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Role of Micro Finance on Financial Performance of Small and Medium Enterprises: A Case of Gulmi District
(2024) Puri, Prakash; Rita Maskey
The main goal of this study was to evaluate the impact of microfinance on the financial performance of small and medium-sized businesses in the Gulmi District. Other main goals included looking at the effects of savings, loan, and financial training and advisory services offered by microfinance on small and medium-sized business financial performance. The demographic for data collection in this study was small and medium sized businesses that operate within the Gulmi district and rely on microfinance institutions for services. 385 businesses in the Gulmi district that used microfinance services for their operations were chosen as the sample size. For the aim of the study, convenience sampling was employed. To collect data about the study's objectives, a structured questionnaire was created. To gather main data, multiple choice, rating scale, Likert scale, and additional demographic questions were included in the questionnaires. Lean six sigma, financial growth, and microfinance credit theories served as the foundation for this investigation. According to the report, the financial success of SMEs is positively correlated with loan, savings, and training and consulting services. In particular, the study found a very substantial positive correlation between the financial success of SMEs in the Gulmi district and Loan services. The study concluded that while microfinance services have a favorable impact on SMEs' financial performance, the adoption of these services by SMEs in the Gulmi district is still low. According to the paper, surveys should be carried out by microfinance institutions that provide services to small and medium-sized businesses (SMEs) in order to learn more about their needs and the obstacles they encounter when trying to obtain microfinance services. The results of the survey may be used to customize services to meet the unique needs of SMEs. Small and medium-sized firms can improve their financial performance with the help of microfinance. By raising awareness of funding possibilities and enhancing enterprises, this study seeks to allay worries over self-employment activities.
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Synthesis and Electrochemical Characterization of Zinc Cobalt Bimetallic Oxide as an Advanced Positrode Material for Supercapacitor Application
(Pulchowk Campus, 2025-11-25) Chakatu, Rabin; Shrestha, Khem Raj
Facile cost-effective hydrothermal method successfully employed for synthesis of bimetallic oxides. XRD spectrum analysis confirmed spinel crystalline phase ZnCo2O4 nanoparticles with crystallites size expected to be in range of ~35 nm which aligns with the typical morphology of spinel ZnCo2O4 and FESEM of particle shows sea urchin like morphology with radially projecting nanoneedles structure