Factors influencing IPO investment decision in Nepalese context

Date
2024
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Shanker Dev Campus
Abstract
People with surplus funds have various investment options. They can acquire land, fixed deposits, savings accounts, and stocks. IPO is one of the investment choices. The IPO subscription rate has increased in Nepal in recent years. Investing in an IPO is regarded safe since it is less hazardous than buying shares on the secondary market, and the return is higher than the secondary market value. The study's objective was to determine if IPO investors fully understand the company's prospectus and to evaluate the relationship between prospectus comprehension and stock market experience (knowledge of IPO). The study used survey and correlation research designs. This study used purposive convenience sampling to select 380 IPO investors. This study found that most investors invested wisely, knowing the IPO issuing business, and that few investors invested blindly, based on rumors. The investment decision and prospectus review had a strong positive relationship. The study indicated positive relationship between stock market experience and investment decision. The report advises IPO investors to invest wisely by reading the prospectus and gathering information about the company's management team, financial state, and prospects in order to maximize returns and minimize risk. Investors should listen to their friends/family who are in the stock market as well as market rumors, but ultimately make their own investment decisions. In conclusion, while IPO investment in Nepal is gaining traction due to perceived safety and potential returns, the study underscores the critical role of prospectus comprehension in guiding investment decisions. It suggests that investors should conduct thorough research and due diligence, leveraging both official disclosures and informal market insights. By empowering investors with knowledge about the IPO issuing company's fundamentals and market dynamics, the study aims to encourage prudent decision-making that aligns with long-term financial goals. Ultimately, the report advocates for a balanced approach where investors integrate formal and informal sources of information to navigate the complexities of IPO investments effectively.
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