Role of Co-Operatives in Rural Trade and Business Activitiees: A Case study of Sidingma Saving and Loan Co-operatives Sidingwa Rural Municipality-6 of Taplejung District
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Faculty of Rural Development
Abstract
Cooperative means working together. It is a form of economic as well as social
organization based on certain values. Cooperative's effort is ultimately the group
instinct in man, which enables him to live together, work together and help each other
in times of stress. Cooperatives are voluntary, people-oriented and self-help
organization. The study entitled ROLE OF CO-OPERATIVES IN RURAL TRADE
AND BUSINESS ACTIVITIEES: A Case study of Sidingma Saving and Loan Co-
operatives Sidingwa Rural Municipality- 6 of Taplejung District The main objectives
of this study are; i. to find out the socio-economic status of rural women, ii. to analyze
the saving and credit activities of rural women, iii. to ascertain prospects and
challenges of saving and credit cooperative for the empowerment of rural women and
iv. to make relevant recommendation to policy maker. Different methodologies were
used for meeting the different objectives of the study. Nature and sources of data,
rational for selection of the study area, research design, sampling procedure are
methodologies for the study. The universe of this study is A Study Of Sidigma
Saving and Loan Co-operatives Ltd. Sidingwa Rural Municipality-6 of
Taplejung District. Out of 200 members 40 have been selected as respondents. The
techniques and tools are household questionnaire survey, field observation, key
informant interviews, informal interview, focus group discussion, PRA and field note
used in the study area. On the basis of the findings of the study "role of cooperative in
rural women empowerment" sector are financial and non-financial activities, focuses
on enterprise support activities, social development activities such as literacy classes
and health care training for the women(members). Among other findings and lessons
learned from the study identifies that the major concerns of women members of that
includes: education for self and for children; having own and own income and savings
from that livelihood; improved security/reduced vulnerability; improved access to
institutions/ individuals with resources, and freedom to make own choices or
decisions. The study and my analysis and recommendations for future activities to
strengthen the cooperatives with both financial and social interventions will be useful
to all those who are interested in strengthening the and co-operative movement in
Nepal.