Financial literacy and financial sustainability in Nepal

Abstract

The study is conducted to examine financial literacy and financial sustainability in Nepal. The objectives of the study are: to examine the current situation of financial literacy factors and financial sustainability in Nepal, to analyze the relationship between financial literacy factors and performance of financial sustainability in Nepal and to analyze the impact of financial literacy factors on financial sustainability in Nepal.The study is based on descriptive and casual comparative research design. 400 sample size is selected as sample for this study. The data of sample is taken to study the financial literacy and financial sustainability. The study is quantitative in nature. The study used primary source of data collection. Convenient sampling technique is used to collect data from the respondents who works in small and medium business. A structure questionnaire is prepared. The questionnaire include demographic information and likert scale questions. For analysis, through SPSS software, tools like frequency, percentage, mean, standard deviation, correlation analysis and regression analysis is used. The findings of the study showed there is positive significant relationship between financial knowledge, financial skills, financial attitude, and financial behavior and financial sustainability.