Impact of Micro Credit on Empowerment of Women (A Study of Gaindakot Municipality, Nawalparasi)
Date
Authors
Journal Title
Journal ISSN
Volume Title
Publisher
Department of Sociology
Abstract
The study analyses the Impact of Micro Credit on Empowerment of Women (A
Case Study of Gaindakot Municipality, Nawalparasi) was conducted to acquire
the information. The general objectives are to study the impact of micro credit
on employment of women and specific objectives are, to identify the socioeconomic
status
of
women
at
the
study
area
and
to
analyze
the
problems
being
faced
by
the
participants.
This study is descriptive research design. The purpose of the study is to
describe the impact of micro credit on empowerment of rural women. Out of
total individual 60 individuals have chosen as sample population for the study
purpose. Out of 468 individual of 30 samuha, 60 individuals are taken as a
sample population. This study has utilized both qualitative and quantitative
techniques for data collection. Randomly, to those women who are involving in
samuha were selected for study and they are interviewed using structured
questionnaire.
Most of the women came to know about the samuha from women development
office as well as Municipality office. Women are wanted to be self dependent
through samuha and economically they wanted to be sound. Monthly income is
increasing after joining samuha. Saving habits has been improved after joining
samuha. Due to the strength of group formation, most of the women especially
widows are feeling proud for various social activities. Only 22 percent reported
that last year’s income is sufficient to maintain daily expenses. There was great
change in their perspective, attitude, authority, prestige, knowledge, ability and
social relationship and so the programme had also helped them to fight against
the dreary and social evils in the society. It has provided them an opportunity to
identify their power, think differently about their situation, hold their duties and
carry their responsibility very well.