Finance

Permanent URI for this collectionhttps://hdl.handle.net/20.500.14540/16

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Now showing 1 - 20 of 4997

Strategies and trend analysis of retail banking in Nepal
(Faculty of Management, 2026-01) Koirala, Krishna; Pitri Raj Adhikari
not available
Stability of microfinance institutions in Nepal
(Faculty of Management, 2026-02) Khadka, Kumar; Jhabindra Pokharel
This study examines the factors affecting the financial stability of Microfinance Institutions (MFIs) in Nepal focusing on the institutional, operational, financial and macroeconomic factors. Financial stability is assessed by the Z-score, which combines profitability, capital adequacy, and earnings volatility. The research uses a quantitative research design with panel data of 15 licensed D-class MFIs in Nepal for ten years (Fiscal Years 2072-2081) from institutional financial statements. Multiple regression analysis shows that internal financial management practices are the main drivers of stability of MFI. Capital structure (equity to asset ratio) and operational efficiency (operating expense ratio) are the most significant predictors, with capital adequacy having a positive impact on stability and operating inefficiency having a negative impact on stability. Credit risk, as measured by the NPL ratio, is also highly negatively correlated with stability. Contrary to conventional expectations, there are negative associations between institutional age and profitability (ROA) and stability, which suggests that older and more profitable MFIs may engage in riskier behaviors or are constrained by their legacy. Institutional size and macroeconomic variables (inflation and GDP growth) do not have statistically significant impacts on stability. The study concludes that proper management of capital, cost efficiency, and solid credit risk management are essential for increasing the resilience of Nepalese MFIs. The findings challenge conventional assumptions about age and profitability as stability-enhancing and implicate the need for context-specific regulatory and managerial strategies. Recommendations are made to policymakers, regulators, MFI managers, and investors tocreate a more stable and sustainable microfinance sector in Nepal.
Factors influencing the adoption of digital banking services
(Faculty of Management, 2026-02) Amatya, Manisha; Jhabindra Pokharel
The rapid development in technologies has changed the face of the banking sector, and more people are shifting towards digital banking services. However, customers' acceptance of these services in Nepal depends on a number of circumstances. This research adopts a quantitative and descriptive approach based on TAM and behavioral theories to study those variables that affect Nepalese consumers in the acceptance of digital banking. Convenience sampling was adopted to collect primary data through an online structured questionnaire from 385 respondents. Multiple regression analysis was used along with Pearson correlation, reliability testing, and descriptive statistics. The findings reveal that perceived utility, perceived ease of use, and social influence have a positive influence on the adoption of digital banking, but social influence is the strongest predictor. Adoption is not affected by factors such as perceived risk, design, or content. The research has drawn a conclusion that digital banking's benefits, usability, and social support ultimately become a major factor in its acceptability in Nepal. Banks and government officials can use this information to promote digital banking acceptability.
Impact of extrinsic rewards on job satisfaction of banking sector employees
(Faculty of Management, 2026-02) Shrestha, Pradip; Sita Dhital
This paper explores the effect of extrinsic rewards on job satisfaction upon employees of the banking industry in Kathmandu Valley. This is because the objectives of the study are to identify intrinsic rewards, assessing the correlation between extrinsic rewards and job satisfaction, and examining the effect of extrinsic rewards that include salary pay, bonuses, fringe benefits, and promotion. A descriptive and analytic research design was embraced with the use of primary data of 390 respondents who were purposely sampled using a structured Likert-scale questionnaire. The correlation and regression were used in the analysis. Results showed that there were high levels of satisfaction on salary, bonuses, fringe benefits, and promotion, and the grand means were more than 4.30 with low standard deviations implying that there was consistency in the responses. Nevertheless, correlation analysis showed that fringe benefits only showed statistically significant yet weak negative correlation with job satisfaction. This result was confirmed by regression analysis, which indicated a borderline significant and weak negative significant effect of fringe benefits, and no significant effect of salary, bonus, and promotion. These findings indicate that extrinsic rewards cannot be an important determinant of job satisfaction.
Financial analysis of listed hotel and tourism Companies in Nepal
(Faculty of Management, 2026-02) Bhandari, Samikshya; Indra Bahadur Bohara
