Distribution of remittance in Malma village of Galkot Municipality, Baglung

Abstract

This study aimed to assess socio-economic status, finding socio-cultural, economic and other impact of remittance to the households in Malma village of Galkot municipality Baglung. The study used case study research design aligned with intrinsic and descriptive methods. The required data and information are collected from randomly and purposively selected 156 respondents and six participants through household survey and KII techniques. The study found that majority of the Braman/Chhetriy were the main ethnic group selected as sample households. Remittance and agriculture found major sources of family income of the respondents. The most of the4 remitters are working in Japan followed by Saudi Arabia and Qatar. Most of the male (73.7%) and very few female (15%) are involving in foreign employment. Most of the remitters are working in construction and hotel management sector whereas very few remitters are involved in technical jobs. Majority (81.10%) of the remitters are unskilled and are forced to work in manual works. Majority (92.2%) of the remitters have been using IME and Western Union Money Transfer to send remittance to the households. The large portion of remittance have been expensing in unproductive sectors. The large portion of remittance are expensing for repaying loan amount and buying land sector. However, remittance receiving households are improving their livelihood and achieving good social status in the society and also donating some portion of remittance in social sector. The study conclude that all the households who are receiving remittance are getting economic and social benefits. Their access to purchasing capacity, education and economy have been increased. Their access to health, education and economy have been increased. By the use of remittance income, there has been investment in the income generating activities resulting in the regular flow of money in the household and motivation for entrepreneurship development at local level. Remittance helped to reduce poverty and social exclusion in the study area poverty. However, the remittance household members suggested that focus should be in easy availability of loan facilities to the foreign employment and providing capacity and skills and trainings to the potential youth before involving in foreign employment.