Finance

Permanent URI for this collection

http://172.25.205.11:4000/handle/20.500.14540/16

Browse

Recent Submissions

Now showing 1 - 20 of 3547
  • Thumbnail Image
    Item
    Impact of Profitability on Market Price of Stock
    (Faculty of Management, 2023) Giri, Prakash
    Abstract The purpose of this research is to examine the EPS, P/E ratio, BVPS, DY, DPS and market price of share in Nepalese development banks. It also includes structure of earning per share, BVPS, dividend yield, price earnings ratio, dividend per share and market value per share of insurance. Basically, stock price is determined by demand and supply forces. Both, the qualitative and quantitative factors determine the stock price. However, for some environmental changes, the stock exchanges have no effect. Through the financial sector has dominant position, most of the investors are not aware of the financial strength of the companies and they do not analyze company's financial indicators before they invest their funds through primary market-participating in IPO and secondary market NEPSE. This research uses Market Value per Share (MVPS) as dependent variable and experiment variables as Earnings per Share (EPS), Price Earnings ratio (PER), BVPSs, Dividend Yield (DY) and Dividend Payout Ratio (DPR). The secondary data has been collected from the annual report published by development banks for nine years’ period from 2013/14 to 2021/22. Descriptive and Casual research design is used to analyze and interpret the data using SPSS version 24. Four development banks i.e. Jyoti Bikas Bank Limited (JBBL), Garima Bikas Bank Limited (GBBL), Shangrila Bikas Bank Limited (SHBBL) and Lumbini Bikas Bank Limited (LBBL) are taken as sample out of 17 population using purposive sampling method. Multiple linear regression model has been used to show the impact of independent variables on MVPS. The result indicates that there is a positive and statistically significant relation of DPS, EPS and PER on MVPS but BVPS and DY is not significant even at significance level 0.10 with MVPS. Likewise, the regression result revealed that PER as independent variable is statistically significant at the significance level 0.01 and 0.05 but DY, DPS and EPS is not statistically significant even at 10% level of significance. Key Words: MVPS, EPS, DPS, BVPS, PER
  • Thumbnail Image
    Item
    Customer Satisfaction and Digital Banking Services in Nepalese Commercial Banks
    (Faculty of Management, 2023) Karki, Nabin
    ABSTRACT This study examines the customer satisfaction and digital banking services in Nepalese commercial banks. The study has followed descriptive and casual research design. This study used descriptive statistic, correlation analysis and regression analysis to analyze the data. This study found that majority of the respondents agreed that empathy, assurance and reliability of e-banking services quality factor highly affects the banking customers satisfaction and they believe that their satisfaction was also high. The correlation analysis reveals that reliability of e-banking services has positive and significant relationship with customer satisfaction and also correlation between responsiveness and customer satisfaction is significant positive. At the same time, there is significant positive association between assurance of e-banking services and the customer satisfaction. Likewise, tangibles and empathy have positive and significant relationship with customer satisfaction. The regression result concluded that reliability of e-banking services, responsiveness of e-banking services, assurance of e-banking services, tangibles of e-banking services and empathy of e-banking services have significant positive impact on customers satisfaction in Nepalese commercial banks. Therefore, this study concluded that the impact of e-banking service quality on customer satisfaction is significant. Keywords: Customer satisfaction, reliability, responsiveness, assurance and tangibility
  • No Thumbnail Available
    Item
    Credit Risk and Profitability of Commercial Bank in Nepal
    (Faculty of Management, 2023) Rimal, Ranjana
    Sciences xii ABSTRACT The objectives of research are to examine the current status of the credit risk and profitability of commercial bank, to analyses the relationship between credit risk and financial performance of sampled banks and to examine the impact of credit risk on the financial performance of sampled banks. The descriptive, correlation and causal comparative research design. The secondary data are taken from the sample bank. The sample bank are three from the commercial bank in Nepal. The research variables are profitability, credit risk, liquidity ratio, capital adequacy ratio, interest spread rate, base rate. The financial and statistical analysis are done from the achievement of the objectives through given raw data. The financial analysis is form the various ratio analysis and statistical analysis from the descriptive statistics, correlation and regression analysis. SPSS and excel are the tool for the analysis. The finding of the study are the variables has a the gap between minimum and maximum is very and on the basis of the mean the standard deviation is seem to be very high which represent the current position of the research variables is the very fluctuating nature of the data. The relationship between profitability and credit risk, profitability and liquidity is positive but not significant. The capital adequacy and ratio and profitability is negative and not significant. The interest spread rate and profitability is positive and significant relationship. The base rate has negative relationship to the profitability and significant too. The impact of credit risk and to the profitability is negative and not significant. The liquidity ratio and capital adequacy has positive impact to the profitability but not significant. The interest spread rate positive and base rate negative and significantly impact to the profitability of the bank. Keywords: Return on Equity, Non-performing loan, Capital Adequacy Ratio, Liquidity Ratio, Interest Spread Rate and Base Rate
