A Comparative Study of Non-Performing Loan Management of Nepalese Commercial Banks (With Reference to NIBL and EBL)

dc.contributor.authorAdhikari, Sujan
dc.date.accessioned2022-03-31T09:25:34Z
dc.date.available2022-03-31T09:25:34Z
dc.date.issued2021
dc.description.abstractThe study was conducted with the aim of studying Non-performing loan of commercial bank in Nepal. The study was conducted with reference to Nepal Investment Bank.ltd and Everest Bank .ltd. The main focus of study was to analyze the NPL ratio, trend of NPL ratio, and to investigate the impact of NPL on profitability of commercial bank. NPL is major concern for the commercial bank because the default of loan and interest has resulted major threat to the income of the bank. If the NPL is not managed soon, the commercial cannot escape from the vicious circle of NPL. Non-performing loan are those loan that has been default in the payment of interest and principle. Loan, which payment of interest and principle is not made for more than 3 months is called non-performing loan. In specific contract the term may differ. The rate of NPL in Nepalese banking sector is alarming. Descriptive and Comparative research design has been used for the study. Everest Bank ltd. and Nepal Investment Bank ltd. were used as a sample. The secondary data has been used from the annual report of the both bank. The data analysis tool includes ratio analysis, trend analysis, correlation, regression model, and P-value. The study showed that the NPL ratio was in fluctuating trend. There was increase and downfall of the NPL ratio in this six year period. There was positive and negative correlation between loan and NPL amount. Both are not moving in the same direction. The study showed that there was minimal influence of the NPL on the return on assets. The NPL ratio was insignificant in studying the impact on profitability.en_US
dc.identifier.urihttps://hdl.handle.net/20.500.14540/9622
dc.language.isoen_USen_US
dc.publisherDepartment of managementen_US
dc.subjectNon-performing loanen_US
dc.subjectNepalese Commercial Banksen_US
dc.titleA Comparative Study of Non-Performing Loan Management of Nepalese Commercial Banks (With Reference to NIBL and EBL)en_US
dc.typeThesisen_US
local.academic.levelMastersen_US
local.institute.titleCentral Department of Managementen_US

Files

Original bundle

Now showing 1 - 1 of 1
Loading...
Thumbnail Image
Name:
All thesis.pdf
Size:
1.52 MB
Format:
Adobe Portable Document Format
Description:

License bundle

Now showing 1 - 1 of 1
Loading...
Thumbnail Image
Name:
license.txt
Size:
1.71 KB
Format:
Item-specific license agreed upon to submission
Description:

Collections