FACTORS AFFECTING PROFITABILITY OF NON-LIFE INSURANCE COMPANIES IN NEPAL
| dc.contributor.advisor | Rishi Raj Gautam | |
| dc.contributor.author | Asmita Poudel | |
| dc.date.accessioned | 2025-04-27T08:08:08Z | |
| dc.date.available | 2025-04-27T08:08:08Z | |
| dc.date.issued | 2024 | |
| dc.description.abstract | The purpose of this research is to analyze the factors that determine the profitability of life insurance firms in Nepal. The study places particular emphasis on important financial indicators such as the solvency ratio, premium growth, company size, and tangibility ratio. The study uses panel data techniques from eight different insurance companies, as well as descriptive and causal analysis with SPSS 25.0 to analyze the correlations between a variety of financial and macroeconomic aspects. The findings indicate that there is a somewhat favorable link between the size of a firm and its profitability (Return on Assets, or ROA), but the findings also show a negative correlation between GDP and ROA. More specifically, research has shown that larger organizations have higher levels of profitability, suggesting that economies of scale play a significant role. Other factors, including the solvency ratio, premium increase, and inflation, do not have a statistically significant influence on profitability, according to the research findings. It is imperative that non-life insurance companies continue to pursue premium growth plans and maintain solid solvency positions, as the implications of these results highlight the significance of doing so. In addition, the study recommends doing future research to investigate the causal links and other elements that influence profitability. This would result in a deeper comprehension of the non-life insurance business in Nepal. This study provides essential information for industry stakeholders and regulators, which enables informed decision-making and fosters sustainable development in the ever-changing environment of the insurance business. | |
| dc.identifier.uri | https://hdl.handle.net/20.500.14540/24909 | |
| dc.language.iso | en_US | |
| dc.publisher | Shanker Dev Campus | |
| dc.title | FACTORS AFFECTING PROFITABILITY OF NON-LIFE INSURANCE COMPANIES IN NEPAL | |
| dc.type | Thesis | |
| local.academic.level | Masters | |
| local.affiliatedinstitute.title | Shanker Dev Campus | |
| local.institute.title | Faculty of Management |