SOCIO ECONOMIC IMPACTS OF REMITTANCE ON RURAL LIVELIHOOD

Abstract

This thesis entitled “SOCIO-ECONOMIC IMPACT OF REMITTANCE ON RURAL LIVELIHOOD: A CASE STUDY OF KHAIRAHANI-9, CHITWAN DISTRICT has been conducted to study the status remittance inflow in the study area. Remittance income is one of the major factors in our national economy also. This study was conducted to find out the social and economic impacts of remittance in the remittance receiving rural households. A descriptive research design was used in the study. This study is based on primary as well as secondary data. Primary data has been collected in the filed with the help of structured questionnaire and interview and secondary data has been taken through different sources like NRB quarterly report, bulletins, journals, books, magazine etc. The highest proportion of population is in the age group of 16-59 (48.27 percentage) indicate majority of active age group of population. Most of the (90.68 percent) people are literate. Beside foreign employment, the major occupation of the household is agriculture laborer which covers half of total. During the field survey 32 percent of total households using their remittance on land/house purchase for their settlement (excluding daily consumption) and 22 percent of the households used their remittance income in health and education. Majority of the foreign employment population in UAE is higher as 38 percentage than other countries. The monthly remittance income 44 percent earns between the ranges of Rs. 30000 to Rs 50000 per month. With the improvement of proper house structure, the result also shows that more than three forth of household have the better condition of education, food sufficiency and significant improvement in health consciousness and sanitation in the study area after receiving remittance. The study concludes that unemployment and lack of income are the major factors which encourage foreign employment. The study found remittance has contributed in health, education, quality of life, food habit, income level of people. If government make policy for the encouragement of productive use of remittance, then it will be very crucial for economy of household and the country also. Keywords: remittance, foreign employment, Rural livelihood