Contribution of Remittance in Rural Poverty Reductiona Case Study of Bhingri Vdc, Pyuthan District

Abstract

The present thesis entitled "Contributionof remittance in RuralPovertyReduction: A Case studyof Bhingri VDC ofPyuthanDistrict is the partial fulfillment of the requirement for the degree ofmaster of art in Rural Development. The general objective of the study is to examine thecontribution of the general poverty scenario. Analyze the nature the extent of remittance incomeand impact of remittanceincome in the household in Rural Poverty Reduction. The present study was conducted in the area of foreign remittance with special emphasis on theRole of remittance onruraleconomy. For the Propose of the study. The researchers analyzed theRural Economy of those rural household whose members were living abroad and sendingremittance to their families. For thepresent research, a sample of 63households was selected byusing the Technique of Systematicsampling methods. The tool for data collection was interviewsschedule because in rural areas. Mostly people were illiterate and less educated. After datacollection the analysis was done manually. For the analysis of the data, tables, frequencies andpercentage were used. The expenditure pattern of sample households indicates that remittance earning is mostly beingused for non-productive areas such as in real estate and household consumption. This studyrevealed that there is no significant impact of remittance in the establishment of businesses andsaving in bank by employee households. This trend need immediate amend by bringingappropriate policy measures to encourage remittance recipient households to use their money inproductive areas. .The finding of the study revealed the foreign remittance greatly influences theruraleconomy of the emigrant's families and improve their living standard andruraleconomy affairs. It was foundthat majority of the respondents 57 percent emigrants were married and most of theemigrant'sfamilies depended upon remittance. Migration rate was increased during last fiveyears as 36 Themain medium to get foreign employment was worker agency with 57.40 percent and they areexploiting because of lack of knowledge. Both government and employee should aware about it.The source of financing for foreign employment from loan is 68.51 percent, it shows that foreignemployee is extremely poor and their access in financial sector is very low. In this situation,government should implement poverty reduction programmer and increase financial access. Percentpeople were migrated. Relationship of the emigrants families were changed with theirrelatives after emigration because of a positive change inrural economy reduction of emigrant'sfamilies. If we see social economic impact of remittance than we come to know that emigrant'sfamilies totally changed their life style after emigration and they spent remittance on purchasedproperty and business. Results show that migration do not have on impact only on Ruraleconomy of the emigrant's families but also greatly influences the societies decision makingregarding important family matters was also found to be in the hands of the management ofchildren education was mainly in the hands of the wives. Most of the families i.e. 85percentchanges in the economic aspect most of their income was being spent on meeting basic need,education and payingoff debtsetc. Finally, this case study of remittance in Bhingri VDC, which is the important current issueofnation, is very significant, while the study is conducted in small and may not be sufficient togeneralize for the whole national level about labor migration. By study, i m confidents that it willbe certainly beneficial to the people of Bhangri VDC andcountry