Economic Contribution of Agricultural Production Through Women Empowerment

Abstract

A study Economic Contribution of Agricultural Procution through Women Empowerment : A Case Study of Microfinance Clients of Bharatpur Metropolitan City has been conducted to analysis the socio-economic status of Microfinance clients and to analysis the role of microfinance in agricultural production in the study area. This research draws upon both primary and secondary data pertaining to microfinance. The methodology employed in this study is historical and explanatory. The study uses both qualitative and quantitative techniques. Similarly, the study was based upon both primary and secondary type of data and information. The study area comprises five Microfinance Institutions (MFIs). Of particular focus was the Janautthan Samudayik MFIs. In total, there were 225 females constituting the entire study population. From this population, 80 percent i.e. 180 participants was chosen for the study. From the study, it is evident that the highest proportion of participants (37.75 percent) falls within the age group of 30-40. The study also reveals that a significant portion of participants belongs to other ethnicities group and others. A notable percentage (93.3 percent) of participants are married women, whereas a smaller percentage (6.67 percent) are widows. The shift in income distribution ranges from 11.11 percent to 42.22 percent, indicating that many individuals adhere to the rules and plans outlined by microfinance initiatives. Based on a comprehensive analysis of the data and the resulting outcomes, it becomes apparent that a substantial portion of participants engaged in the microfinance program (MFP) have encountered favorable changes. Despite this, the majority of participants expressed contentment with the MFP. Female participants experienced more substantial economic transformations compared to their male counterparts, while married individuals were more susceptible to income-related hurdles in contrast to unmarried individuals. Effective awareness campaigns and motivation efforts are necessary to acquaint individuals with the microfinance program's objectives. This approach would encourage the participation of both married and unmarried women in the initiative. Strengthening collaboration among organizations, field operatives, personnel, and the local populace within the targeted region is imperative to enhance the program's reach and impact.