Impact of Micro Credit on Empowerment of Women (A Study of Gaindakot Municipality, Nawalparasi)

Abstract

The study analyses the Impact of Micro Credit on Empowerment of Women (A Case Study of Gaindakot Municipality, Nawalparasi) was conducted to acquire the information. The general objectives are to study the impact of micro credit on employment of women and specific objectives are, to identify the socioeconomic status of women at the study area and to analyze the problems being

faced by the participants.

This study is descriptive research design. The purpose of the study is to describe the impact of micro credit on empowerment of rural women. Out of total individual 60 individuals have chosen as sample population for the study purpose. Out of 468 individual of 30 samuha, 60 individuals are taken as a sample population. This study has utilized both qualitative and quantitative techniques for data collection. Randomly, to those women who are involving in samuha were selected for study and they are interviewed using structured questionnaire. Most of the women came to know about the samuha from women development office as well as Municipality office. Women are wanted to be self dependent through samuha and economically they wanted to be sound. Monthly income is increasing after joining samuha. Saving habits has been improved after joining samuha. Due to the strength of group formation, most of the women especially widows are feeling proud for various social activities. Only 22 percent reported that last year’s income is sufficient to maintain daily expenses. There was great change in their perspective, attitude, authority, prestige, knowledge, ability and social relationship and so the programme had also helped them to fight against the dreary and social evils in the society. It has provided them an opportunity to identify their power, think differently about their situation, hold their duties and carry their responsibility very well.