CREDIT RISK AND PROFITABILITY OF NEPALESE COMMERCIAL BANK
| dc.contributor.advisor | Asso. Prof. Dr. Kapil Khanal | |
| dc.contributor.author | Amit Lepcha | |
| dc.date.accessioned | 2025-01-20T09:40:01Z | |
| dc.date.available | 2025-01-20T09:40:01Z | |
| dc.date.issued | 2024 | |
| dc.description.abstract | The objective of research is to explore the current status of credit risk management in commercial bank of Nepal to examine the relationship of credit risk management factors with profitability in commercial bank of Nepal and to analyze the impact credit risk management factors with profitability in commercial bank of Nepal. The descriptive research design used for objectives one and casual comparative research design for objective two and three. The secondary data with three sample of the commercial bank out of twenty (20) are selected as an availability of data for ten years judgmental sampling. The descriptive statistics, correlation and regression analysis is conducted for the research. The SPSS and excel are the tools for analysis of the data. The finding of study each variables exhibits a high standard deviation. This suggests that the current status of the research variables is highly fluctuating in the commercial banks. The relationship of capital adequacy ratio, nonperforming loan, and loan loss provision to the return on equity is significant. The relationship of loan and advance and gross domestic product to the return on equity are not significant. The relationship of loan and advance, non-performing loan and loan loss provision to the return on assets is significant. The relationship of capital adequacy ratio and gross domestic product not significant to the return on assets. The impact of capital adequacy ratio and loan loss provision impacted to the return on equity is significant. The impact of Loan and advance, Nonperforming Loan and Gross Domestic Product are significant to the return on equity. The impact Capital Adequacy Ratio, Loan and advance, Nonperforming Loan, Loan loss provision and Gross Domestic Product to the return on assets is not significant to the return on assets. Keywords: Capital Adequacy Ratio, Loan and advance, Nonperforming Loan, Loan loss provision and Gross Domestic Product and profitability | |
| dc.identifier.uri | https://hdl.handle.net/20.500.14540/23683 | |
| dc.language.iso | en_US | |
| dc.publisher | Shanker Dev Campus | |
| dc.title | CREDIT RISK AND PROFITABILITY OF NEPALESE COMMERCIAL BANK | |
| dc.type | Thesis | |
| local.academic.level | Masters | |
| local.affiliatedinstitute.title | Shanker Dev Campus | |
| local.institute.title | Faculty of Management |