  • No Thumbnail Available
    Item
    Financial Literacy and Women Empowerment in Kathmandu Valley
    (Faculty of Management, 2023) Bhusal, Sunita
    Abstract This study examines the relationship between financial literacy and women empowerment. The researcher took financial literacy (financial knowledge, financial skill, financial behaviour, financial attitude, financial awareness as independent variables in order to evaluate the women empowerment with moderating variable age and education.. The data are collected through the different structure questionnaire survey and physical distribution of questionnaires to age group 18-44 of Kathmandu valley taken 385 samples of population. The data are analyzed using statistical software i.e. SPSS and data are collected using convenience sampling technique. The appropriate statistical treatment applied in research is descriptive analysis and inferential analysis (Correlation & Multiple regression) for relationship and hypothesis test. The research finding shows that financial knowledge and financial skills has negative and significant relationship with women empowerment. And financial behaviour, financial attitude and financial awareness has positive and significant relationship with women employment. Furthermore, moderating variable age and education has positive and significant. The finding of the research can be useful for reader to know to improve the financial knowledge and financial skills must need to improve to live standard of women to improve finance. Keywords: women empowerment, financial knowledge, financial skills, financial knowledge, financial attitude, financial behaviour
  • No Thumbnail Available
    Item
    A comparative study of Liquidity and Profitability Analysis of Nepalese Commercial Bank
    (Faculty of Management, 2023) Pandey, Ayusha
    ABSTRACT The objectives of research are to examine the current status of liquidity and profitability of the selected commercial bank in Nepal, to analyze the relationship between liquidity and profitability of the selected commercial bank in Nepal and to examine the impact of the liquidity toward profitability of the selected commercial bank in Nepal. The descriptive and casual comparative research design is used for the research. The secondary source of data are used and they are collected from the selected three sample bank out of twenty commercial bank in Nepal. Financial and statistical analysis are conducted. The financial analysis is done through different ratio and statistical analysis from the descriptive statistics, correlation and multiple regression analysis are used to analysis the data. The finding of the research is that Nepal bank limited shows that the current status of the research variables has very low level of fluctuation because the standard deviation is very low. The Nabil bank limited shows that the current status of the research variables has fluctuation because the standard deviation is high and the Himalayan bank limited shows that the current status of the research variables has fluctuation because the standard deviation is high. The relationship between cash deposit ratio and return on equity is significant in the NBL. The assets quality, credit deposit and leverage has not significant to the return on equity in the NBL. The relationship between credit deposit ratio and leverage and return on equity is significant in the NABIL. The assets quality and cash deposit has not significant to the return on equity in the NABIL. The relationship of Assets Quality Ratio, Credit Deposit Ratio, Cash Deposit Ratio and Leverage to the return on equity is not significant in the HBL. The impact of cash deposit ratio to the return on equity is significant in the NBL. The assets quality, credit deposit and leverage has not significant impact to the return on equity in the NBL. The impact credit deposit ratio to the return on equity is significant in the NABIL. The impact of assets quality, cash deposit and leverage has not significant to the return on equity in the NABIL. The impact of Assets Quality Ratio, Credit Deposit Ratio, Cash Deposit Ratio and Leverage has not significant impact to the return on equity in the HBL. Keywords: Assets Quality Ratio, Credit Deposit Ratio, Cash Deposit Ratio and Leverage and Profitability
  • No Thumbnail Available
    Item
    Determinants of Financial Distress of Selected Financial Institution in Nepal
    (Faculty of Management, 2023) Anita, Rai
    ABSTRACT The purpose of this study was to investigate the factors that contribute to financial distress in Nepalese banks, focusing on key variables like liquidity, reserves, return on assets, solvency ratio, capital adequacy ratio, and leverage. The primary goal was to identify the factors that contribute to financial distress and their impact on the overall stability of selected financial institutions. The importance of this research stems from its potential to provide useful insights to the Nepalese banking sector. The study aimed to contribute to informed decision-making processes for banks and regulatory bodies by comprehensively analyzing the selected variables, enhancing their ability to proactively manage financial risks. A quantitative research methodology was used, with Altman's Z-score serving as the dependent variable and selected financial