Gender differences in the utilization of senior citizen's allowance in Khaptad Chhedeaha rural municipality word no- 3 Bajura

Abstract

This abstract of the dissertation illustrates how the entire study has been conducted. This dissertation is a sociological study of elderly people in Bajura. The main objective of the study is to analyze and explicate the gender differences in utilization of senior citizen’s allowance in a comprehensive way. However, specific objectives of the study are to describe the utilization of senior citizen’s allowances by male and female senior citizen; to examine the social and cultural factors contributing to the gender difference in utilization of senior citizen’s allowance; and to analyze the influence of family structure in the decision-making process regarding utilization of senior citizen allowance. In the study, in order to analyze and inter operate the meaning, empowerment and social security theories are used and analyzed interrelation between theory and practices and tried to find out the gap in the practice level comparing and contrasting the practice. In the study, policies and empirical studies have been critically analyzed and interpreted. In this study description research design has been used. Primary data such as interview schedule, case study, unstructured interview and observation have been used as the dominant data collection tools and techniques in the study. The findings reveal that while both genders value the allowance, men are more likely to retain control over their spending, whereas women often share or surrender their benefits to household members. Structural barriers such as mobility limitations, literacy, and traditional gender roles further influence the autonomy and decision-making power of elderly women regarding financial resources. The study highlights the need for more gender-sensitive policy implementation and awareness programs to ensure equitable access and use of social security benefits among senior citizens. It also recommends community-level interventions to empower elderly women in managing their entitlements independently and with dignity.