheme . The implementation of this kind of new program can not solely depends on its legislative framework but also on awareness status of target people and their perceptions. A survey was conducted in kirtipur municipality of Kathmandu Nepal on employees of commercial banks. A purposive sampling technique is used in research where sample of 100 participants. Online survey is conducted for data collecting tool, as data was analyzed quantitatively through the use of descriptive and analytical statistical from the SPSS tool and presented in form of frequencies and table. The research objective were to the know awareness status that contribute the perceptions on social security program and examine the individual social security schemes which have impact on overall perception on social security. The result indicated that employees of commercial banks have low level of awareness. The impact of low level of awareness is negative correlation with other social security schemes and having less positive correlation with perception on social security program. Some responded suggested that there need to some improvements on current system on social security fund. To develop social security as financial service provider like deposit on loan. The social security program was launched with intent to extend the coverage of social security system including old age pension. In Nepal, contribution based social security system is newly adopted program in the area of social security, so people are less aware about the contributory social security. This study has attempt to take the social security program in discussion.