Role of Microfinance on Women Empowerment (With References to Sanakishan Cooperative Limited Bedkot Municipality-10, Kanchanpur)

Abstract

Role of microfinance on women empowerment (With References to Sanakishan Cooperative Limited Bedkot Municipality-10, Kanchanpur) is a representative vision of the reality. Main thrust of the present study is to analyze the saving habit of member women, to study the source of income of women respondents, to analyze the loan use practice of member women and to analyze the impact of micro finance to improve in economic status of the member women. To conduct this study descriptive approach has adopted. Descriptive approach was used mainly for conceptualization of the research objectives and research problem of the study. The sample has selected from Sanakishan Cooperative Litimted, Sisiya areas of Bedkot Municipality, 10, Kanchanpur. The study has covers only five years of data. The study has analyzed on the basis of the performance of participating women members from micro enterprise groups. The whole groups of cooperatives and women saving Groups with in study areas are considered as the size of the population. This study covers some sample women members for the purpose of study because of the limitation of area, budget and time. Only 101 women have selected out of 505 members of Sanakishan Cooperative Litimted of Bedkot Municipality, 10, Kanchanpur.as sample for this study using simple random sampling method.This study has mainly based on primary data. These primary data were both qualitative as well as quantitative. Secondary data was used in this study has collected from different sources such as: Various research studies, dissertation and article related to the study, Annual reports from municipality. The overall study shows that the program has made positive impact on the women living standard by generating employment and increasing productivity. The most important and effective program is to the basis to uplift the economic condition of rural women. Most of the sampled women are under farmer's category and the major source of income of women is agriculture.