This paper will seek to examine the financial position of the listed star hotel companies in Nepal, in particular, the influence of liquidity on the profitability. As a causal research study design, the study will look at three major financial ratios, including the returns on asset (ROA), returns on equity (ROE), and earnings per-share (EPS). Three quoted star hotels were sampled using judgmental sampling, and data of the last five years were evaluated. Meanings of these financial ratios were compared and regression analysis was done through the application of SPSS to identify the effect of liquidity. The results show that liquidity does not have a significant influence on the financial ratios at 5 percent level of significance. In opposition to most studies that propose that liquidity enhances the financial performance, this study determined that debt, asset utilization, and liquidity had a positive effect on the financial performance and share holders value of Nepalese hotel companies. Further research is advised to examine the impact of investment in other sectors in the economy to provide a comparable effect with the hotel and tourism sector. This would give a wider scope of what various investment strategies have on the financial performance of different industries.
Determinants of stock return of nepalese Commercial banks
(Facultu of Management, 2025-12) Neopane, Sarad; Pitri Raj Adhikari
Not available
Role of financial technology in enhancing financial literacy in Nepal
(Faculty of Management, 2026-02) Pyakurel, Swechhya; Pratibha Pandit
In the realm of banking, digital banking, or FinTech, is now an influence that changes the ways people acquire investments and build knowledge of finance. The investigation concentrates at the manner that various FinTech components payment channels, distributor websites, and independent financing enhance consumer spending and understanding. FinTech users contributed primary data, that was obtained using a method based on statistics and evaluated through different regression and correlation techniques. All FinTech elements are highly and positively related with financial behavior and knowledge at the 0.05 level, based on the correlation analysis. Peer-to-peer lending possesses a weaker but significant relate with financial behavior (r = 0.181) and a large positive correlation with financial knowledge (r = 0.650). FinTech usage and financial literacy elements have a relationship as shown by the slightly good correlations that payment gateways and reseller platforms exhibit with both financial behavior and understanding of finances. Peer-to-peer lending (β = 0.391, p < 0.01), payment gateways (β = 0.183, p < 0.01), and reseller platforms (β = 0.210, p < 0.01) both significantly increased knowledge of finances, as shown by regression information. Peer-to-peer lending (β = 0.651, p < 0.01) and reseller platforms (β = 0.188, p < 0.01) had an important influence on financial behavior, nevertheless payment gateways don't have a statistically significant effect (p > 0.05). The findings demonstrate that FinTech is vital for improving financial literacy, notably by reinforcing financial knowledge, which in turn promotes better financial behavior. Based to the study, peer-to-peer lending and reseller-based platforms could be emphasised from policymakers, educators, and finance technology firms as useful mechanisms for boosting financial literacy in underdeveloped nations.
The Contribution of Large Cardamom Farming for Economic Growth of Farmers: A Case Study of Dokhu VDC Taplejung, Nepal
(2013) Nepal, Lila; Mahananda Chalise
Not available
A study on cost volume profit analysis ( with reference to sujita paint industry PVT.LTD.)
(2013) Haluwai, Gudiya Kumari; Not available
Not available
A Study On Non Performing Assets Of Rastriya Banijya Bank & Nabil Bank Limited
(2011) Shrestha, Rajeswori; Ruchila Pandey
Not available
Financial Evaluation of Janak Educational Material Center
(2011) Shrestha, Pradeep; Meera Gautam
Not available
A study on working capital implementation position of commercial bank ( with special reference to nabil bannk ltd )
(2012) Maharjan Pradhan, Pabita; Bal Krishna Shrestha
Not available
A study on Investment policy of Insurance companies in Nepal
(2012) Choudhary, Sanjay; Ram Prakash Upadhyay
A study on export marketing strategy of Nepalese ready made garment industries
(2011) Malla, Samjhana; Masta Bahadur Garanja
Not available
Problem and prospects of debenture market in Nepal
(2011) Khatri, Suraja; Shalik Ram Koirala
Not available
Analysis on deposit collection, loan disbursement and loan recovery pattern of siddhartha bank limited
(2011) Thapa, Madhur; Indra Prasad Sharma
Not available
Lending Practice of Commercial Banks in Nepal (A case study with reference to NIC Asia Bank Limited)
(2014) Karki, Divya; Achyut Raj Bhattarai
Not available
A Comparative Study of Dividend Policy ( Evidence from Standard Chartered Bank Nepal Limited and Himalayan Bank Limited)
(2014) Uprety, Kishor; Ruchila Pandey
Not available
A Comparative Study of Credit Management of Bank of Kathmandu and Nepal Investment Bank Limited
(2012) Bajracharya, Bijan Kumar; Rajeshwor Prasad Udaya
Not available
A Study of Customer Satisfaction and Financial Performance of Selected Nepalese Commercial Banks, with reference to Kathmandu Branches
(2013) Regmi, Iswor; Dilli Raj Sharma
Not available

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