Impact of fintech on performance of small and medium enterprises
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Abstract
The study was conducted to examine the impact of Fintech on performance of small
and medium enterprises. The objectives of the study was To assess the influence of
factors of Fintech on the operational efficiency of small and medium enterprises in
Kathmandu, to analyze the relationship between factors of Fintech and performance of
small and medium enterprises in Kathmandu and to examine the impact of factors of
Fintech on performance of small and medium enterprises in Kathmandu.
The study is based on descriptive research design. The population of the study are the
employee of different SMEs companies located in Kathmandu Valley. The study select
390 respondents as sample size. The study is quantitative in nature. The data collected
from primary source of data. The required primary data collected directly from the
respondents who works in SMEs in Kathmandu Valley. The data are collected through
convenience sampling technique. First of all, data are recorded in Microsoft Excel.
The recorded data are analyzed using SPSS. Different statistical tools like mean,
standard deviation, correlation analysis and multiple regression analysis are used. The
data are based on the variables (perceived usefulness, perceived ease of use, trust in
Fintech services, perceived risk and performance of small and medium enterprises).
The findings of the study showed there is positive relationship between perceived
usefulness, perceived ease of use, trust in Fintech services, perceived risk and
performance of small and medium enterprises. The study also found that there is
statistically significant impact of perceived usefulness, perceived easy to use, trust in
FinTech service on performance of small and medium enterprises. Whereas, the
findings also showed there is no significant impact of perceived risk on performance
of small and medium enterprises.
Key Words: Perceived Usefulness, Perceived Ease of Use, Trust in Fintech Services,
Perceived Risk and Performance of Small and Medium Enterprises