Socio-Economic Impact of Saving and Credit Co-Operative on Woman Livelihood
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Department of Economics
Abstract
Saving and credit co-operative are financial institutions which can play significant role to develop economic situation of the developing countries like Nepal. I have chosen a topic Socio-economic impact of Saving and Credit Co-operative on Women Livelihood through co-operative to women for the study. This study may generalize in some case but not in all case. During the field survey some of the women were hesitate to give their financial condition.
There are seven co-operatives in Tarakhola Rural Municipality but SMWDMPCL is one of the co-operative, where all member are women. All total there are 584 members and I have chosen 100 respondents for the study. The general objective of the study is to find out the social and economic empowerment of women through this co-operative.
This study tries to cover the impact of co-operative in Nepal in reference to study from SMWDMPCL Tarakhola Rural Municipality-1. Based on the survey conducted with structured questionnaire and key informant interview, primary data were collected. To ease the study analysis in some extent secondary information were also used in data analysis process.
The overall picture that emerges of the member of co-operative is that though they are in exile, they are generally happy and quite satisfied. They cannot sustain without the program.Thus,women in co-operative are able to enjoy their basic rights but unable to enjoy all of the rights those are accepted universally.
While doing the field survey some of the women were hesitate to give the answer of the questions. Beside this, they were also hesitating to give the answer in front of the other people.