Comparative Study on Deposit Mobilization of Nabil Bank Limited, Nepal Bank Limited and Nepal Investment Bank Limited

Abstract

This study aims to find the comparative study on deposit mobilization of Nabil Bank Limited, Nepal Bank Limited and Nepal Investment Bank Limited. For this purpose, 3 banks are selected as sample size of the study during 2012/13 - 2016/17. The secondary data are used to examine the study on deposit mobilization of selected banks. The tools used on the study are statistical tools, which are Arithmetic Mean, Standard Deviation, and Coefficient of Variation. And also used on the study is correlation analysis and probable error analysis. The findings of the study show, the total current deposits have increasing trend to all selected banks. The total margin deposits of Nabil Bank Limited and NIBL has collecting deposits in better way because it is increasing year by year but NBL’s margin deposit has fluctuating. The total saving deposit of Nabil Bank, NBL and NIBL has increasing till certain year than it is decreasing. The fixed deposit of NBL and NIBL has collecting deposit is good. Nabil Bank, NBL and NIBL has worst condition of collecting call deposits. The interest expenses of NIBL have been increasing year by year, which means the condition of NIBL is not good. The total interest income of NBL has been increasing year by year. NBL, the total investment has fluctuating trend, it shows the NBL cannot invest their deposit in productive sector. The performing loan of Nabil Bank, NBL and NIBL has increasing year by year and the non-performing loan of Nabil Bank, NBL and NIBL have been fluctuating.

Keywords: Deposit Mobilization, Deposit, Commercial Banks