Role of Cooperative in Member's Livelihood Development: A Case Study of Shakali Saving & Credit Cooperative Ltd, Gothatar-VDC,Kathmandu

Abstract

This thesis entitled Shakali Saving & Credit Cooperative Ltd, Gothatar VDC, Kathmandu has been prepared for the fulfillment of Master of Arts in Rural Development. The main objective of the study is to find out the role of co-operative in member’s livelihood development. However, specific objectives are to assesses the saving pattern and mobilization of saving, to study the impact created by cooperative in income opportunities and to analyze the socio-economic improvement in member’s livelihood development. The research design of this study is analytical and descriptive type.Basically, the study is based on the primary data obtained from the people who are members of cooperative. The collected data are processed according to the need of the study.To collect primary data, individual questionnaire and structured questionnaire interview methods are applied.Due to the limitations of time and budget, only 40 members and 1 key resource person member from cooperative are taken as sample. Sampling are taken through random sampling. Data are represented in various units and forms depending on its nature to conduct through analysis on it to fulfillment tools such as tabulation, percentage, bar graph, mean and other graphical presentation has been employed as analytical tools. The studied sample found the participation on co-operative of Brahmin (40%) and janajati (37.5%) was majority. According to study majority of the members have passed out SLC (35%), Bachelor (30%), lower secondary (22.5%), intermediate (10%) and master degree (2.5%) respectively. This show in some level there is literate people though whole beneficiary cannot be said as same. Among 40 respondents 90% of them are married and 10% of them are single. Similarly, household size up to 4 members are 40%, 5-8 members is 50%, above 8 there is 10%.Retail and business respondents have a trend of depositing in daily basis whereas respondents job holder have chosen to monthly option. Sample population has various purposes for saving such as household expenses, future, investment, education and loan respectively. Most of the respondents deposit the amount for the future purpose and needed variables like for household expenses, education, health, business, land, house and so on. This also lead to take loan as necessary for investment in the business to enhance the income.