indicators serving as the independent variables. The study used a correlational research design to investigate the relationships between variables. Altman's Z-score was used to assess financial distress levels using historical data from eight Nepalese banks' financial reports. According to the study, liquidity management, reserve levels, and leverage are important factors influencing financial distress in Nepalese banks. The study provided empirical evidence on the impact of these variables, allowing financial institutions to make strategic decisions. Finally, this study shed light on the factors that contribute to financial distress in Nepalese banks, emphasizing the importance of prudent liquidity management, reserve levels, and leverage ratios. The findings have implications for banking strategic decision-making and policy formulation. The study's reliance on historical financial data, which may not capture real-time market dynamics, is one of its limitations. Furthermore, the scope was limited to specific banks, limiting the generalizability of the findings. Keywords: Altman's Z-score, capital adequacy ratio, financial distress, Nepalese banks, leverage, liquidity, reserve, return on assets, solvency ratio.
  • No Thumbnail Available
    Item
    A Comparative Study of Financial Performance and CSR of Commercial Banks in Nepal
    (Faculty of Management, 2023) Basnet, Sajana
    ABSTRACT Bank and financial institutions (BFIs) are major backbone for any economy. The mediator for usage of fund and sources of fund is connected by the bank and financial institution. Banks play an important role in the economic development of the country. Bank provide investment loans and lines of credit to entrepreneurs, small businesses and large corporations. Financial institutions provide capital to the entrepreneurs for the development of industry, trade and business by investing saving collected as deposits. They also providing good services to their customers, facilitating their economic activities, thus, integrated and speedy development of the country is only possible. The analysis was done with the help from the data that were collected from annual report and other related sources. SPSS was used for the analysis of the data that were collected. For the comparative financial analysis and CSR of selected banks the framework was constructed using leverage position, liquidity status and CSR as the independent variables and financial performance measured in banking profitability as a dependent variable. For the analysis, data of 10 years was considered. The essential facts were choosen and presented in the form of table and figures. As a financial analysis, analysis were done in the form of return on assets, return on equity, net interest margin, debt to equity ratio, liquidity and amount invested on corporate social responsibility. Regression analysis was utilized in this study to evaluate the hypothesis. The independent factors that influence result variability are listed in this section, together with the percentage of the dependent variable variability that each independent variable contributes to explaining. A list of the factors that are important in understanding the variability of the dependent variable is also included in this. To investigate the relationship between the independent variables and the dependent variable, a linear regression analysis was carried out. The banking performance has the significant influence by the all three variables (i.e. leverage, corporate social responsibility and the liquidity). But in the context of the Nepalese commercial bank, the leverage has the highest impact on the banking performance followed by the liquidity and corporate social responsibility. The liquidity has the positive impact on the net interest margin in the context of the net interest margin but in return on equity and assets has the negative. The leverage ratio has the highest impact on the commercial bank. The study fosters for the better leverage for better banking performance and proper liquidity for the better banking performance compare to the social responsibility.
  • No Thumbnail Available
    Item
  • No Thumbnail Available
    Item
    Deposit mobilization of commercial banks in Nepal (A comparative study of Standard Chartered Bank and Nepal Bank Ltd)
    (Department of Management, 2014) Thapa, Rojina
    Not available
  • No Thumbnail Available
    Item
  • No Thumbnail Available
    Item
    Performance of Nepalese commercial banks (A comparative study of BOK and NSBI)
    (Department of Management, 2013) Prasai, SIta
    Not available
  • No Thumbnail Available
    Item
    A comprehensive study on financial performance of banks (with reference to Nepal SBI Bank and Nepal Bangladesh Bank Ltd)
    (Department of Management, 2013) Agrawal, Shikha
    Not available
  • No Thumbnail Available
    Item
  • No Thumbnail Available
    Item
  • No Thumbnail Available
    Item
    Analysis of risk and return on common stock of insurance company in Nepal (A case study of Nepal Life Insurance Company)
    (Department of Management, 2013) Gupta, Kamalesh Teli
    Not available
  • No Thumbnail Available
    Item
  • No Thumbnail Available
    Item
    Working capital management of Siddhartha Bank Limited (SBL)
    (Department of Management, 2013) Chhetri, Nar Bahadur
    Not available
  • No Thumbnail Available
    Item
    A study on credit management of Nabil Bank Limited
    (Department of Management, 2014) Koirala, Sagar
    Not available
  • No Thumbnail Available
    Item
    Current position of Nepal stock exchange in Nepalese capital market
    (Department of Management, 2014) Koju, Sharmila
    Not available
  • No Thumbnail Available
    Item