Micro Credit Programme of rural women" (A Case Study of Baheda Bela V.D.C. of Dhanusa District)

Abstract

A thesis entitled “Micro Credit Programme for Rural Women” (A case study of Baheda Bela VDC, Dhanusha District). To analyzed impact of Micro Credit in enabling poor women is the motto of this study. The progremme is focused on sustainable saving and credit for poor women. It is based on group approaches. This study was focused on to asses the impact of progamme on the beneficiaries and living standard in Baheda Bela VDC of Dhunsha district. This study shows that the improvement of women status by the micro credit programme and to find out the impact of the programme to the poverty reduction. The data were collected from primary and secondary sources. The primary data were collected by making structured questionnaire. Data is analyzed using quantitative statistical methods mainly correlation and regression analysis. Correlation analysis measures the degree of relationship between two variables i.e. Xi (loan amount borrowed) and Yi (income increase per month) in the study area. Z-test is fitted to analysis whether the living standard. This study was focused positive impact of Micro Credit Programme on beneficiaries earning and living standard. The study findings shows that correlation is 0.80 which signifies that loan amount borrowed and increase in income per month are positively. Value of coefficient of determination is 0.64 (i.e. 64%) increase has been generated due to loan amount and form test statistics found that project intervention is significance is increasing the number of members who take relatively better of f food and clothing better living standard. The programme participation alone is not enough to improve women autonomy.