Role of grameen bikas bank for women development (A case study of Bahayerghari Branch of Walling, Syangja)

Abstract

The majority of women in Nepal is illiterate and engaged in agricultural activities for their livelihood the status of women is very low to that of male. So the statue of women is a vital issue. Half of the total population should not be neglected from the national development programme. Women participation needs to be promoted. It is the main requirement of development. Considering this fact the eight five years plan of Nepal government has prepared a programme which seeks to develop of women in rural areas. So, alleviating their poverty does uplift the living standard of the rural poor women. The government has set up Grameen Bikash bank on the model adopted by Prof. Mohammad Yunus. In his opinion when a woman earns some income, the immediate beneficiary of the income is the child. Children are at the top of priority of mothers' .The second priority of women is her household. She wants to by some utensils, she want to improve the livelihood, she want to put a little stronger roof .so, she uses her earning in a more rational way. The aim of GBB is women development through granting loan in-group durance of women, but in case of field study it was found that loans are given under the guarantee or witness of relative (husband, son, father-in-law). The analysis of the study based on the cross sectional data collected through direct interview during the year 2006. There is two ward selected on the basis of random sampling methods. The branch of office of rural development bank established in walling municipality in 2054/1/10 has been playing vital role with in up lift meant of poor rural women by providing loan for animal's husbandry, cottage industry, agriculture and hence increase in the income generation endeavors