Finance
Permanent URI for this collectionhttps://hdl.handle.net/20.500.14540/16
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Item Risk tolerance and financial investment decision of customers in nepalese commercial banks(2025) Giri, Dipak; Srijana KhadkaThis study investigates the relationship between risk tolerance and financial investment decisions among customers of three Nepalese commercial banks: Nabil Bank, Everest Bank, and Rastriya Banijya Bank. The main objective of the study is to examine how different types of risk tolerance—namely financial, capital, and speculative risk tolerance—along with demographic factors such as age, gender, marital status, education, income, and profession, influence individual investment behavior. A quantitative research approach was employed, using structured questionnaires with a five-point Likert scale distributed to a sample of 400 bank customers. Data were analyzed using statistical techniques including correlation, regression, and ANOVA to assess the strength and significance of the relationships between variables. The findings reveal a significant positive relationship between financial risk tolerance and investment decisions, indicating that individuals with higher risk tolerance are more likely to make active and larger investments. Similarly, capital and speculative risk tolerance were also found to influence investment behavior positively. Keywords:- Financial investment decisions, capital risk tolerance and speculative risk tolerance.Item Financial analysis of commercial banks in nepal using Camel framework(2025) Pudasaini, Bhawana; Kapil KhanalThis study evaluates the financial performance of three state-owned commercial banks in Nepal Rastriya Banijya Bank Ltd (RBBL), Agricultural Development Bank Ltd (ADBL), and Nepal Bank Ltd (NBL) through the CAMEL framework, which assesses Capital Adequacy, Asset Quality, Management Efficiency, Earnings, and Liquidity. The research aims to determine whether CAMEL indicators reliably reflect overall financial performance and profitability of commercial banks. Using secondary data from FY 2013/14 to 2022/23, financial statements and ratios were analysed through descriptive research design, ratio analysis, correlation, and regression techniques. Findings indicate that all three banks maintained adequate capital reserves, with improving asset quality and stable liquidity positions. However, indicators such as Earnings per Share (EPS) and Return on Equity (ROE) showed declining trends in recent years, pointing to profitability challenges. The study also finds significant correlations between CAMEL components and profitability metrics (ROE and ROA), validating CAMEL as an effective framework for financial evaluation. Despite covering only three banks, the results offer insights into the broader state of Nepal's public banking sector. This research contributes to the limited body of CAMEL-based evaluations in Nepal, especially concerning state-owned banks, and provides practical recommendations to improve risk management, operational efficiency, and profitability. Future research could benefit from including more banks, incorporating primary data, and employing more advanced analytical models such as the CAMELS framework. Keywords: Capital Adequacy, Asset Quality, Management Efficiency, Earnings Ability, Liquidity ManagementItem Corporate governance practices in family owned businesses in nepal(2024) Sigdel, Arun; Ramesh Kumar PaudelCorporate governance plays a crucial role in fostering public trust and confidence in family-owned businesses, which is vital for the effective functioning of the sector and the broader economy. This study explores how corporate governance influences the perceived performance of these businesses, focusing on five key governance factors: Transparency, Accountability, Responsibility, Independence, and Fairness. A qualitative approach was employed, with data collected through a self-administered survey distributed to a sample of 100 small and medium-sized family-owned enterprises (SMEs) using purposive sampling. The findings revealed that Transparency had the highest mean indicating its significant role in influencing perceived performance.Multiple regression analysis revealed that Transparency, Responsibility, Independence, and Fairness were significant predictors of perceived performance, while Accountability was not significantly related to perceived performance, as its p-value exceeded 0.05. These results underscore the importance of adopting strong corporate governance practices, particularly in the areas of Transparency and Independence, to enhance the performance of family-owned businesses. This research contributes valuable insights into the significance of corporate governance, especially within developing economies, and provides recommendations for policymakers to prioritize governance reforms focusing on Transparency, Independence, and Fairness. Practitioners are encouraged to integrate these dimensions into their organizational practices to boost business success. Keywords: Corporate Governance, Family-Owned Businesses, Perceived Performance, Transparency, Accountability, Responsibility, Independence, Fairness,Item Housing finance situation of commercial banks in nepal ( with special reference to everest bank ltd and kumari bank ltd)(2011) Gadtaula, Yashoda; Keshav Prasad GadtaulaNot availableItem Investment policy of commercial banks in nepal ( A comparative study between nabil bank ltd, himalayan bnak ltd and nepal SBI bank ltd )(2013) Shrestha, Kanchan; Keshav Prasad GadtaulaNot availableItem A study on working capital management of nepal bank limited Tansen(2011) Pandey, Rajendra; Keshava Raj SharmaNot availableItem A study about the trends of credit card business in nepalese banking sector(2010) Gaire, Krishna Prasad; K. D. ManandharNot availableItem Daily share price behavior of commercial banks in nepal(2011) Khadka, Surya Bahadur; Surendra Bahadur BharijooNot availableItem Impact of comprehensive budgeting on profitability ( A case study of Gorkhapatra corporation)(2011) Pandit, Kishan; Achyut GyawaliNot availableItem Risk and return analysis of commercial banks(2014) Bajracharya, Ganesh Man; Bal Krishna ShresthaNot availableItem An overview of non performing asset of nepalese commercial bank ( with reference to nepal investment bank ltd, nabil bank limited & nepal Bangaladesh bank ltd )(2011) Acharya, Youkta; Shankar ThapaNot availableItem A study of capital structure management of commercial banks in nepal ( with reference to nepal investment bank ltd and himalayan bank ltd)(2012) Bhattarai, Madhab Prasad; Rita MaskeyNot availableItem Item Working capital management ( A case study of nepal investment bank limited, Nepal)(2013) Yadav, Ramesh Kumar; Binod Lal KarnNot availableItem Capital adequacy of commercial banks; The nepalese evidence ( with reference to nepal bank ltd, rastriya banijya bank ltd and nabil bank ltd)(2007) Sapkota, Rajeshwori; Shree Bhadra NeupaneNot availableItem Cash management and revenue planning of nepal electricity authority(2013) Maharjan, Devi; Dinesh Man MalegoNot availableItem Comparative study on loan disbursment and collection procedure of commercial bank in nepal ( with reference to himalayan bank limited and everest bank limited)(2013) Kilambu, Sumata; Divakar PokharelNot availableItem A study of letter of credit operation of kumari bank limited(2013) Thapa, Sunil Bikram; Not availableNot availableItem Analysis of cash flow statement of banking industry in nepal ( with special reference to standard chartered bank and sidhartha bank )(2013) Maharjan, Reena; Sushil Bhakta MathemaNot availableItem Financial performance status of nepal SBI bank and everest bank limited(2011) Sharma, Achut; Sneha Lata KafleNot available