Impact of Lending Interest Rates, Deposit and Non-Performing Loan on Lending of Commercial Banks of Nepal
Date
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Central Department of Management
Abstract
Lending interest rate, deposit and non-performing loan shows kind of relationship
with lending. The study analyse the impact of interest rate, deposit volume and nonperforming
in
Lending
loan
of
commercial
banks
of
Nepal.
Loanable
fund
theory,
the
real
bills doctrine theory and credit creation theory are used in this study. In this
study three independent variables have been taken they are lending interest rate,
deposit volume and non-performing loan whereas lending is taken as dependent
variable. Secondary data has been collected from annual reports and websites of five
sample banks. The research design embraced in the study consists of descriptive,
relational and casual research designs. Various tools used for data analysis were
mean, median, standard deviation, ANOVA-test, correlation, regression etc. The
finding of the study will help the policy maker to make strong policy regarding
interest rate, deposit volume and non-performing loan on lending loan in context to
Nepalese Commercial Banks.
Key words: Lending interest rate, deposit, non-performing loan, lending